AON vs. PUK: Aon vs. Prudential Stock Comparison
How do Aon (AON) and Prudential (PUK) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Aon (AON) and Prudential (PUK) both belong to the Insurance industry, though AON is classified under Insurance Brokers while PUK falls under Life & Health Insurance.
Aon (AON) trades as ordinary local shares, while Prudential (PUK) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.
| Profile Item | AON | PUK |
|---|---|---|
| Name | Aon plc Class A | Prudential plc ADR |
| Country/Region | Ireland | Hong Kong |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Insurance | Insurance |
| GICS Industry | Insurance | Insurance |
| GICS Sub-Industry | Insurance Brokers | Life & Health Insurance |
| Market Capitalization | 71.03 billion USD | 30.28 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | June 2, 1980 | June 29, 2000 |
| Security Type | Common Stock | ADR |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | AON | PUK |
|---|---|---|
| Total Return (1Y) | -1.97% | -7.39% |
| Total Return (3Y, Annualized) | 1.25% | 8.09% |
| Total Return (5Y, Annualized) | 3.28% | -6.78% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | AON | PUK |
|---|---|---|
| Volatility (1Y, Annualized) | 29.20% | 29.81% |
| Beta (5Y) | 0.60 | 0.64 |
| Max Drawdown (5Y) | -33.57% | -62.24% |
| Avg. Volume (3M) | 1.64M | 1.21M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | AON | PUK |
|---|---|---|
| Sharpe Ratio (1Y) | -0.21 | -0.39 |
| Sortino Ratio (1Y) | -0.29 | -0.54 |
Profitability
ROE (TTM)
Aon (AON) at 43.38% clears its industry range for ROE, a sharper capital-efficiency signal than Prudential (PUK) at 18.74%, which is closer to a typical peer reading.
AON
Insurance industry group
43.38%
- AON
- 43.38%
- Max
- 41.68%
- Q3
- 22.04%
- Median
- 14.81%
- Q1
- 8.79%
- Min
- -10.66%
PUK
Insurance industry group
18.74%
- Max
- 41.68%
- Q3
- 22.04%
- PUK
- 18.74%
- Median
- 14.81%
- Q1
- 8.79%
- Min
- -10.66%
Net Margin (TTM)
For every dollar of sales, both Aon (AON) at 22.24% and Prudential (PUK) at 25.49% retain more as net profit than most peers, landing in the top net margin quartile of their industries.
AON
Insurance industry group
22.24%
- Max
- 29.92%
- AON
- 22.24%
- Q3
- 17.03%
- Median
- 10.97%
- Q1
- 6.21%
- Min
- -4.68%
PUK
Insurance industry group
25.49%
- Max
- 29.92%
- PUK
- 25.49%
- Q3
- 17.03%
- Median
- 10.97%
- Q1
- 6.21%
- Min
- -4.68%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Aon (AON) in Insurance and Prudential (PUK) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | AON | PUK |
|---|---|---|
| ROE (TTM) | 43.38% | 18.74% |
| ROA (TTM) | 5.45% | 1.60% |
| Net Margin (TTM) | 22.24% | 25.49% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Prudential (PUK) at 68.98% clears its industry range for revenue growth, far stronger top-line momentum than Aon (AON) at 9.45%, which is closer to a typical peer reading.
EPS Growth
Prudential (PUK) at 82.74% sits in the top EPS growth quartile, while Aon (AON) at 36.27% is closer to the peer norm — faster per-share earnings growth for PUK.
Growth Metrics
| Metric | AON | PUK |
|---|---|---|
| Revenue Growth (YoY) | 9.45% | 68.98% |
| Revenue Growth (3Y CAGR) | 11.25% | -- |
| EPS Growth (YoY) | 36.27% | 82.74% |
| EPS Growth (3Y CAGR) | 11.92% | 61.41% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Aon (AON) in Insurance and Prudential (PUK) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Aon (AON) in Insurance and Prudential (PUK) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | AON | PUK |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Both Aon (AON) at 0.91% and Prudential (PUK) at 1.10% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.
AON
Insurance industry group
0.91%
- Max
- 5.12%
- Q3
- 2.15%
- Median
- 0.98%
- AON
- 0.91%
- Q1
- 0.00%
- Min
- 0.00%
PUK
Insurance industry group
1.10%
- Max
- 5.12%
- Q3
- 2.15%
- PUK
- 1.10%
- Median
- 0.98%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both Aon (AON) at 17.13% and Prudential (PUK) at 18.71% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.
AON
Insurance industry group
17.13%
- Max
- 76.67%
- Q3
- 35.18%
- AON
- 17.13%
- Median
- 14.74%
- Q1
- 0.00%
- Min
- 0.00%
PUK
Insurance industry group
18.71%
- Max
- 76.67%
- Q3
- 35.18%
- PUK
- 18.71%
- Median
- 14.74%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | AON | PUK |
|---|---|---|
| Dividend Yield (TTM) | 0.91% | 1.10% |
| Dividend Payout Ratio (TTM) | 17.13% | 18.71% |
Valuation
P/E Ratio (TTM)
Prudential (PUK) at 8.72 sits in the cheaper P/E ratio quartile, while Aon (AON) at 18.33 is closer to its industry’s usual earnings multiple — a discount for PUK, though growth and earnings durability still matter.
AON
Insurance industry group
18.33
- Max
- 28.37
- Q3
- 18.75
- AON
- 18.33
- Median
- 12.23
- Q1
- 9.08
- Min
- 2.32
PUK
Insurance industry group
8.72
- Max
- 28.37
- Q3
- 18.75
- Median
- 12.23
- Q1
- 9.08
- PUK
- 8.72
- Min
- 2.32
P/S Ratio (TTM)
Prudential (PUK) at 2.12 is priced about in line with its industry on P/S ratio, while Aon (AON) at 4.02 sits in the pricier quartile — AON costs more per dollar of sales.
AON
Insurance industry group
4.02
- Max
- 4.03
- AON
- 4.02
- Q3
- 2.25
- Median
- 1.23
- Q1
- 0.85
- Min
- 0.07
PUK
Insurance industry group
2.12
- Max
- 4.03
- Q3
- 2.25
- PUK
- 2.12
- Median
- 1.23
- Q1
- 0.85
- Min
- 0.07
P/B Ratio (MRQ)
Measured against book value, both Aon (AON) at 7.03 and Prudential (PUK) at 6.29 look expensive — each P/B ratio sits above its industry’s benchmark range.
AON
Insurance industry group
7.03
- AON
- 7.03
- Max
- 5.07
- Q3
- 2.79
- Median
- 1.76
- Q1
- 1.23
- Min
- 0.30
PUK
Insurance industry group
6.29
- PUK
- 6.29
- Max
- 5.07
- Q3
- 2.79
- Median
- 1.76
- Q1
- 1.23
- Min
- 0.30
Valuation Metrics
| Metric | AON | PUK |
|---|---|---|
| P/E Ratio (TTM) | 18.33 | 8.72 |
| P/S Ratio (TTM) | 4.02 | 2.12 |
| P/B Ratio (MRQ) | 7.03 | 6.29 |
| Free Cash Flow Yield (TTM) | -- | -- |