AON vs. PRU: Aon vs. Prudential Financial Stock Comparison
This page compares Aon (AON) with Prudential Financial (PRU) using performance and risk, profitability, financial strength, growth, dividends, and valuation metrics.
Performance
Cumulative Growth
Trailing Returns
Performance at a Glance
| Metric | AON | PRU |
|---|---|---|
| 1-Year Return | -5.31% | 9.05% |
Risk
Drawdown
Risk at a Glance
| Metric | AON | PRU |
|---|---|---|
| 1-Year Volatility | 23.52% | 22.71% |
| Beta | 0.70 | 0.85 |
| 3-Month Avg. Volume | 1.42M | 2.16M |
Company Profile
Aon (AON) and Prudential Financial (PRU) both belong to the Insurance industry, though AON is classified under Insurance Brokers while PRU falls under Life & Health Insurance.
| Profile Item | AON | PRU |
|---|---|---|
| Name | Aon plc | Prudential Financial, Inc. |
| Country/Region | Ireland | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Insurance | Insurance |
| GICS Industry | Insurance | Insurance |
| GICS Sub-Industry | Insurance Brokers | Life & Health Insurance |
| Market Capitalization | 71.61 billion USD | 37.68 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | June 2, 1980 | December 13, 2001 |
| Security Type | Common Stock | Common Stock |
Valuation
Price-to-Earnings Ratio (TTM)
Prudential Financial (PRU) at 11.17 is near its industry’s usual P/E ratio, while Aon (AON) at 18.41 sits in the richer quartile — AON needs stronger growth or earnings quality to justify the premium.
AON
Insurance industry group
18.41
- Max
- 25.24
- AON
- 18.41
- Q3
- 16.46
- Median
- 12.28
- Q1
- 8.66
- Min
- 3.44
PRU
Insurance industry group
11.17
- Max
- 25.24
- Q3
- 16.46
- Median
- 12.28
- PRU
- 11.17
- Q1
- 8.66
- Min
- 3.44
Price-to-Sales Ratio (TTM)
Prudential Financial (PRU) at 0.60 sits in the cheaper P/S ratio quartile while Aon (AON) at 4.10 prices above its industry range — a wide gap in sales valuation between them.
AON
Insurance industry group
4.10
- AON
- 4.10
- Max
- 3.96
- Q3
- 2.13
- Median
- 1.17
- Q1
- 0.82
- Min
- 0.13
PRU
Insurance industry group
0.60
- Max
- 3.96
- Q3
- 2.13
- Median
- 1.17
- Q1
- 0.82
- PRU
- 0.60
- Min
- 0.13
Price-to-Book Ratio (MRQ)
Prudential Financial (PRU) at 1.18 sits near its industry’s typical P/B ratio, while Aon (AON) at 7.28 prices above its benchmark range — AON looks rich relative to book.
AON
Insurance industry group
7.28
- AON
- 7.28
- Max
- 3.70
- Q3
- 2.21
- Median
- 1.61
- Q1
- 1.12
- Min
- -0.14
PRU
Insurance industry group
1.18
- Max
- 3.70
- Q3
- 2.21
- Median
- 1.61
- PRU
- 1.18
- Q1
- 1.12
- Min
- -0.14
Valuation at a Glance
| Metric | AON | PRU |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 18.41 | 11.17 |
| Price-to-Sales Ratio (TTM) | 4.10 | 0.60 |
| Price-to-Book Ratio (MRQ) | 7.28 | 1.18 |
| Free Cash Flow Yield | -- | -- |
Profitability
Return on Equity (TTM)
Aon (AON) at 46.45% clears its industry range for ROE, a sharper capital-efficiency signal than Prudential Financial (PRU) at 10.71%, which is closer to a typical peer reading.
AON
Insurance industry group
46.45%
- AON
- 46.45%
- Max
- 38.88%
- Q3
- 22.34%
- Median
- 14.13%
- Q1
- 9.51%
- Min
- -6.23%
PRU
Insurance industry group
10.71%
- Max
- 38.88%
- Q3
- 22.34%
- Median
- 14.13%
- PRU
- 10.71%
- Q1
- 9.51%
- Min
- -6.23%
Net Profit Margin (TTM)
Aon (AON) at 22.54% retains a top-quartile share of revenue as profit, ahead of Prudential Financial (PRU) at 5.48%, which keeps about the industry-typical share.
AON
Insurance industry group
22.54%
- Max
- 38.86%
- AON
- 22.54%
- Q3
- 19.36%
- Median
- 11.07%
- Q1
- 5.09%
- Min
- -2.80%
PRU
Insurance industry group
5.48%
- Max
- 38.86%
- Q3
- 19.36%
- Median
- 11.07%
- PRU
- 5.48%
- Q1
- 5.09%
- Min
- -2.80%
Operating Profit Margin (TTM)
Neither side reports a meaningful operating margin: for Aon (AON) in Insurance and Prudential Financial (PRU) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability at a Glance
| Metric | AON | PRU |
|---|---|---|
| Return on Equity (TTM) | 46.45% | 10.71% |
| Return on Assets (TTM) | 6.05% | 0.41% |
| Net Profit Margin (TTM) | 22.54% | 5.48% |
| Operating Profit Margin (TTM) | -- | -- |
| Gross Profit Margin (TTM) | -- | -- |
Growth
Revenue Growth
Revenue Growth at a Glance
| Metric | AON | PRU |
|---|---|---|
| 1-Year Revenue Growth | 9.45% | -13.74% |
| 3-Year Revenue CAGR | 11.25% | 2.28% |
EPS Growth
EPS Growth at a Glance
| Metric | AON | PRU |
|---|---|---|
| 1-Year EPS Growth | 36.27% | 33.20% |
| 3-Year EPS CAGR | 11.92% | -- |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Aon (AON) in Insurance and Prudential Financial (PRU) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt-to-Equity Ratio (MRQ)
debt-to-equity ratio is set aside for both: Aon (AON) in Insurance and Prudential Financial (PRU) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength at a Glance
| Metric | AON | PRU |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt-to-Equity Ratio (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Prudential Financial (PRU) at 5.16% delivers top-quartile income for its industry, while Aon (AON) at 0.98% pays a more typical yield — both are credible income propositions, PRU the richer one.
AON
Insurance industry group
0.98%
- Max
- 5.43%
- Q3
- 2.64%
- Median
- 1.35%
- AON
- 0.98%
- Q1
- 0.00%
- Min
- 0.00%
PRU
Insurance industry group
5.16%
- Max
- 5.43%
- PRU
- 5.16%
- Q3
- 2.64%
- Median
- 1.35%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Aon (AON) at 16.36% pays out a band-typical share of earnings, while Prudential Financial (PRU) at 56.13% distributes more than its industry norm — less retained, thinner cover.
AON
Insurance industry group
16.36%
- Max
- 86.52%
- Q3
- 35.43%
- AON
- 16.36%
- Median
- 14.92%
- Q1
- 0.00%
- Min
- 0.00%
PRU
Insurance industry group
56.13%
- Max
- 86.52%
- PRU
- 56.13%
- Q3
- 35.43%
- Median
- 14.92%
- Q1
- 0.00%
- Min
- 0.00%
Dividends at a Glance
| Metric | AON | PRU |
|---|---|---|
| Dividend Yield (TTM) | 0.98% | 5.16% |
| Dividend Payout Ratio (TTM) | 16.36% | 56.13% |