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AMP vs. MCO: Ameriprise Financial vs. Moody's Stock Comparison

How do Ameriprise Financial (AMP) and Moody's (MCO) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Ameriprise Financial (AMP) and Moody's (MCO) both belong to the Capital Markets industry, though AMP is classified under Asset Management & Custody Banks while MCO falls under Financial Exchanges & Data.

Company profile comparison for Ameriprise Financial (AMP) and Moody's (MCO)
Profile ItemAMPMCO
NameAmeriprise Financial Inc.Moody's Corporation
Country/RegionUnited StatesUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupFinancial ServicesFinancial Services
GICS IndustryCapital MarketsCapital Markets
GICS Sub-IndustryAsset Management & Custody BanksFinancial Exchanges & Data
Market Capitalization43.54 billion USD87.19 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateSeptember 15, 2005October 31, 1994
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

AMP
MCO
GSPC
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Ameriprise Financial (AMP) vs. Moody's (MCO), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Ameriprise Financial (AMP) and Moody's (MCO). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Ameriprise Financial (AMP) and Moody's (MCO). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Ameriprise Financial (AMP) and Moody's (MCO)
MetricAMPMCO
Total Return (1Y)13.80%5.02%
Total Return (3Y, Annualized)17.42%15.27%
Total Return (5Y, Annualized)12.72%6.21%

Risk Profile

Drawdown History

AMP
MCO
GSPC
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Ameriprise Financial (AMP) vs. Moody's (MCO), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Ameriprise Financial (AMP) and Moody's (MCO). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Ameriprise Financial (AMP) and Moody's (MCO)
MetricAMPMCO
Volatility (1Y, Annualized)26.68%28.61%
Beta (5Y)1.101.28
Max Drawdown (5Y)-31.54%-40.93%
Avg. Volume (3M)545.31K817.57K

Risk-Adjusted Performance

Risk-Return Positioning

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AMP and MCO are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Ameriprise Financial (AMP) and Moody's (MCO)
MetricAMPMCO
Sharpe Ratio (1Y)0.360.03
Sortino Ratio (1Y)0.500.04

Profitability

ROE (TTM)

Both Ameriprise Financial (AMP) at 71.98% and Moody's (MCO) at 76.74% turn shareholders’ equity into profit at rates above their industry benchmark ranges for ROE. That is a strong capital-efficiency signal, though leverage and the equity base still matter.

AMP

Financial Services industry group

71.98%

AMP
71.98%
Max
44.78%
Q3
21.85%
Median
12.91%
Q1
4.48%
Min
-18.71%

MCO

Financial Services industry group

76.74%

MCO
76.74%
Max
44.78%
Q3
21.85%
Median
12.91%
Q1
4.48%
Min
-18.71%
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Ameriprise Financial (AMP) vs. Moody's (MCO): A comparison of their ROE against the Financial Services industry group benchmark.

Net Margin (TTM)

Moody's (MCO) at 35.26% retains a top-quartile share of revenue as profit, ahead of Ameriprise Financial (AMP) at 20.67%, which keeps about the industry-typical share.

AMP

Financial Services industry group

20.67%

Max
62.84%
Q3
28.05%
AMP
20.67%
Median
15.36%
Q1
4.82%
Min
-28.52%

MCO

Financial Services industry group

35.26%

Max
62.84%
MCO
35.26%
Q3
28.05%
Median
15.36%
Q1
4.82%
Min
-28.52%
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Ameriprise Financial (AMP) vs. Moody's (MCO): A comparison of their net margin against the Financial Services industry group benchmark.

Operating Margin (TTM)

Both Ameriprise Financial (AMP) at 36.41% and Moody's (MCO) at 46.27% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.

AMP

Financial Services industry group

36.41%

Max
107.33%
Q3
55.90%
AMP
36.41%
Median
30.09%
Q1
14.60%
Min
-44.34%

MCO

Financial Services industry group

46.27%

Max
107.33%
Q3
55.90%
MCO
46.27%
Median
30.09%
Q1
14.60%
Min
-44.34%
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Ameriprise Financial (AMP) vs. Moody's (MCO): A comparison of their operating margin against the Financial Services industry group benchmark.

Profitability Metrics

Profitability metrics for Ameriprise Financial (AMP) and Moody's (MCO)
MetricAMPMCO
ROE (TTM)71.98%76.74%
ROA (TTM)2.30%15.56%
Net Margin (TTM)20.67%35.26%
Operating Margin (TTM)36.41%46.27%
Gross Margin (TTM)----

Growth

Revenue Growth

Both Ameriprise Financial (AMP) at 7.04% and Moody's (MCO) at 8.89% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

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Ameriprise Financial (AMP) vs. Moody's (MCO): A comparison of their Revenue Growth across different time periods.

EPS Growth

Both Ameriprise Financial (AMP) at 9.77% and Moody's (MCO) at 21.40% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

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Ameriprise Financial (AMP) vs. Moody's (MCO): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Ameriprise Financial (AMP) and Moody's (MCO)
MetricAMPMCO
Revenue Growth (YoY)7.04%8.89%
Revenue Growth (3Y CAGR)9.03%12.17%
EPS Growth (YoY)9.77%21.40%
EPS Growth (3Y CAGR)9.41%22.48%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Ameriprise Financial (AMP) in Financial Services and Moody's (MCO) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Ameriprise Financial (AMP) in Financial Services and Moody's (MCO) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Ameriprise Financial (AMP) and Moody's (MCO)
MetricAMPMCO
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Both Ameriprise Financial (AMP) at 1.30% and Moody's (MCO) at 0.78% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

AMP

Financial Services industry group

1.30%

Max
9.77%
Q3
3.92%
AMP
1.30%
Median
1.09%
Q1
0.00%
Min
0.00%

MCO

Financial Services industry group

0.78%

Max
9.77%
Q3
3.92%
Median
1.09%
MCO
0.78%
Q1
0.00%
Min
0.00%
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Ameriprise Financial (AMP) vs. Moody's (MCO): A comparison of their dividend yield against the Financial Services industry group benchmark.

Dividend Payout Ratio (TTM)

Both Ameriprise Financial (AMP) at 14.86% and Moody's (MCO) at 24.59% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

AMP

Financial Services industry group

14.86%

Max
241.07%
Q3
97.36%
Median
25.77%
AMP
14.86%
Q1
0.00%
Min
0.00%

MCO

Financial Services industry group

24.59%

Max
241.07%
Q3
97.36%
Median
25.77%
MCO
24.59%
Q1
0.00%
Min
0.00%
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Ameriprise Financial (AMP) vs. Moody's (MCO): A comparison of their payout ratio against the Financial Services industry group benchmark.

Dividend Metrics

Dividend metrics for Ameriprise Financial (AMP) and Moody's (MCO)
MetricAMPMCO
Dividend Yield (TTM)1.30%0.78%
Dividend Payout Ratio (TTM)14.86%24.59%

Valuation

P/E Ratio (TTM)

Ameriprise Financial (AMP) at 11.29 is near its industry’s usual P/E ratio, while Moody's (MCO) at 30.85 sits in the richer quartile — MCO needs stronger growth or earnings quality to justify the premium.

AMP

Financial Services industry group

11.29

Max
45.85
Q3
24.64
Median
15.37
AMP
11.29
Q1
9.68
Min
0.16

MCO

Financial Services industry group

30.85

Max
45.85
MCO
30.85
Q3
24.64
Median
15.37
Q1
9.68
Min
0.16
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Ameriprise Financial (AMP) vs. Moody's (MCO): A comparison of their P/E ratio against the Financial Services industry group benchmark.

P/S Ratio (TTM)

Ameriprise Financial (AMP) at 2.16 prices around its industry’s typical P/S ratio, while Moody's (MCO) at 10.66 clears its benchmark range — MCO looks notably rich on sales.

AMP

Financial Services industry group

2.16

Max
9.23
Q3
4.57
Median
2.72
AMP
2.16
Q1
1.28
Min
-0.55

MCO

Financial Services industry group

10.66

MCO
10.66
Max
9.23
Q3
4.57
Median
2.72
Q1
1.28
Min
-0.55
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Ameriprise Financial (AMP) vs. Moody's (MCO): A comparison of their P/S ratio against the Financial Services industry group benchmark.

P/B Ratio (MRQ)

Measured against book value, both Ameriprise Financial (AMP) at 8.54 and Moody's (MCO) at 26.68 look expensive — each P/B ratio sits above its industry’s benchmark range.

AMP

Financial Services industry group

8.54

AMP
8.54
Max
7.79
Q3
3.63
Median
1.57
Q1
0.81
Min
-0.39

MCO

Financial Services industry group

26.68

MCO
26.68
Max
7.79
Q3
3.63
Median
1.57
Q1
0.81
Min
-0.39
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Ameriprise Financial (AMP) vs. Moody's (MCO): A comparison of their P/B ratio against the Financial Services industry group benchmark.

Valuation Metrics

Valuation metrics for Ameriprise Financial (AMP) and Moody's (MCO)
MetricAMPMCO
P/E Ratio (TTM)11.2930.85
P/S Ratio (TTM)2.1610.66
P/B Ratio (MRQ)8.5426.68
Free Cash Flow Yield (TTM)----