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ALLY vs. TPG: A Head-to-Head Stock Comparison

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Here’s a clear look at ALLY and TPG, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

SymbolALLYTPG
Company NameAlly Financial Inc.TPG Inc.
CountryUnited StatesUnited States
GICS SectorFinancialsFinancials
GICS IndustryConsumer FinanceCapital Markets
Market Capitalization11.95 billion USD21.81 billion USD
ExchangeNYSENasdaqGS
Listing DateJanuary 28, 2014January 13, 2022
Security TypeCommon StockCommon Stock

Historical Performance

This chart compares the performance of ALLY and TPG by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

ALLY vs. TPG: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolALLYTPG
5-Day Price Return0.05%5.08%
13-Week Price Return1.13%-8.84%
26-Week Price Return7.20%9.50%
52-Week Price Return7.41%-12.20%
Month-to-Date Return0.82%5.14%
Year-to-Date Return9.11%-7.91%
10-Day Avg. Volume3.04M2.56M
3-Month Avg. Volume3.29M1.82M
3-Month Volatility29.78%31.03%
Beta1.201.51

Profitability

Return on Equity (TTM)

ALLY

2.66%

Consumer Finance Industry

Max
33.41%
Q3
22.03%
Median
12.81%
Q1
8.65%
Min
-3.88%

ALLY’s Return on Equity of 2.66% is in the lower quartile for the Consumer Finance industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.

TPG

12.87%

Capital Markets Industry

Max
41.61%
Q3
22.56%
Median
13.62%
Q1
9.23%
Min
-4.25%

TPG’s Return on Equity of 12.87% is on par with the norm for the Capital Markets industry, indicating its profitability relative to shareholder equity is typical for the sector.

ALLY vs. TPG: A comparison of their Return on Equity (TTM) against their respective Consumer Finance and Capital Markets industry benchmarks.

Net Profit Margin (TTM)

ALLY

13.26%

Consumer Finance Industry

Max
19.71%
Q3
16.62%
Median
13.26%
Q1
9.70%
Min
3.25%

ALLY’s Net Profit Margin of 13.26% is aligned with the median group of its peers in the Consumer Finance industry. This indicates its ability to convert revenue into profit is typical for the sector.

TPG

2.83%

Capital Markets Industry

Max
69.91%
Q3
36.88%
Median
24.30%
Q1
13.14%
Min
-6.20%

Falling into the lower quartile for the Capital Markets industry, TPG’s Net Profit Margin of 2.83% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.

ALLY vs. TPG: A comparison of their Net Profit Margin (TTM) against their respective Consumer Finance and Capital Markets industry benchmarks.

Operating Profit Margin (TTM)

ALLY

15.87%

Consumer Finance Industry

Max
40.60%
Q3
26.23%
Median
18.39%
Q1
14.99%
Min
2.71%

ALLY’s Operating Profit Margin of 15.87% is around the midpoint for the Consumer Finance industry, indicating that its efficiency in managing core business operations is typical for the sector.

TPG

6.73%

Capital Markets Industry

Max
83.68%
Q3
47.64%
Median
32.36%
Q1
19.28%
Min
0.30%

TPG’s Operating Profit Margin of 6.73% is in the lower quartile for the Capital Markets industry. This indicates weaker profitability from core operations, which may stem from inefficiencies or competitive pressures on pricing.

ALLY vs. TPG: A comparison of their Operating Profit Margin (TTM) against their respective Consumer Finance and Capital Markets industry benchmarks.

Profitability at a Glance

SymbolALLYTPG
Return on Equity (TTM)2.66%12.87%
Return on Assets (TTM)0.20%1.03%
Net Profit Margin (TTM)13.26%2.83%
Operating Profit Margin (TTM)15.87%6.73%
Gross Profit Margin (TTM)----

Financial Strength

Current Ratio (MRQ)

ALLY

--

Consumer Finance Industry

Max
7.85
Q3
4.55
Median
2.28
Q1
0.81
Min
0.03

For the Consumer Finance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

TPG

0.21

Capital Markets Industry

Max
3.43
Q3
1.76
Median
1.00
Q1
0.60
Min
0.04

For the Capital Markets industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

ALLY vs. TPG: A comparison of their Current Ratio (MRQ) against their respective Consumer Finance and Capital Markets industry benchmarks.

Debt-to-Equity Ratio (MRQ)

ALLY

1.14

Consumer Finance Industry

Max
6.61
Q3
4.27
Median
2.40
Q1
0.99
Min
0.26

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Consumer Finance industry.

TPG

1.57

Capital Markets Industry

Max
6.12
Q3
2.78
Median
0.96
Q1
0.31
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Capital Markets industry.

ALLY vs. TPG: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Consumer Finance and Capital Markets industry benchmarks.

Interest Coverage Ratio (TTM)

ALLY

--

Consumer Finance Industry

Max
49.63
Q3
33.37
Median
4.75
Q1
3.20
Min
-15.69

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Consumer Finance industry.

TPG

6.40

Capital Markets Industry

Max
107.59
Q3
50.42
Median
10.94
Q1
4.37
Min
-36.26

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Capital Markets industry.

ALLY vs. TPG: A comparison of their Interest Coverage Ratio (TTM) against their respective Consumer Finance and Capital Markets industry benchmarks.

Financial Strength at a Glance

SymbolALLYTPG
Current Ratio (MRQ)--0.21
Quick Ratio (MRQ)--0.21
Debt-to-Equity Ratio (MRQ)1.141.57
Interest Coverage Ratio (TTM)--6.40

Growth

Revenue Growth

ALLY vs. TPG: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

ALLY vs. TPG: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

ALLY

4.02%

Consumer Finance Industry

Max
7.23%
Q3
3.63%
Median
2.52%
Q1
0.66%
Min
0.00%

With a Dividend Yield of 4.02%, ALLY offers a more attractive income stream than most of its peers in the Consumer Finance industry, signaling a strong commitment to shareholder returns.

TPG

5.67%

Capital Markets Industry

Max
8.63%
Q3
4.88%
Median
2.72%
Q1
1.41%
Min
0.00%

With a Dividend Yield of 5.67%, TPG offers a more attractive income stream than most of its peers in the Capital Markets industry, signaling a strong commitment to shareholder returns.

ALLY vs. TPG: A comparison of their Dividend Yield (TTM) against their respective Consumer Finance and Capital Markets industry benchmarks.

Dividend Payout Ratio (TTM)

ALLY

32.00%

Consumer Finance Industry

Max
145.89%
Q3
95.63%
Median
21.64%
Q1
0.00%
Min
0.00%

ALLY’s Dividend Payout Ratio of 32.00% is within the typical range for the Consumer Finance industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

TPG

982.70%

Capital Markets Industry

Max
188.84%
Q3
96.52%
Median
61.58%
Q1
31.74%
Min
0.00%

At 982.70%, TPG’s Dividend Payout Ratio is exceptionally high, exceeding the typical range for the Capital Markets industry. While this provides a significant return to shareholders, it may limit funds for reinvestment and could be difficult to sustain.

ALLY vs. TPG: A comparison of their Dividend Payout Ratio (TTM) against their respective Consumer Finance and Capital Markets industry benchmarks.

Dividend at a Glance

SymbolALLYTPG
Dividend Yield (TTM)4.02%5.67%
Dividend Payout Ratio (TTM)32.00%982.70%

Valuation

Price-to-Earnings Ratio (TTM)

ALLY

31.44

Consumer Finance Industry

Max
31.44
Q3
20.75
Median
13.78
Q1
9.09
Min
2.96

A P/E Ratio of 31.44 places ALLY in the upper quartile for the Consumer Finance industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.

TPG

173.26

Capital Markets Industry

Max
47.53
Q3
28.81
Median
16.62
Q1
12.06
Min
5.71

At 173.26, TPG’s P/E Ratio is exceptionally high, exceeding the typical maximum for the Capital Markets industry. This suggests the stock may be significantly overvalued compared to its peers and implies high market expectations that could be difficult to meet.

ALLY vs. TPG: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Consumer Finance and Capital Markets industry benchmarks.

Price-to-Sales Ratio (TTM)

ALLY

0.89

Consumer Finance Industry

Max
4.05
Q3
2.65
Median
1.91
Q1
1.12
Min
0.59

In the lower quartile for the Consumer Finance industry, ALLY’s P/S Ratio of 0.89 indicates its revenue is valued more conservatively than most of its peers. This could present a compelling opportunity if the market has overlooked its sales-generating capabilities.

TPG

4.91

Capital Markets Industry

Max
13.23
Q3
6.65
Median
4.40
Q1
2.22
Min
0.03

TPG’s P/S Ratio of 4.91 aligns with the market consensus for the Capital Markets industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

ALLY vs. TPG: A comparison of their Price-to-Sales Ratio (TTM) against their respective Consumer Finance and Capital Markets industry benchmarks.

Price-to-Book Ratio (MRQ)

ALLY

0.80

Consumer Finance Industry

Max
4.46
Q3
2.65
Median
1.92
Q1
1.15
Min
0.25

ALLY’s P/B Ratio of 0.80 is in the lower quartile for the Consumer Finance industry. From a value investing perspective, this is favorable, as it suggests the stock is trading at a discount to its net asset value and may offer a greater margin of safety.

TPG

18.98

Capital Markets Industry

Max
10.83
Q3
5.27
Median
2.66
Q1
1.34
Min
0.37

At 18.98, TPG’s P/B Ratio is at an extreme premium to the Capital Markets industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.

ALLY vs. TPG: A comparison of their Price-to-Book Ratio (MRQ) against their respective Consumer Finance and Capital Markets industry benchmarks.

Valuation at a Glance

SymbolALLYTPG
Price-to-Earnings Ratio (TTM)31.44173.26
Price-to-Sales Ratio (TTM)0.894.91
Price-to-Book Ratio (MRQ)0.8018.98
Price-to-Free Cash Flow Ratio (TTM)14.1719.75