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ALL vs. MKL: Allstate vs. Markel Stock Comparison

How do Allstate (ALL) and Markel (MKL) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Allstate (ALL) and Markel (MKL) are both classified in the Property & Casualty Insurance sub-industry within the broader Insurance industry, placing them in the closest GICS peer bucket.

Company profile comparison for Allstate (ALL) and Markel (MKL)
Profile ItemALLMKL
NameThe Allstate CorporationMarkel Group Inc.
Country/RegionUnited StatesUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupInsuranceInsurance
GICS IndustryInsuranceInsurance
GICS Sub-IndustryProperty & Casualty InsuranceProperty & Casualty Insurance
Market Capitalization63.05 billion USD23.71 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateJune 3, 1993December 12, 1986
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

ALL
MKL
GSPC
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Allstate (ALL) vs. Markel (MKL), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Allstate (ALL) and Markel (MKL). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Allstate (ALL) and Markel (MKL). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Allstate (ALL) and Markel (MKL)
MetricALLMKL
Total Return (1Y)27.36%-4.35%
Total Return (3Y, Annualized)27.71%13.21%
Total Return (5Y, Annualized)19.82%8.36%

Risk Profile

Drawdown History

ALL
MKL
GSPC
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Allstate (ALL) vs. Markel (MKL), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Allstate (ALL) and Markel (MKL). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Allstate (ALL) trades around 1.91M shares per day on average, while Markel (MKL) sees only 66.79K — a volume gap that can matter for position sizing, exit liquidity, and order execution.

Risk profile metrics for Allstate (ALL) and Markel (MKL)
MetricALLMKL
Volatility (1Y, Annualized)25.96%18.61%
Beta (5Y)0.130.57
Max Drawdown (5Y)-27.35%-28.87%
Avg. Volume (3M)1.91M66.79K

Risk-Adjusted Performance

Risk-Return Positioning

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ALL and MKL are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Allstate (ALL) and Markel (MKL)
MetricALLMKL
Sharpe Ratio (1Y)0.89-0.46
Sortino Ratio (1Y)1.28-0.60

Profitability

ROE (TTM)

Allstate (ALL) at 38.93% sits in the top ROE quartile, while Markel (MKL) at 9.75% is closer to the peer norm — stronger capital efficiency for ALL.

ALL

Insurance industry group

38.93%

Max
41.68%
ALL
38.93%
Q3
22.04%
Median
14.81%
Q1
8.79%
Min
-10.66%

MKL

Insurance industry group

9.75%

Max
41.68%
Q3
22.04%
Median
14.81%
MKL
9.75%
Q1
8.79%
Min
-10.66%
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Allstate (ALL) vs. Markel (MKL): A comparison of their ROE against the Insurance industry group benchmark.

Net Margin (TTM)

Both Allstate (ALL) at 16.57% and Markel (MKL) at 11.13% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

ALL

Insurance industry group

16.57%

Max
29.92%
Q3
17.03%
ALL
16.57%
Median
10.97%
Q1
6.21%
Min
-4.68%

MKL

Insurance industry group

11.13%

Max
29.92%
Q3
17.03%
MKL
11.13%
Median
10.97%
Q1
6.21%
Min
-4.68%
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Allstate (ALL) vs. Markel (MKL): A comparison of their net margin against the Insurance industry group benchmark.

Operating Margin (TTM)

Neither side reports a meaningful operating margin: for Allstate (ALL) in Insurance and Markel (MKL) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Profitability metrics for Allstate (ALL) and Markel (MKL)
MetricALLMKL
ROE (TTM)38.93%9.75%
ROA (TTM)7.68%2.21%
Net Margin (TTM)16.57%11.13%
Operating Margin (TTM)----
Gross Margin (TTM)----

Growth

Revenue Growth

Allstate (ALL) at 5.60% is around its peer norm for revenue growth, while Markel (MKL) at -2.49% drops into the bottom quartile, signaling weaker demand or pricing momentum.

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Allstate (ALL) vs. Markel (MKL): A comparison of their Revenue Growth across different time periods.

EPS Growth

Allstate (ALL) at 124.01% sits in the top EPS growth quartile, while Markel (MKL) at -15.10% is in the bottom quartile, showing a clear gap in earnings momentum.

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Allstate (ALL) vs. Markel (MKL): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Allstate (ALL) and Markel (MKL)
MetricALLMKL
Revenue Growth (YoY)5.60%-2.49%
Revenue Growth (3Y CAGR)9.84%11.40%
EPS Growth (YoY)124.01%-15.10%
EPS Growth (3Y CAGR)----

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Allstate (ALL) in Insurance and Markel (MKL) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Allstate (ALL) in Insurance and Markel (MKL) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Allstate (ALL) and Markel (MKL)
MetricALLMKL
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Markel (MKL) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Allstate (ALL) reports a yield of 1.59%, ranking against industry peers normally.

ALL

Insurance industry group

1.59%

Max
5.12%
Q3
2.15%
ALL
1.59%
Median
0.98%
Q1
0.00%
Min
0.00%

MKL

Insurance industry group

0.00%

Max
5.12%
Q3
2.15%
Median
0.98%
MKL
0.00%
Q1
0.00%
Min
0.00%
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Allstate (ALL) vs. Markel (MKL): A comparison of their dividend yield against the Insurance industry group benchmark.

Dividend Payout Ratio (TTM)

Markel (MKL) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Allstate (ALL) reports a payout of 9.62%, ranking against industry peers normally.

ALL

Insurance industry group

9.62%

Max
76.67%
Q3
35.18%
Median
14.74%
ALL
9.62%
Q1
0.00%
Min
0.00%

MKL

Insurance industry group

0.00%

Max
76.67%
Q3
35.18%
Median
14.74%
MKL
0.00%
Q1
0.00%
Min
0.00%
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Allstate (ALL) vs. Markel (MKL): A comparison of their payout ratio against the Insurance industry group benchmark.

Dividend Metrics

Dividend metrics for Allstate (ALL) and Markel (MKL)
MetricALLMKL
Dividend Yield (TTM)1.59%0.00%
Dividend Payout Ratio (TTM)9.62%0.00%

Valuation

P/E Ratio (TTM)

Allstate (ALL) at 5.78 sits in the cheaper P/E ratio quartile, while Markel (MKL) at 13.80 is closer to its industry’s usual earnings multiple — a discount for ALL, though growth and earnings durability still matter.

ALL

Insurance industry group

5.78

Max
28.37
Q3
18.75
Median
12.23
Q1
9.08
ALL
5.78
Min
2.32

MKL

Insurance industry group

13.80

Max
28.37
Q3
18.75
MKL
13.80
Median
12.23
Q1
9.08
Min
2.32
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Allstate (ALL) vs. Markel (MKL): A comparison of their P/E ratio against the Insurance industry group benchmark.

P/S Ratio (TTM)

On P/S ratio, both Allstate (ALL) at 0.90 and Markel (MKL) at 1.47 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.

ALL

Insurance industry group

0.90

Max
4.03
Q3
2.25
Median
1.23
ALL
0.90
Q1
0.85
Min
0.07

MKL

Insurance industry group

1.47

Max
4.03
Q3
2.25
MKL
1.47
Median
1.23
Q1
0.85
Min
0.07
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Allstate (ALL) vs. Markel (MKL): A comparison of their P/S ratio against the Insurance industry group benchmark.

P/B Ratio (MRQ)

On P/B ratio, both Allstate (ALL) at 2.09 and Markel (MKL) at 1.28 are valued close to their industries’ norm against book — neither stands out from peers.

ALL

Insurance industry group

2.09

Max
5.07
Q3
2.79
ALL
2.09
Median
1.76
Q1
1.23
Min
0.30

MKL

Insurance industry group

1.28

Max
5.07
Q3
2.79
Median
1.76
MKL
1.28
Q1
1.23
Min
0.30
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Allstate (ALL) vs. Markel (MKL): A comparison of their P/B ratio against the Insurance industry group benchmark.

Valuation Metrics

Valuation metrics for Allstate (ALL) and Markel (MKL)
MetricALLMKL
P/E Ratio (TTM)5.7813.80
P/S Ratio (TTM)0.901.47
P/B Ratio (MRQ)2.091.28
Free Cash Flow Yield (TTM)----