ALL vs. MARA: A Head-to-Head Stock Comparison

Updated on August 23, 2025

Here’s a clear look at ALL and MARA, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

Symbol	ALL	MARA
Company Name	The Allstate Corporation	MARA Holdings, Inc.
Country	United States	United States
GICS Sector	Financials	Information Technology
GICS Industry	Insurance	Software
Market Capitalization	56.29 billion USD	5.72 billion USD
Exchange	NYSE	NasdaqCM
Listing Date	June 3, 1993	May 4, 2012
Security Type	Common Stock	Common Stock

Historical Performance

This chart compares the performance of ALL and MARA by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

ALL vs. MARA: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

Symbol	ALL	MARA
5-Day Price Return	2.36%	-1.90%
13-Week Price Return	1.75%	-5.33%
26-Week Price Return	10.82%	-8.63%
52-Week Price Return	18.27%	-6.02%
Month-to-Date Return	5.10%	-3.92%
Year-to-Date Return	10.80%	-7.87%
10-Day Avg. Volume	1.14M	37.19M
3-Month Avg. Volume	1.52M	44.75M
3-Month Volatility	25.16%	66.21%
Beta	0.38	6.43

Profitability

Return on Equity (TTM)

ALL

26.35%

Insurance Industry

Max: 29.03%
Q3: 18.11%
Median: 13.90%
Q1: 10.42%
Min: -0.64%

In the upper quartile for the Insurance industry, ALL’s Return on Equity of 26.35% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.

MARA

17.52%

Software Industry

Max: 59.01%
Q3: 21.98%
Median: 7.15%
Q1: -11.12%
Min: -51.24%

MARA’s Return on Equity of 17.52% is on par with the norm for the Software industry, indicating its profitability relative to shareholder equity is typical for the sector.

ALL vs. MARA: A comparison of their Return on Equity (TTM) against their respective Insurance and Software industry benchmarks.

Net Profit Margin (TTM)

ALL

8.79%

Insurance Industry

Max: 26.78%
Q3: 14.06%
Median: 9.15%
Q1: 5.48%
Min: -7.05%

ALL’s Net Profit Margin of 8.79% is aligned with the median group of its peers in the Insurance industry. This indicates its ability to convert revenue into profit is typical for the sector.

MARA

85.02%

Software Industry

Max: 48.14%
Q3: 18.23%
Median: 5.60%
Q1: -9.22%
Min: -49.36%

MARA’s Net Profit Margin of 85.02% is exceptionally high, placing it well beyond the typical range for the Software industry. This demonstrates outstanding operational efficiency and a strong competitive advantage in converting revenue into profit.

ALL vs. MARA: A comparison of their Net Profit Margin (TTM) against their respective Insurance and Software industry benchmarks.

Operating Profit Margin (TTM)

ALL

11.01%

Insurance Industry

Max: 35.49%
Q3: 19.49%
Median: 14.35%
Q1: 8.53%
Min: -5.25%

In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.

MARA

40.16%

Software Industry

Max: 57.34%
Q3: 20.60%
Median: 7.84%
Q1: -8.72%
Min: -51.37%

An Operating Profit Margin of 40.16% places MARA in the upper quartile for the Software industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.

ALL vs. MARA: A comparison of their Operating Profit Margin (TTM) against their respective Insurance and Software industry benchmarks.

Profitability at a Glance

Symbol	ALL	MARA
Return on Equity (TTM)	26.35%	17.52%
Return on Assets (TTM)	5.10%	11.06%
Net Profit Margin (TTM)	8.79%	85.02%
Operating Profit Margin (TTM)	11.01%	40.16%
Gross Profit Margin (TTM)	--	-26.24%

Financial Strength

Current Ratio (MRQ)

ALL

Insurance Industry

Max: 2.97
Q3: 1.33
Median: 0.55
Q1: 0.15
Min: 0.00

For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

MARA

0.54

Software Industry

Max: 3.83
Q3: 2.31
Median: 1.45
Q1: 1.03
Min: 0.24

MARA’s Current Ratio of 0.54 falls into the lower quartile for the Software industry. This indicates a tighter liquidity situation and a more constrained capacity to handle short-term debt than many of its competitors.

ALL vs. MARA: A comparison of their Current Ratio (MRQ) against their respective Insurance and Software industry benchmarks.

Debt-to-Equity Ratio (MRQ)

ALL

0.34

Insurance Industry

Max: 1.25
Q3: 0.65
Median: 0.34
Q1: 0.22
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.

MARA

0.54

Software Industry

Max: 2.14
Q3: 0.90
Median: 0.29
Q1: 0.00
Min: 0.00

MARA’s Debt-to-Equity Ratio of 0.54 is typical for the Software industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.

ALL vs. MARA: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Insurance and Software industry benchmarks.

Interest Coverage Ratio (TTM)

ALL

14.13

Insurance Industry

Max: 43.68
Q3: 20.84
Median: 9.56
Q1: 3.34
Min: -5.73

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.

MARA

10.78

Software Industry

Max: 67.02
Q3: 19.86
Median: 0.70
Q1: -12.50
Min: -53.00

MARA’s Interest Coverage Ratio of 10.78 is positioned comfortably within the norm for the Software industry, indicating a standard and healthy capacity to cover its interest payments.

ALL vs. MARA: A comparison of their Interest Coverage Ratio (TTM) against their respective Insurance and Software industry benchmarks.

Financial Strength at a Glance

Symbol	ALL	MARA
Current Ratio (MRQ)	--	0.54
Quick Ratio (MRQ)	--	0.44
Debt-to-Equity Ratio (MRQ)	0.34	0.54
Interest Coverage Ratio (TTM)	14.13	10.78

Growth

Revenue Growth

ALL vs. MARA: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

ALL vs. MARA: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

ALL

1.98%

Insurance Industry

Max: 8.23%
Q3: 4.54%
Median: 3.42%
Q1: 1.97%
Min: 0.00%

ALL’s Dividend Yield of 1.98% is consistent with its peers in the Insurance industry, providing a dividend return that is standard for its sector.

MARA

0.00%

Software Industry

Max: 0.08%
Q3: 0.03%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

MARA currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

ALL vs. MARA: A comparison of their Dividend Yield (TTM) against their respective Insurance and Software industry benchmarks.

Dividend Payout Ratio (TTM)

ALL

19.10%

Insurance Industry

Max: 168.02%
Q3: 85.57%
Median: 50.71%
Q1: 22.04%
Min: 0.00%

ALL’s Dividend Payout Ratio of 19.10% is in the lower quartile for the Insurance industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.

MARA

0.00%

Software Industry

Max: 1.32%
Q3: 0.53%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

MARA has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

ALL vs. MARA: A comparison of their Dividend Payout Ratio (TTM) against their respective Insurance and Software industry benchmarks.

Dividend at a Glance

Symbol	ALL	MARA
Dividend Yield (TTM)	1.98%	0.00%
Dividend Payout Ratio (TTM)	19.10%	0.00%

Valuation

Price-to-Earnings Ratio (TTM)

ALL

9.66

Insurance Industry

Max: 28.91
Q3: 17.76
Median: 13.63
Q1: 10.02
Min: 2.89

In the lower quartile for the Insurance industry, ALL’s P/E Ratio of 9.66 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.

MARA

8.39

Software Industry

Max: 149.35
Q3: 100.21
Median: 47.97
Q1: 26.77
Min: 11.68

MARA’s P/E Ratio of 8.39 is below the typical range for the Software industry. This may indicate that the stock is potentially undervalued, or it could reflect market concerns about the company’s future prospects.

ALL vs. MARA: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Insurance and Software industry benchmarks.

Price-to-Sales Ratio (TTM)

ALL

0.85

Insurance Industry

Max: 3.72
Q3: 1.98
Median: 1.23
Q1: 0.81
Min: 0.23

ALL’s P/S Ratio of 0.85 aligns with the market consensus for the Insurance industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

MARA

7.13

Software Industry

Max: 25.24
Q3: 13.52
Median: 8.15
Q1: 4.87
Min: 0.98

MARA’s P/S Ratio of 7.13 aligns with the market consensus for the Software industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

ALL vs. MARA: A comparison of their Price-to-Sales Ratio (TTM) against their respective Insurance and Software industry benchmarks.

Price-to-Book Ratio (MRQ)

ALL

2.22

Insurance Industry

Max: 4.37
Q3: 2.48
Median: 1.68
Q1: 1.19
Min: 0.19

ALL’s P/B Ratio of 2.22 is within the conventional range for the Insurance industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

MARA

1.15

Software Industry

Max: 30.95
Q3: 14.91
Median: 7.75
Q1: 3.60
Min: 0.38

MARA’s P/B Ratio of 1.15 is in the lower quartile for the Software industry. From a value investing perspective, this is favorable, as it suggests the stock is trading at a discount to its net asset value and may offer a greater margin of safety.

ALL vs. MARA: A comparison of their Price-to-Book Ratio (MRQ) against their respective Insurance and Software industry benchmarks.

Valuation at a Glance

Symbol	ALL	MARA
Price-to-Earnings Ratio (TTM)	9.66	8.39
Price-to-Sales Ratio (TTM)	0.85	7.13
Price-to-Book Ratio (MRQ)	2.22	1.15
Price-to-Free Cash Flow Ratio (TTM)	6.59	1,423.48