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ALL vs. GL: Allstate vs. Globe Life Stock Comparison

How do Allstate (ALL) and Globe Life (GL) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Allstate (ALL) and Globe Life (GL) both belong to the Insurance industry, though ALL is classified under Property & Casualty Insurance while GL falls under Life & Health Insurance.

Company profile comparison for Allstate (ALL) and Globe Life (GL)
Profile ItemALLGL
NameThe Allstate CorporationGlobe Life Inc.
Country/RegionUnited StatesUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupInsuranceInsurance
GICS IndustryInsuranceInsurance
GICS Sub-IndustryProperty & Casualty InsuranceLife & Health Insurance
Market Capitalization63.05 billion USD11.86 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateJune 3, 1993October 1, 1980
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

ALL
GL
GSPC
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Allstate (ALL) vs. Globe Life (GL), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Allstate (ALL) and Globe Life (GL). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Allstate (ALL) and Globe Life (GL). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Allstate (ALL) and Globe Life (GL)
MetricALLGL
Total Return (1Y)27.36%22.37%
Total Return (3Y, Annualized)27.71%12.75%
Total Return (5Y, Annualized)19.82%12.63%

Risk Profile

Drawdown History

ALL
GL
GSPC
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Allstate (ALL) vs. Globe Life (GL), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Allstate (ALL) and Globe Life (GL). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Allstate (ALL) and Globe Life (GL)
MetricALLGL
Volatility (1Y, Annualized)25.96%21.23%
Beta (5Y)0.130.46
Max Drawdown (5Y)-27.35%-61.62%
Avg. Volume (3M)1.91M504.63K

Risk-Adjusted Performance

Risk-Return Positioning

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ALL and GL are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Allstate (ALL) and Globe Life (GL)
MetricALLGL
Sharpe Ratio (1Y)0.890.85
Sortino Ratio (1Y)1.281.13

Profitability

ROE (TTM)

Allstate (ALL) at 38.93% sits in the top ROE quartile, while Globe Life (GL) at 19.26% is closer to the peer norm — stronger capital efficiency for ALL.

ALL

Insurance industry group

38.93%

Max
41.68%
ALL
38.93%
Q3
22.04%
Median
14.81%
Q1
8.79%
Min
-10.66%

GL

Insurance industry group

19.26%

Max
41.68%
Q3
22.04%
GL
19.26%
Median
14.81%
Q1
8.79%
Min
-10.66%
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Allstate (ALL) vs. Globe Life (GL): A comparison of their ROE against the Insurance industry group benchmark.

Net Margin (TTM)

Globe Life (GL) at 18.89% retains a top-quartile share of revenue as profit, ahead of Allstate (ALL) at 16.57%, which keeps about the industry-typical share.

ALL

Insurance industry group

16.57%

Max
29.92%
Q3
17.03%
ALL
16.57%
Median
10.97%
Q1
6.21%
Min
-4.68%

GL

Insurance industry group

18.89%

Max
29.92%
GL
18.89%
Q3
17.03%
Median
10.97%
Q1
6.21%
Min
-4.68%
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Allstate (ALL) vs. Globe Life (GL): A comparison of their net margin against the Insurance industry group benchmark.

Operating Margin (TTM)

Neither side reports a meaningful operating margin: for Allstate (ALL) in Insurance and Globe Life (GL) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Profitability metrics for Allstate (ALL) and Globe Life (GL)
MetricALLGL
ROE (TTM)38.93%19.26%
ROA (TTM)7.68%3.32%
Net Margin (TTM)16.57%18.89%
Operating Margin (TTM)----
Gross Margin (TTM)----

Growth

Revenue Growth

Both Allstate (ALL) at 5.60% and Globe Life (GL) at 3.74% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

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Allstate (ALL) vs. Globe Life (GL): A comparison of their Revenue Growth across different time periods.

EPS Growth

Allstate (ALL) at 124.01% sits in the top EPS growth quartile, while Globe Life (GL) at 17.84% is closer to the peer norm — faster per-share earnings growth for ALL.

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Allstate (ALL) vs. Globe Life (GL): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Allstate (ALL) and Globe Life (GL)
MetricALLGL
Revenue Growth (YoY)5.60%3.74%
Revenue Growth (3Y CAGR)9.84%4.67%
EPS Growth (YoY)124.01%17.84%
EPS Growth (3Y CAGR)--23.50%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Allstate (ALL) in Insurance and Globe Life (GL) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Allstate (ALL) in Insurance and Globe Life (GL) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Allstate (ALL) and Globe Life (GL)
MetricALLGL
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Both Allstate (ALL) at 1.59% and Globe Life (GL) at 0.79% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

ALL

Insurance industry group

1.59%

Max
5.12%
Q3
2.15%
ALL
1.59%
Median
0.98%
Q1
0.00%
Min
0.00%

GL

Insurance industry group

0.79%

Max
5.12%
Q3
2.15%
Median
0.98%
GL
0.79%
Q1
0.00%
Min
0.00%
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Allstate (ALL) vs. Globe Life (GL): A comparison of their dividend yield against the Insurance industry group benchmark.

Dividend Payout Ratio (TTM)

Both Allstate (ALL) at 9.62% and Globe Life (GL) at 8.43% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

ALL

Insurance industry group

9.62%

Max
76.67%
Q3
35.18%
Median
14.74%
ALL
9.62%
Q1
0.00%
Min
0.00%

GL

Insurance industry group

8.43%

Max
76.67%
Q3
35.18%
Median
14.74%
GL
8.43%
Q1
0.00%
Min
0.00%
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Allstate (ALL) vs. Globe Life (GL): A comparison of their payout ratio against the Insurance industry group benchmark.

Dividend Metrics

Dividend metrics for Allstate (ALL) and Globe Life (GL)
MetricALLGL
Dividend Yield (TTM)1.59%0.79%
Dividend Payout Ratio (TTM)9.62%8.43%

Valuation

P/E Ratio (TTM)

Allstate (ALL) at 5.78 sits in the cheaper P/E ratio quartile, while Globe Life (GL) at 10.52 is closer to its industry’s usual earnings multiple — a discount for ALL, though growth and earnings durability still matter.

ALL

Insurance industry group

5.78

Max
28.37
Q3
18.75
Median
12.23
Q1
9.08
ALL
5.78
Min
2.32

GL

Insurance industry group

10.52

Max
28.37
Q3
18.75
Median
12.23
GL
10.52
Q1
9.08
Min
2.32
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Allstate (ALL) vs. Globe Life (GL): A comparison of their P/E ratio against the Insurance industry group benchmark.

P/S Ratio (TTM)

On P/S ratio, both Allstate (ALL) at 0.90 and Globe Life (GL) at 1.89 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.

ALL

Insurance industry group

0.90

Max
4.03
Q3
2.25
Median
1.23
ALL
0.90
Q1
0.85
Min
0.07

GL

Insurance industry group

1.89

Max
4.03
Q3
2.25
GL
1.89
Median
1.23
Q1
0.85
Min
0.07
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Allstate (ALL) vs. Globe Life (GL): A comparison of their P/S ratio against the Insurance industry group benchmark.

P/B Ratio (MRQ)

On P/B ratio, both Allstate (ALL) at 2.09 and Globe Life (GL) at 1.81 are valued close to their industries’ norm against book — neither stands out from peers.

ALL

Insurance industry group

2.09

Max
5.07
Q3
2.79
ALL
2.09
Median
1.76
Q1
1.23
Min
0.30

GL

Insurance industry group

1.81

Max
5.07
Q3
2.79
GL
1.81
Median
1.76
Q1
1.23
Min
0.30
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Allstate (ALL) vs. Globe Life (GL): A comparison of their P/B ratio against the Insurance industry group benchmark.

Valuation Metrics

Valuation metrics for Allstate (ALL) and Globe Life (GL)
MetricALLGL
P/E Ratio (TTM)5.7810.52
P/S Ratio (TTM)0.901.89
P/B Ratio (MRQ)2.091.81
Free Cash Flow Yield (TTM)----