ALL vs. FUTU: A Head-to-Head Stock Comparison

Updated on October 9, 2025

Here’s a clear look at ALL and FUTU, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

ALL is a standard domestic listing, while FUTU trades as an American Depositary Receipt (ADR), offering U.S. investors access to its foreign-listed shares.

Symbol	ALL	FUTU
Company Name	The Allstate Corporation	Futu Holdings Limited
Country	United States	Hong Kong
GICS Sector	Financials	Financials
GICS Industry	Insurance	Capital Markets
Market Capitalization	55.03 billion USD	24.10 billion USD
Exchange	NYSE	NasdaqGM
Listing Date	June 3, 1993	March 8, 2019
Security Type	Common Stock	ADR

Historical Performance

This chart compares the performance of ALL and FUTU by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

ALL vs. FUTU: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

Symbol	ALL	FUTU
5-Day Price Return	-2.71%	-0.47%
13-Week Price Return	7.35%	40.58%
26-Week Price Return	0.64%	67.45%
52-Week Price Return	11.17%	40.96%
Month-to-Date Return	-2.71%	-0.47%
Year-to-Date Return	8.32%	116.39%
10-Day Avg. Volume	1.24M	2.82M
3-Month Avg. Volume	1.53M	2.46M
3-Month Volatility	24.09%	52.94%
Beta	0.28	0.20

Profitability

Return on Equity (TTM)

ALL

26.35%

Insurance Industry

Max: 30.96%
Q3: 18.76%
Median: 14.22%
Q1: 10.34%
Min: 1.73%

In the upper quartile for the Insurance industry, ALL’s Return on Equity of 26.35% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.

FUTU

26.37%

Capital Markets Industry

Max: 38.97%
Q3: 22.24%
Median: 13.52%
Q1: 8.61%
Min: -4.25%

In the upper quartile for the Capital Markets industry, FUTU’s Return on Equity of 26.37% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.

ALL vs. FUTU: A comparison of their Return on Equity (TTM) against their respective Insurance and Capital Markets industry benchmarks.

Net Profit Margin (TTM)

ALL

8.79%

Insurance Industry

Max: 26.78%
Q3: 14.69%
Median: 9.87%
Q1: 6.59%
Min: -3.51%

ALL’s Net Profit Margin of 8.79% is aligned with the median group of its peers in the Insurance industry. This indicates its ability to convert revenue into profit is typical for the sector.

FUTU

40.05%

Capital Markets Industry

Max: 69.91%
Q3: 37.24%
Median: 24.30%
Q1: 13.06%
Min: -15.18%

A Net Profit Margin of 40.05% places FUTU in the upper quartile for the Capital Markets industry, signifying strong profitability and more effective cost management than most of its peers.

ALL vs. FUTU: A comparison of their Net Profit Margin (TTM) against their respective Insurance and Capital Markets industry benchmarks.

Operating Profit Margin (TTM)

ALL

11.01%

Insurance Industry

Max: 34.52%
Q3: 20.17%
Median: 14.46%
Q1: 9.62%
Min: -2.51%

In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.

FUTU

48.72%

Capital Markets Industry

Max: 84.86%
Q3: 47.16%
Median: 32.23%
Q1: 18.65%
Min: -21.87%

An Operating Profit Margin of 48.72% places FUTU in the upper quartile for the Capital Markets industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.

ALL vs. FUTU: A comparison of their Operating Profit Margin (TTM) against their respective Insurance and Capital Markets industry benchmarks.

Profitability at a Glance

Symbol	ALL	FUTU
Return on Equity (TTM)	26.35%	26.37%
Return on Assets (TTM)	5.10%	4.65%
Net Profit Margin (TTM)	8.79%	40.05%
Operating Profit Margin (TTM)	11.01%	48.72%
Gross Profit Margin (TTM)	--	82.01%

Financial Strength

Current Ratio (MRQ)

ALL

Insurance Industry

Max: 2.97
Q3: 1.37
Median: 0.54
Q1: 0.15
Min: 0.00

For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

FUTU

1.18

Capital Markets Industry

Max: 3.37
Q3: 1.81
Median: 1.01
Q1: 0.56
Min: 0.04

For the Capital Markets industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

ALL vs. FUTU: A comparison of their Current Ratio (MRQ) against their respective Insurance and Capital Markets industry benchmarks.

Debt-to-Equity Ratio (MRQ)

ALL

0.34

Insurance Industry

Max: 1.25
Q3: 0.65
Median: 0.34
Q1: 0.23
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.

FUTU

0.28

Capital Markets Industry

Max: 6.52
Q3: 2.79
Median: 0.96
Q1: 0.28
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Capital Markets industry.

ALL vs. FUTU: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Insurance and Capital Markets industry benchmarks.

Interest Coverage Ratio (TTM)

ALL

14.13

Insurance Industry

Max: 43.68
Q3: 21.45
Median: 9.67
Q1: 3.55
Min: -5.73

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.

FUTU

4,725.16

Capital Markets Industry

Max: 107.59
Q3: 48.41
Median: 10.85
Q1: 4.56
Min: -36.26

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Capital Markets industry.

ALL vs. FUTU: A comparison of their Interest Coverage Ratio (TTM) against their respective Insurance and Capital Markets industry benchmarks.

Financial Strength at a Glance

Symbol	ALL	FUTU
Current Ratio (MRQ)	--	1.18
Quick Ratio (MRQ)	--	1.18
Debt-to-Equity Ratio (MRQ)	0.34	0.28
Interest Coverage Ratio (TTM)	14.13	4,725.16

Growth

Revenue Growth

ALL vs. FUTU: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

ALL vs. FUTU: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

ALL

2.00%

Insurance Industry

Max: 9.80%
Q3: 5.18%
Median: 3.58%
Q1: 2.07%
Min: 0.00%

ALL’s Dividend Yield of 2.00% is in the lower quartile for the Insurance industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.

FUTU

0.00%

Capital Markets Industry

Max: 9.02%
Q3: 4.54%
Median: 2.55%
Q1: 1.27%
Min: 0.00%

FUTU currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

ALL vs. FUTU: A comparison of their Dividend Yield (TTM) against their respective Insurance and Capital Markets industry benchmarks.

Dividend Payout Ratio (TTM)

ALL

19.10%

Insurance Industry

Max: 169.40%
Q3: 85.57%
Median: 53.26%
Q1: 23.68%
Min: 0.00%

ALL’s Dividend Payout Ratio of 19.10% is in the lower quartile for the Insurance industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.

FUTU

0.00%

Capital Markets Industry

Max: 199.38%
Q3: 99.28%
Median: 60.67%
Q1: 32.00%
Min: 0.00%

FUTU has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

ALL vs. FUTU: A comparison of their Dividend Payout Ratio (TTM) against their respective Insurance and Capital Markets industry benchmarks.

Dividend at a Glance

Symbol	ALL	FUTU
Dividend Yield (TTM)	2.00%	0.00%
Dividend Payout Ratio (TTM)	19.10%	0.00%

Valuation

Price-to-Earnings Ratio (TTM)

ALL

9.55

Insurance Industry

Max: 30.75
Q3: 18.11
Median: 12.67
Q1: 9.66
Min: 2.87

In the lower quartile for the Insurance industry, ALL’s P/E Ratio of 9.55 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.

FUTU

23.28

Capital Markets Industry

Max: 51.69
Q3: 29.42
Median: 17.58
Q1: 12.55
Min: 5.59

FUTU’s P/E Ratio of 23.28 is within the middle range for the Capital Markets industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

ALL vs. FUTU: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Insurance and Capital Markets industry benchmarks.

Price-to-Sales Ratio (TTM)

ALL

0.84

Insurance Industry

Max: 3.41
Q3: 1.88
Median: 1.22
Q1: 0.80
Min: 0.23

ALL’s P/S Ratio of 0.84 aligns with the market consensus for the Insurance industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

FUTU

13.55

Capital Markets Industry

Max: 14.65
Q3: 7.29
Median: 4.53
Q1: 2.26
Min: 0.04

FUTU’s P/S Ratio of 13.55 is in the upper echelon for the Capital Markets industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.

ALL vs. FUTU: A comparison of their Price-to-Sales Ratio (TTM) against their respective Insurance and Capital Markets industry benchmarks.

Price-to-Book Ratio (MRQ)

ALL

2.22

Insurance Industry

Max: 4.57
Q3: 2.56
Median: 1.88
Q1: 1.20
Min: 0.17

ALL’s P/B Ratio of 2.22 is within the conventional range for the Insurance industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

FUTU

2.74

Capital Markets Industry

Max: 10.83
Q3: 5.12
Median: 2.66
Q1: 1.19
Min: 0.37

FUTU’s P/B Ratio of 2.74 is within the conventional range for the Capital Markets industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

ALL vs. FUTU: A comparison of their Price-to-Book Ratio (MRQ) against their respective Insurance and Capital Markets industry benchmarks.

Valuation at a Glance

Symbol	ALL	FUTU
Price-to-Earnings Ratio (TTM)	9.55	23.28
Price-to-Sales Ratio (TTM)	0.84	13.55
Price-to-Book Ratio (MRQ)	2.22	2.74
Price-to-Free Cash Flow Ratio (TTM)	6.51	9.02