ALL vs. AON: Allstate vs. Aon Stock Comparison
How do Allstate (ALL) and Aon (AON) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Allstate (ALL) and Aon (AON) both belong to the Insurance industry, though ALL is classified under Property & Casualty Insurance while AON falls under Insurance Brokers.
| Profile Item | ALL | AON |
|---|---|---|
| Name | Allstate Corporation | Aon plc |
| Country/Region | United States | Ireland |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Insurance | Insurance |
| GICS Industry | Insurance | Insurance |
| GICS Sub-Industry | Property & Casualty Insurance | Insurance Brokers |
| Market Capitalization | 64.80 billion USD | 76.76 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | June 3, 1993 | June 2, 1980 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | ALL | AON |
|---|---|---|
| Total Return (1Y) | 33.12% | 2.91% |
| Total Return (3Y, Annualized) | 34.35% | 2.49% |
| Total Return (5Y, Annualized) | 17.12% | 10.11% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | ALL | AON |
|---|---|---|
| Volatility (1Y, Annualized) | 24.54% | 25.34% |
| Beta (5Y) | 0.16 | 0.69 |
| Max Drawdown (5Y) | -27.35% | -25.38% |
| Avg. Volume (3M) | 1.75M | 1.54M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | ALL | AON |
|---|---|---|
| Sharpe Ratio (1Y) | 1.19 | -0.04 |
| Sortino Ratio (1Y) | 1.74 | -0.06 |
Profitability
ROE (TTM)
Both Allstate (ALL) at 45.22% and Aon (AON) at 46.45% turn shareholders’ equity into profit at rates above their industry benchmark ranges for ROE. That is a strong capital-efficiency signal, though leverage and the equity base still matter.
ALL
Insurance industry group
45.22%
- ALL
- 45.22%
- Max
- 38.88%
- Q3
- 22.63%
- Median
- 14.77%
- Q1
- 9.95%
- Min
- -6.23%
AON
Insurance industry group
46.45%
- AON
- 46.45%
- Max
- 38.88%
- Q3
- 22.63%
- Median
- 14.77%
- Q1
- 9.95%
- Min
- -6.23%
Net Margin (TTM)
Aon (AON) at 22.54% retains a top-quartile share of revenue as profit, ahead of Allstate (ALL) at 17.81%, which keeps about the industry-typical share.
ALL
Insurance industry group
17.81%
- Max
- 38.86%
- Q3
- 19.36%
- ALL
- 17.81%
- Median
- 11.21%
- Q1
- 5.05%
- Min
- -2.80%
AON
Insurance industry group
22.54%
- Max
- 38.86%
- AON
- 22.54%
- Q3
- 19.36%
- Median
- 11.21%
- Q1
- 5.05%
- Min
- -2.80%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Allstate (ALL) in Insurance and Aon (AON) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | ALL | AON |
|---|---|---|
| ROE (TTM) | 45.22% | 46.45% |
| ROA (TTM) | 7.52% | 6.05% |
| Net Margin (TTM) | 17.81% | 22.54% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Both Allstate (ALL) at 5.60% and Aon (AON) at 9.45% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.
EPS Growth
Allstate (ALL) at 124.01% sits in the top EPS growth quartile, while Aon (AON) at 36.27% is closer to the peer norm — faster per-share earnings growth for ALL.
Growth Metrics
| Metric | ALL | AON |
|---|---|---|
| Revenue Growth (YoY) | 5.60% | 9.45% |
| Revenue Growth (3Y CAGR) | 9.84% | 11.25% |
| EPS Growth (YoY) | 124.01% | 36.27% |
| EPS Growth (3Y CAGR) | -- | 11.92% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Allstate (ALL) in Insurance and Aon (AON) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Allstate (ALL) in Insurance and Aon (AON) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | ALL | AON |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Both Allstate (ALL) at 1.61% and Aon (AON) at 0.82% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.
ALL
Insurance industry group
1.61%
- Max
- 5.19%
- Q3
- 2.46%
- ALL
- 1.61%
- Median
- 1.13%
- Q1
- 0.00%
- Min
- 0.00%
AON
Insurance industry group
0.82%
- Max
- 5.19%
- Q3
- 2.46%
- Median
- 1.13%
- AON
- 0.82%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both Allstate (ALL) at 9.03% and Aon (AON) at 16.36% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.
ALL
Insurance industry group
9.03%
- Max
- 86.52%
- Q3
- 35.84%
- Median
- 15.02%
- ALL
- 9.03%
- Q1
- 0.00%
- Min
- 0.00%
AON
Insurance industry group
16.36%
- Max
- 86.52%
- Q3
- 35.84%
- AON
- 16.36%
- Median
- 15.02%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | ALL | AON |
|---|---|---|
| Dividend Yield (TTM) | 1.61% | 0.82% |
| Dividend Payout Ratio (TTM) | 9.03% | 16.36% |
Valuation
P/E Ratio (TTM)
Allstate (ALL) at 5.62 sits in the cheaper P/E ratio quartile, while Aon (AON) at 19.92 sits in the richer quartile — a clear split in what investors pay for each dollar of trailing earnings.
ALL
Insurance industry group
5.62
- Max
- 30.58
- Q3
- 17.84
- Median
- 13.24
- Q1
- 9.20
- ALL
- 5.62
- Min
- 3.32
AON
Insurance industry group
19.92
- Max
- 30.58
- AON
- 19.92
- Q3
- 17.84
- Median
- 13.24
- Q1
- 9.20
- Min
- 3.32
P/S Ratio (TTM)
Allstate (ALL) at 0.95 is priced about in line with its industry on P/S ratio, while Aon (AON) at 4.39 sits in the pricier quartile — AON costs more per dollar of sales.
ALL
Insurance industry group
0.95
- Max
- 4.61
- Q3
- 2.41
- Median
- 1.30
- ALL
- 0.95
- Q1
- 0.91
- Min
- 0.10
AON
Insurance industry group
4.39
- Max
- 4.61
- AON
- 4.39
- Q3
- 2.41
- Median
- 1.30
- Q1
- 0.91
- Min
- 0.10
P/B Ratio (MRQ)
Allstate (ALL) at 2.19 sits near its industry’s typical P/B ratio, while Aon (AON) at 7.81 prices above its benchmark range — AON looks rich relative to book.
ALL
Insurance industry group
2.19
- Max
- 4.80
- Q3
- 2.68
- ALL
- 2.19
- Median
- 1.83
- Q1
- 1.26
- Min
- -0.14
AON
Insurance industry group
7.81
- AON
- 7.81
- Max
- 4.80
- Q3
- 2.68
- Median
- 1.83
- Q1
- 1.26
- Min
- -0.14
Valuation Metrics
| Metric | ALL | AON |
|---|---|---|
| P/E Ratio (TTM) | 5.62 | 19.92 |
| P/S Ratio (TTM) | 0.95 | 4.39 |
| P/B Ratio (MRQ) | 2.19 | 7.81 |
| Free Cash Flow Yield (TTM) | -- | -- |