AJG vs. RYAN: Arthur J. Gallagher vs. Ryan Specialty Stock Comparison

Company Profile

Arthur J. Gallagher (AJG) and Ryan Specialty (RYAN) are both classified in the Insurance Brokers sub-industry within the broader Insurance industry, placing them in the closest GICS peer bucket.

Arthur J. Gallagher (AJG) has more than two decades of public-market history since June 20, 1984, whereas Ryan Specialty (RYAN) listed on July 22, 2021 and has a much shorter record to draw on.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Ryan Specialty (RYAN) at 25.15% sits in the top ROE quartile, while Arthur J. Gallagher (AJG) at 7.21% is in the bottom quartile, showing a clear gap in returns on equity.

Arthur J. Gallagher (AJG) at 10.78% keeps about the industry-typical share of revenue as profit, while Ryan Specialty (RYAN) at 3.27% retains only a bottom-quartile share.

Neither side reports a meaningful operating margin: for Arthur J. Gallagher (AJG) in Insurance and Ryan Specialty (RYAN) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Both Arthur J. Gallagher (AJG) at 20.66% and Ryan Specialty (RYAN) at 21.28% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

Arthur J. Gallagher (AJG) at -11.69% is around its peer norm for EPS growth, while Ryan Specialty (RYAN) at -33.80% drops into the bottom quartile, signaling weaker earnings momentum.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Arthur J. Gallagher (AJG) in Insurance and Ryan Specialty (RYAN) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Arthur J. Gallagher (AJG) in Insurance and Ryan Specialty (RYAN) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Both Arthur J. Gallagher (AJG) at 0.95% and Ryan Specialty (RYAN) at 1.06% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

Both Arthur J. Gallagher (AJG) at 41.98% and Ryan Specialty (RYAN) at 63.75% pay out an above-typical share of earnings for their industries, leaving thinner cover if profits dip.

Dividend Metrics

Valuation

Both Arthur J. Gallagher (AJG) at 42.99 and Ryan Specialty (RYAN) at 59.66 trade above their industries’ P/E ratio peer ranges, pointing to unusually expensive trailing earnings relative to peers.

Both look expensive on sales: Ryan Specialty (RYAN) at 3.78 sits in the upper P/S ratio quartile, and Arthur J. Gallagher (AJG) at 4.58 prices even higher, above its industry range.

Both look rich against book: Arthur J. Gallagher (AJG) at 3.00 sits in the upper P/B ratio quartile, and Ryan Specialty (RYAN) at 12.86 prices even higher, above its industry range.

Valuation Metrics