AJG vs. BRO: Arthur J. Gallagher vs. Brown & Brown Stock Comparison

Company Profile

Arthur J. Gallagher (AJG) and Brown & Brown (BRO) are both classified in the Insurance Brokers sub-industry within the broader Insurance industry, placing them in the closest GICS peer bucket.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Brown & Brown (BRO) at 9.80% is around its peer norm for ROE, while Arthur J. Gallagher (AJG) at 7.21% drops into the bottom quartile, signaling weaker returns on shareholders’ equity.

Brown & Brown (BRO) at 17.88% retains a top-quartile share of revenue as profit, ahead of Arthur J. Gallagher (AJG) at 10.78%, which keeps about the industry-typical share.

Neither side reports a meaningful operating margin: for Arthur J. Gallagher (AJG) in Insurance and Brown & Brown (BRO) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Brown & Brown (BRO) at 22.49% sits in the top revenue growth quartile, while Arthur J. Gallagher (AJG) at 20.66% is closer to the peer norm — faster top-line expansion for BRO.

Both Arthur J. Gallagher (AJG) at -11.69% and Brown & Brown (BRO) at -8.67% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Arthur J. Gallagher (AJG) in Insurance and Brown & Brown (BRO) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Arthur J. Gallagher (AJG) in Insurance and Brown & Brown (BRO) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Both Arthur J. Gallagher (AJG) at 0.95% and Brown & Brown (BRO) at 0.89% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

Brown & Brown (BRO) at 20.89% pays out a band-typical share of earnings, while Arthur J. Gallagher (AJG) at 41.98% distributes more than its industry norm — less retained, thinner cover.

Dividend Metrics

Valuation

Both look expensive on trailing earnings: Brown & Brown (BRO) at 22.82 sits in the richer P/E ratio quartile, and Arthur J. Gallagher (AJG) at 42.99 is richer still, above its industry range.

Both look expensive on sales: Brown & Brown (BRO) at 3.51 sits in the upper P/S ratio quartile, and Arthur J. Gallagher (AJG) at 4.58 prices even higher, above its industry range.

Brown & Brown (BRO) at 1.87 is valued about in line with its industry on P/B ratio, while Arthur J. Gallagher (AJG) at 3.00 carries an above-peer premium to book — AJG is pricier on assets.

Valuation Metrics