AIZ vs. AJG: Assurant vs. Arthur J. Gallagher Stock Comparison

Company Profile

Assurant (AIZ) and Arthur J. Gallagher (AJG) both belong to the Insurance industry, though AIZ is classified under Multi-line Insurance while AJG falls under Insurance Brokers.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Assurant (AIZ) at 18.27% is around its peer norm for ROE, while Arthur J. Gallagher (AJG) at 7.21% drops into the bottom quartile, signaling weaker returns on shareholders’ equity.

Both Assurant (AIZ) at 7.80% and Arthur J. Gallagher (AJG) at 10.78% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

Neither side reports a meaningful operating margin: for Assurant (AIZ) in Insurance and Arthur J. Gallagher (AJG) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Both Assurant (AIZ) at 7.89% and Arthur J. Gallagher (AJG) at 20.66% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

Both Assurant (AIZ) at 17.08% and Arthur J. Gallagher (AJG) at -11.69% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Assurant (AIZ) in Insurance and Arthur J. Gallagher (AJG) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Assurant (AIZ) in Insurance and Arthur J. Gallagher (AJG) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Both Assurant (AIZ) at 1.15% and Arthur J. Gallagher (AJG) at 0.95% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

Assurant (AIZ) at 16.60% pays out a band-typical share of earnings, while Arthur J. Gallagher (AJG) at 41.98% distributes more than its industry norm — less retained, thinner cover.

Dividend Metrics

Valuation

Assurant (AIZ) at 14.48 is near its industry’s usual P/E ratio, while Arthur J. Gallagher (AJG) at 42.99 sits above its peer range — an unusually expensive price for AJG’s trailing earnings.

Assurant (AIZ) at 1.10 prices around its industry’s typical P/S ratio, while Arthur J. Gallagher (AJG) at 4.58 clears its benchmark range — AJG looks notably rich on sales.

Assurant (AIZ) at 2.52 is valued about in line with its industry on P/B ratio, while Arthur J. Gallagher (AJG) at 3.00 carries an above-peer premium to book — AJG is pricier on assets.

Valuation Metrics