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AIG vs. MKL: American International vs. Markel Stock Comparison

How do American International (AIG) and Markel (MKL) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

American International (AIG) and Markel (MKL) both belong to the Insurance industry, though AIG is classified under Multi-line Insurance while MKL falls under Property & Casualty Insurance.

Company profile comparison for American International (AIG) and Markel (MKL)
Profile ItemAIGMKL
NameAmerican International Group, Inc.Markel Group Inc.
Country/RegionUnited StatesUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupInsuranceInsurance
GICS IndustryInsuranceInsurance
GICS Sub-IndustryMulti-line InsuranceProperty & Casualty Insurance
Market Capitalization40.31 billion USD23.71 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateJanuary 2, 1973December 12, 1986
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

AIG
MKL
GSPC
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American International (AIG) vs. Markel (MKL), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for American International (AIG) and Markel (MKL). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for American International (AIG) and Markel (MKL). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for American International (AIG) and Markel (MKL)
MetricAIGMKL
Total Return (1Y)5.79%-4.35%
Total Return (3Y, Annualized)10.55%13.21%
Total Return (5Y, Annualized)8.67%8.36%

Risk Profile

Drawdown History

AIG
MKL
GSPC
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American International (AIG) vs. Markel (MKL), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for American International (AIG) and Markel (MKL). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

American International (AIG) trades around 4.14M shares per day on average, while Markel (MKL) sees only 66.79K — a volume gap that can matter for position sizing, exit liquidity, and order execution.

Risk profile metrics for American International (AIG) and Markel (MKL)
MetricAIGMKL
Volatility (1Y, Annualized)23.72%18.61%
Beta (5Y)0.470.57
Max Drawdown (5Y)-26.45%-28.87%
Avg. Volume (3M)4.14M66.79K

Risk-Adjusted Performance

Risk-Return Positioning

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AIG and MKL are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for American International (AIG) and Markel (MKL)
MetricAIGMKL
Sharpe Ratio (1Y)0.06-0.46
Sortino Ratio (1Y)0.09-0.60

Profitability

ROE (TTM)

Markel (MKL) at 9.75% is around its peer norm for ROE, while American International (AIG) at 8.23% drops into the bottom quartile, signaling weaker returns on shareholders’ equity.

AIG

Insurance industry group

8.23%

Max
41.68%
Q3
22.04%
Median
14.81%
Q1
8.79%
AIG
8.23%
Min
-10.66%

MKL

Insurance industry group

9.75%

Max
41.68%
Q3
22.04%
Median
14.81%
MKL
9.75%
Q1
8.79%
Min
-10.66%
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American International (AIG) vs. Markel (MKL): A comparison of their ROE against the Insurance industry group benchmark.

Net Margin (TTM)

Both American International (AIG) at 11.84% and Markel (MKL) at 11.13% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

AIG

Insurance industry group

11.84%

Max
29.92%
Q3
17.03%
AIG
11.84%
Median
10.97%
Q1
6.21%
Min
-4.68%

MKL

Insurance industry group

11.13%

Max
29.92%
Q3
17.03%
MKL
11.13%
Median
10.97%
Q1
6.21%
Min
-4.68%
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American International (AIG) vs. Markel (MKL): A comparison of their net margin against the Insurance industry group benchmark.

Operating Margin (TTM)

Neither side reports a meaningful operating margin: for American International (AIG) in Insurance and Markel (MKL) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Profitability metrics for American International (AIG) and Markel (MKL)
MetricAIGMKL
ROE (TTM)8.23%9.75%
ROA (TTM)1.95%2.21%
Net Margin (TTM)11.84%11.13%
Operating Margin (TTM)----
Gross Margin (TTM)----

Growth

Revenue Growth

Both American International (AIG) at -1.82% and Markel (MKL) at -2.49% post bottom-quartile revenue growth versus peers, pointing to weaker demand or pricing momentum than typical rivals.

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American International (AIG) vs. Markel (MKL): A comparison of their Revenue Growth across different time periods.

EPS Growth

Only one side can be read here: Markel (MKL) reports EPS growth of -15.10%, ranked against its industry; American International (AIG) has no EPS growth figure this period.

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American International (AIG) vs. Markel (MKL): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for American International (AIG) and Markel (MKL)
MetricAIGMKL
Revenue Growth (YoY)-1.82%-2.49%
Revenue Growth (3Y CAGR)-3.69%11.40%
EPS Growth (YoY)---15.10%
EPS Growth (3Y CAGR)-25.13%--

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: American International (AIG) in Insurance and Markel (MKL) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: American International (AIG) in Insurance and Markel (MKL) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for American International (AIG) and Markel (MKL)
MetricAIGMKL
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Markel (MKL) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile American International (AIG) reports a yield of 2.35%, ranking against industry peers normally.

AIG

Insurance industry group

2.35%

Max
5.12%
AIG
2.35%
Q3
2.15%
Median
0.98%
Q1
0.00%
Min
0.00%

MKL

Insurance industry group

0.00%

Max
5.12%
Q3
2.15%
Median
0.98%
MKL
0.00%
Q1
0.00%
Min
0.00%
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American International (AIG) vs. Markel (MKL): A comparison of their dividend yield against the Insurance industry group benchmark.

Dividend Payout Ratio (TTM)

Markel (MKL) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile American International (AIG) reports a payout of 31.00%, ranking against industry peers normally.

AIG

Insurance industry group

31.00%

Max
76.67%
Q3
35.18%
AIG
31.00%
Median
14.74%
Q1
0.00%
Min
0.00%

MKL

Insurance industry group

0.00%

Max
76.67%
Q3
35.18%
Median
14.74%
MKL
0.00%
Q1
0.00%
Min
0.00%
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American International (AIG) vs. Markel (MKL): A comparison of their payout ratio against the Insurance industry group benchmark.

Dividend Metrics

Dividend metrics for American International (AIG) and Markel (MKL)
MetricAIGMKL
Dividend Yield (TTM)2.35%0.00%
Dividend Payout Ratio (TTM)31.00%0.00%

Valuation

P/E Ratio (TTM)

Both American International (AIG) at 12.68 and Markel (MKL) at 13.80 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

AIG

Insurance industry group

12.68

Max
28.37
Q3
18.75
AIG
12.68
Median
12.23
Q1
9.08
Min
2.32

MKL

Insurance industry group

13.80

Max
28.37
Q3
18.75
MKL
13.80
Median
12.23
Q1
9.08
Min
2.32
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American International (AIG) vs. Markel (MKL): A comparison of their P/E ratio against the Insurance industry group benchmark.

P/S Ratio (TTM)

On P/S ratio, both American International (AIG) at 1.45 and Markel (MKL) at 1.47 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.

AIG

Insurance industry group

1.45

Max
4.03
Q3
2.25
AIG
1.45
Median
1.23
Q1
0.85
Min
0.07

MKL

Insurance industry group

1.47

Max
4.03
Q3
2.25
MKL
1.47
Median
1.23
Q1
0.85
Min
0.07
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American International (AIG) vs. Markel (MKL): A comparison of their P/S ratio against the Insurance industry group benchmark.

P/B Ratio (MRQ)

American International (AIG) at 1.04 sits in the lower P/B ratio quartile against book while Markel (MKL) at 1.28 is valued near its industry’s middle — AIG is cheaper on assets, though weigh it against ROE and asset quality.

AIG

Insurance industry group

1.04

Max
5.07
Q3
2.79
Median
1.76
Q1
1.23
AIG
1.04
Min
0.30

MKL

Insurance industry group

1.28

Max
5.07
Q3
2.79
Median
1.76
MKL
1.28
Q1
1.23
Min
0.30
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American International (AIG) vs. Markel (MKL): A comparison of their P/B ratio against the Insurance industry group benchmark.

Valuation Metrics

Valuation metrics for American International (AIG) and Markel (MKL)
MetricAIGMKL
P/E Ratio (TTM)12.6813.80
P/S Ratio (TTM)1.451.47
P/B Ratio (MRQ)1.041.28
Free Cash Flow Yield (TTM)----