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AIG vs. GS: A Head-to-Head Stock Comparison

Updated

Here’s a clear look at AIG and GS, comparing key factors like performance, valuation metrics, dividends, and financial strength. It’s built for investors or anyone curious to see how these two stocks match up.

Company Overview

GS stands out with 182.10 billion USD in market value—about 3.82× AIG’s market cap of 47.62 billion USD.

GS carries a higher beta at 1.31, indicating it’s more sensitive to market moves, while AIG remains steadier at 0.70.

SymbolAIGGS
Company NameAmerican International Group, Inc.The Goldman Sachs Group, Inc.
CountryUSUS
SectorFinancial ServicesFinancial Services
IndustryInsurance - DiversifiedFinancial - Capital Markets
CEOMr. Peter Salvatore ZaffinoMr. David Solomon
Price82.63 USD593.46 USD
Market Cap47.62 billion USD182.10 billion USD
Beta0.701.31
ExchangeNYSENYSE
IPO DateJanuary 2, 1973May 4, 1999
ADRNoNo

Performance Comparison

This chart compares the performance of AIG and GS over the past year by tracking the growth of an initial $10,000 investment in each (starting one year ago).

Hover over the lines to see the investment’s value and total return (%) at specific dates.

Data is adjusted for dividends and splits.

Valuation Metrics Comparison

The section examines key financial ratios to assess the valuation of AIG and GS based on earnings, cash flow, sales, and book value. Pay attention to the following notable points where extreme values stand out.

  • AIG posts a negative P/E of -30.90, reflecting last year’s net loss, while GS at 12.79 signals healthy earnings.
  • AIG posts a negative forward PEG of -1.65, hinting at anticipated earnings decline, whereas GS at 1.07 has projections for stable or growing earnings.
  • GS reports a negative Price-to-Free Cash Flow ratio of -7.43, showing a cash flow shortfall that could threaten its operational sustainability, while AIG at 17.65 maintains positive cash flow.
SymbolAIGGS
Price-to-Earnings Ratio (P/E, TTM)-30.9012.79
Forward PEG Ratio (TTM)-1.651.07
Price-to-Sales Ratio (P/S, TTM)1.753.54
Price-to-Book Ratio (P/B, TTM)1.43107.80
Price-to-Free Cash Flow Ratio (P/FCF, TTM)17.65-7.43
EV-to-EBITDA (TTM)8.689.85
EV-to-Sales (TTM)2.013.54
EV-to-Free Cash Flow (TTM)20.32-7.43

Dividend Comparison

Both AIG and GS offer similar dividend yields (1.94% vs. 1.98%), indicating comparable approaches to balancing income and growth.

SymbolAIGGS
Dividend Yield (TTM)1.94%1.98%

Financial Strength Metrics Comparison

This section dives into the financial resilience of AIG and GS, spotlighting key metrics like liquidity, leverage, and debt coverage. Check out the standout observations below where notable differences or extremes pop up.

  • AIG’s current ratio of 0.00 signals a possible liquidity squeeze, while GS at 2.35 comfortably covers its short-term obligations.
  • AIG’s quick ratio of 0.00 suggests it may struggle to cover immediate liabilities without selling inventory or raising cash, whereas GS at 2.35 maintains a comfortable buffer of liquid assets.
  • GS’s low interest coverage (0.23) means it doesn't cover interest from operating earnings. AIG (at 8.29) meets its interest obligations.
SymbolAIGGS
Current Ratio (TTM)0.002.35
Quick Ratio (TTM)0.002.35
Debt-to-Equity Ratio (TTM)0.210.04
Debt-to-Assets Ratio (TTM)0.050.02
Interest Coverage Ratio (TTM)8.290.23