AGNC vs. IRM: A Head-to-Head Stock Comparison

Company Overview

IRM stands out with 28.36 billion USD in market value—about 3.16× AGNC’s market cap of 8.98 billion USD.

With betas of 1.30 for AGNC and 1.10 for IRM, both show similar volatility profiles relative to the overall market.

Performance Comparison

This chart compares the performance of AGNC and IRM over the past year by tracking the growth of an initial $10,000 investment in each (starting one year ago).

Hover over the lines to see the investment’s value and total return (%) at specific dates.

Data is adjusted for dividends and splits.

Valuation Metrics Comparison

The section examines key financial ratios to assess the valuation of AGNC and IRM based on earnings, cash flow, sales, and book value. Pay attention to the following notable points where extreme values stand out.

• IRM features a high P/E of 231.94, indicating strong growth expectations, compared to AGNC at 17.19, which trades at a more standard valuation based on its current earnings.
• Analysts assign negative forward PEG ratios to both AGNC (-6.57) and IRM (-2.32), suggesting expectation of shrinking or negative earnings in the upcoming period—a worrying sign for their profit outlook.
• IRM carries a sub-zero price-to-book ratio of -40.53, indicating negative equity. In contrast, AGNC (P/B 0.80) has positive book value.
• IRM reports a negative Price-to-Free Cash Flow ratio of -33.36, showing a cash flow shortfall that could threaten its operational sustainability, while AGNC at 34.80 maintains positive cash flow.

Dividend Comparison

AGNC’s dividend yield of 16.36% is about 449% higher than IRM’s 2.98%, underscoring its stronger focus on returning cash to shareholders.

Financial Strength Metrics Comparison

This section dives into the financial resilience of AGNC and IRM, spotlighting key metrics like liquidity, leverage, and debt coverage. Check out the standout observations below where notable differences or extremes pop up.

• With current ratios of 0.00 and 0.62, both AGNC and IRM have less current assets than short-term liabilities, which could strain their working capital and force reliance on additional financing.
• Both AGNC (quick ratio 0.00) and IRM (quick ratio 0.62) fall below 0.8, meaning their most liquid assets—excluding inventory—aren’t enough to meet short-term obligations. This could force them to rely on receivables, inventory turn, or external financing.
• AGNC carries high leverage (debt-to-equity ratio 8.30), whereas IRM has negative equity (-24.54), each presenting distinct capital-structure concerns.
• With debt funding over 80% of their assets—AGNC at 0.87 and IRM at 0.89—both firms use high leverage that can boost returns but also increases risk if asset values fall or borrowing costs climb.