AFRM vs. DELL: A Head-to-Head Stock Comparison
UpdatedHere’s a clear look at AFRM and DELL, comparing key factors like performance, valuation metrics, dividends, and financial strength. It’s built for investors or anyone curious to see how these two stocks match up.
Company Overview
DELL stands out with 78.10 billion USD in market value—about 5.12× AFRM’s market cap of 15.24 billion USD.
AFRM’s beta of 3.66 points to much larger expected swings compared to DELL’s calmer 1.06, suggesting both higher upside and downside potential.
| Symbol | AFRM | DELL |
|---|---|---|
| Company Name | Affirm Holdings, Inc. | Dell Technologies Inc. |
| Country | US | US |
| Sector | Technology | Technology |
| Industry | Software - Infrastructure | Computer Hardware |
| CEO | Mr. Max Roth Levchin | Mr. Michael Saul Dell |
| Price | 47.24 USD | 111.93 USD |
| Market Cap | 15.24 billion USD | 78.10 billion USD |
| Beta | 3.66 | 1.06 |
| Exchange | NASDAQ | NYSE |
| IPO Date | January 13, 2021 | August 17, 2016 |
| ADR | No | No |
Performance Comparison
This chart compares the performance of AFRM and DELL over the past year by tracking the growth of an initial $10,000 investment in each (starting one year ago).
Hover over the lines to see the investment’s value and total return (%) at specific dates.
Data is adjusted for dividends and splits.
Valuation Metrics Comparison
The section examines key financial ratios to assess the valuation of AFRM and DELL based on earnings, cash flow, sales, and book value. Pay attention to the following notable points where extreme values stand out.
- AFRM posts a negative P/E of -246.14, reflecting last year’s net loss, while DELL at 17.74 signals healthy earnings.
- AFRM posts a negative forward PEG of -1.38, hinting at anticipated earnings decline, whereas DELL at 1.70 has projections for stable or growing earnings.
- DELL carries a sub-zero price-to-book ratio of -53.47, indicating negative equity. In contrast, AFRM (P/B 5.32) has positive book value.
| Symbol | AFRM | DELL |
|---|---|---|
| Price-to-Earnings Ratio (P/E, TTM) | -246.14 | 17.74 |
| Forward PEG Ratio (TTM) | -1.38 | 1.70 |
| Price-to-Sales Ratio (P/S, TTM) | 5.07 | 0.82 |
| Price-to-Book Ratio (P/B, TTM) | 5.32 | -53.47 |
| Price-to-Free Cash Flow Ratio (P/FCF, TTM) | 25.04 | 41.78 |
| EV-to-EBITDA (TTM) | 69.85 | 19.05 |
| EV-to-Sales (TTM) | 7.07 | 1.04 |
| EV-to-Free Cash Flow (TTM) | 34.90 | 52.99 |
Dividend Comparison
AFRM offers a 0% dividend yield, suggesting it may be reinvesting available cash back into the business for future growth, while DELL provides a 1.66% dividend yield, giving investors a steady income stream.
| Symbol | AFRM | DELL |
|---|---|---|
| Dividend Yield (TTM) | 0.00% | 1.66% |
Financial Strength Metrics Comparison
This section dives into the financial resilience of AFRM and DELL, spotlighting key metrics like liquidity, leverage, and debt coverage. Check out the standout observations below where notable differences or extremes pop up.
- DELL’s current ratio of 0.78 indicates its assets may not cover near-term debts, whereas AFRM at 63.09 maintains healthy liquidity.
- DELL posts a quick ratio of 0.63, indicating limited coverage of short-term debts from its most liquid assets—while AFRM at 63.09 enjoys stronger liquidity resilience.
- DELL has negative equity (debt-to-equity ratio -16.58), suggesting asset shortfalls, whereas AFRM at 2.56 preserves healthier equity coverage.
- With negative EBIT (-0.24), AFRM cannot cover its interest payments. DELL, with an interest coverage of 32.56, meets its interest obligations.
| Symbol | AFRM | DELL |
|---|---|---|
| Current Ratio (TTM) | 63.09 | 0.78 |
| Quick Ratio (TTM) | 63.09 | 0.63 |
| Debt-to-Equity Ratio (TTM) | 2.56 | -16.58 |
| Debt-to-Assets Ratio (TTM) | 0.71 | 0.31 |
| Interest Coverage Ratio (TTM) | -0.24 | 32.56 |