AFRM vs. BN: Affirm vs. Brookfield Stock Comparison
How do Affirm (AFRM) and Brookfield (BN) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Affirm (AFRM) and Brookfield (BN) both fall under the Financial Services industry group, but AFRM is classified in Financial Services while BN is classified in Capital Markets.
Brookfield (BN) has more than two decades of public-market history since December 30, 1983, whereas Affirm (AFRM) listed on January 13, 2021 and has a much shorter record to draw on.
| Profile Item | AFRM | BN |
|---|---|---|
| Name | Affirm Holdings, Inc. | Brookfield Corporation |
| Country/Region | United States | Canada |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Financial Services | Financial Services |
| GICS Industry | Financial Services | Capital Markets |
| GICS Sub-Industry | Transaction & Payment Processing Services | Asset Management & Custody Banks |
| Market Capitalization | 23.09 billion USD | 92.37 billion USD |
| Currency | USD | USD |
| Exchange | Nasdaq | NYSE |
| Listing Date | January 13, 2021 | December 30, 1983 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | AFRM | BN |
|---|---|---|
| Total Return (1Y) | -6.89% | -5.98% |
| Total Return (3Y, Annualized) | 40.23% | 26.70% |
| Total Return (5Y, Annualized) | -15.36% | 6.17% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | AFRM | BN |
|---|---|---|
| Volatility (1Y, Annualized) | 58.20% | 29.18% |
| Beta (5Y) | 3.70 | 1.49 |
| Max Drawdown (5Y) | -94.35% | -41.29% |
| Avg. Volume (3M) | 4.46M | 4.91M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | AFRM | BN |
|---|---|---|
| Sharpe Ratio (1Y) | -0.19 | -0.35 |
| Sortino Ratio (1Y) | -0.28 | -0.50 |
Profitability
ROE (TTM)
Affirm (AFRM) at 44.49% sits in the top ROE quartile, while Brookfield (BN) at 2.26% is in the bottom quartile, showing a clear gap in returns on equity.
AFRM
Financial Services industry group
44.49%
- Max
- 44.78%
- AFRM
- 44.49%
- Q3
- 21.85%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
BN
Financial Services industry group
2.26%
- Max
- 44.78%
- Q3
- 21.85%
- Median
- 12.91%
- Q1
- 4.48%
- BN
- 2.26%
- Min
- -18.71%
Net Margin (TTM)
Affirm (AFRM) at 43.86% keeps a top-quartile share of each sales dollar as profit, while Brookfield (BN) at 1.77% keeps a bottom-quartile share.
AFRM
Financial Services industry group
43.86%
- Max
- 62.84%
- AFRM
- 43.86%
- Q3
- 28.05%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
BN
Financial Services industry group
1.77%
- Max
- 62.84%
- Q3
- 28.05%
- Median
- 15.36%
- Q1
- 4.82%
- BN
- 1.77%
- Min
- -28.52%
Operating Margin (TTM)
Both Affirm (AFRM) at 14.82% and Brookfield (BN) at 25.67% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.
AFRM
Financial Services industry group
14.82%
- Max
- 107.33%
- Q3
- 55.90%
- Median
- 30.09%
- AFRM
- 14.82%
- Q1
- 14.60%
- Min
- -44.34%
BN
Financial Services industry group
25.67%
- Max
- 107.33%
- Q3
- 55.90%
- Median
- 30.09%
- BN
- 25.67%
- Q1
- 14.60%
- Min
- -44.34%
Profitability Metrics
| Metric | AFRM | BN |
|---|---|---|
| ROE (TTM) | 44.49% | 2.26% |
| ROA (TTM) | 2.42% | 2.66% |
| Net Margin (TTM) | 43.86% | 1.77% |
| Operating Margin (TTM) | 14.82% | 25.67% |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Affirm (AFRM) at 32.15% sits in the top revenue growth quartile, while Brookfield (BN) at -12.68% is in the bottom quartile, showing a clear gap in revenue momentum.
EPS Growth
Both companies show strong earnings momentum, but Affirm (AFRM) at 3,586.67% is the standout with EPS growth above its industry range; Brookfield (BN) at 137.06% also sits in the top quartile.
Growth Metrics
| Metric | AFRM | BN |
|---|---|---|
| Revenue Growth (YoY) | 32.15% | -12.68% |
| Revenue Growth (3Y CAGR) | 38.96% | -6.80% |
| EPS Growth (YoY) | 3,586.67% | 137.06% |
| EPS Growth (3Y CAGR) | -- | -25.60% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Affirm (AFRM) in Financial Services and Brookfield (BN) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Affirm (AFRM) in Financial Services and Brookfield (BN) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | AFRM | BN |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Affirm (AFRM) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Brookfield (BN) reports a yield of 0.62%, ranking against industry peers normally.
AFRM
Financial Services industry group
0.00%
- Max
- 9.77%
- Q3
- 3.92%
- Median
- 1.09%
- AFRM
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
BN
Financial Services industry group
0.62%
- Max
- 9.77%
- Q3
- 3.92%
- Median
- 1.09%
- BN
- 0.62%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Affirm (AFRM) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Brookfield (BN) reports a payout of 48.15%, ranking against industry peers normally.
AFRM
Financial Services industry group
0.00%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- AFRM
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
BN
Financial Services industry group
48.15%
- Max
- 241.07%
- Q3
- 97.36%
- BN
- 48.15%
- Median
- 25.77%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | AFRM | BN |
|---|---|---|
| Dividend Yield (TTM) | 0.00% | 0.62% |
| Dividend Payout Ratio (TTM) | 0.00% | 48.15% |
Valuation
P/E Ratio (TTM)
Affirm (AFRM) at 11.80 is near its industry’s usual P/E ratio, while Brookfield (BN) at 76.63 sits above its peer range — an unusually expensive price for BN’s trailing earnings.
AFRM
Financial Services industry group
11.80
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- AFRM
- 11.80
- Q1
- 9.68
- Min
- 0.16
BN
Financial Services industry group
76.63
- BN
- 76.63
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- Min
- 0.16
P/S Ratio (TTM)
Brookfield (BN) at 1.14 looks cheap on sales in the lower P/S ratio quartile, while Affirm (AFRM) at 5.03 looks rich in the upper quartile — a clear gap in price per dollar of revenue.
AFRM
Financial Services industry group
5.03
- Max
- 9.23
- AFRM
- 5.03
- Q3
- 4.57
- Median
- 2.72
- Q1
- 1.28
- Min
- -0.55
BN
Financial Services industry group
1.14
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- Q1
- 1.28
- BN
- 1.14
- Min
- -0.55
P/B Ratio (MRQ)
Brookfield (BN) at 2.18 is valued about in line with its industry on P/B ratio, while Affirm (AFRM) at 4.01 carries an above-peer premium to book — AFRM is pricier on assets.
AFRM
Financial Services industry group
4.01
- Max
- 7.79
- AFRM
- 4.01
- Q3
- 3.63
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
BN
Financial Services industry group
2.18
- Max
- 7.79
- Q3
- 3.63
- BN
- 2.18
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
Valuation Metrics
| Metric | AFRM | BN |
|---|---|---|
| P/E Ratio (TTM) | 11.80 | 76.63 |
| P/S Ratio (TTM) | 5.03 | 1.14 |
| P/B Ratio (MRQ) | 4.01 | 2.18 |
| Free Cash Flow Yield (TTM) | -- | -- |