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AFL vs. NU: A Head-to-Head Stock Comparison

Updated

Here’s a clear look at AFL and NU, comparing key factors like performance, valuation metrics, dividends, and financial strength.

Company Overview

AFL’s market capitalization stands at 55.49 billion USD, while NU’s is 57.82 billion USD, indicating their market valuations are broadly comparable.

With betas of 0.81 for AFL and 1.04 for NU, both stocks show similar sensitivity to overall market movements.

SymbolAFLNU
Company NameAflac IncorporatedNu Holdings Ltd.
CountryUSBR
SectorFinancial ServicesFinancial Services
IndustryInsurance - LifeBanks - Diversified
CEOMr. Daniel Paul AmosMr. David Velez-Osomo
Price102.63 USD12 USD
Market Cap55.49 billion USD57.82 billion USD
Beta0.811.04
ExchangeNYSENYSE
IPO DateMarch 17, 1980December 9, 2021
ADRNoNo

Performance Comparison

This chart compares the performance of AFL and NU over the past year by tracking the growth of an initial $10,000 investment in each (starting one year ago).

Data is adjusted for dividends and splits.

  • AFL: $12034.47 (20.34%)
  • NU: $10204.08 (2.04%)

Valuation Metrics Comparison

This section compares the market valuation of AFL and NU. Key takeaways regarding their valuation, when viewed within their industry context, are presented in the commentary that follows.

  • NU’s Price-to-Earnings (P/E) ratio of 26.88 is very high. This signifies that its stock is trading at a premium, likely reflecting market optimism about its future growth, though it also implies a higher risk if these growth expectations are not met.
  • AFL’s Price-to-Book (P/B) ratio of 2.12 and NU’s P/B ratio of 6.71 are both very high. For AFL, this typically means the market assigns a much greater value to the company than its net accounting worth, often due to factors like robust intangible assets or superior growth prospects. NU’s high P/B also suggests investors have high expectations for its future performance and are pricing it well above its book value.
SymbolAFLNU
Price-to-Earnings Ratio (P/E, TTM)15.5626.88
Forward PEG Ratio (TTM)2.36-0.27
Price-to-Sales Ratio (P/S, TTM)3.254.98
Price-to-Book Ratio (P/B, TTM)2.126.71
EV-to-EBITDA (TTM)13.2114.15
EV-to-Sales (TTM)3.393.77

Dividend Comparison

AFL provides a 2.10% dividend yield, potentially offering a blend of income and growth, whereas NU currently does not pay a dividend, possibly retaining profits to fund operations or growth initiatives.

SymbolAFLNU
Dividend Yield (TTM)2.10%0.00%

Financial Strength Metrics Comparison

Explore the financial strength details for AFL and NU in the table below.

SymbolAFLNU
Current Ratio (TTM)--0.99
Quick Ratio (TTM)--0.99
Debt-to-Equity Ratio (TTM)0.290.10
Debt-to-Asset Ratio (TTM)0.060.02
Net Debt-to-EBITDA Ratio (TTM)0.57-4.55
Interest Coverage Ratio (TTM)21.950.98