AFL vs. NU: A Head-to-Head Stock Comparison
UpdatedHere’s a clear look at AFL and NU, comparing key factors like performance, valuation metrics, dividends, and financial strength.
Company Overview
AFL’s market capitalization stands at 55.49 billion USD, while NU’s is 57.82 billion USD, indicating their market valuations are broadly comparable.
With betas of 0.81 for AFL and 1.04 for NU, both stocks show similar sensitivity to overall market movements.
Symbol | AFL | NU |
---|---|---|
Company Name | Aflac Incorporated | Nu Holdings Ltd. |
Country | US | BR |
Sector | Financial Services | Financial Services |
Industry | Insurance - Life | Banks - Diversified |
CEO | Mr. Daniel Paul Amos | Mr. David Velez-Osomo |
Price | 102.63 USD | 12 USD |
Market Cap | 55.49 billion USD | 57.82 billion USD |
Beta | 0.81 | 1.04 |
Exchange | NYSE | NYSE |
IPO Date | March 17, 1980 | December 9, 2021 |
ADR | No | No |
Performance Comparison
This chart compares the performance of AFL and NU over the past year by tracking the growth of an initial $10,000 investment in each (starting one year ago).
Data is adjusted for dividends and splits.
- AFL: $12034.47 (20.34%)
- NU: $10204.08 (2.04%)
Valuation Metrics Comparison
This section compares the market valuation of AFL and NU. Key takeaways regarding their valuation, when viewed within their industry context, are presented in the commentary that follows.
- NU’s Price-to-Earnings (P/E) ratio of 26.88 is very high. This signifies that its stock is trading at a premium, likely reflecting market optimism about its future growth, though it also implies a higher risk if these growth expectations are not met.
- AFL’s Price-to-Book (P/B) ratio of 2.12 and NU’s P/B ratio of 6.71 are both very high. For AFL, this typically means the market assigns a much greater value to the company than its net accounting worth, often due to factors like robust intangible assets or superior growth prospects. NU’s high P/B also suggests investors have high expectations for its future performance and are pricing it well above its book value.
Symbol | AFL | NU |
---|---|---|
Price-to-Earnings Ratio (P/E, TTM) | 15.56 | 26.88 |
Forward PEG Ratio (TTM) | 2.36 | -0.27 |
Price-to-Sales Ratio (P/S, TTM) | 3.25 | 4.98 |
Price-to-Book Ratio (P/B, TTM) | 2.12 | 6.71 |
EV-to-EBITDA (TTM) | 13.21 | 14.15 |
EV-to-Sales (TTM) | 3.39 | 3.77 |
Dividend Comparison
AFL provides a 2.10% dividend yield, potentially offering a blend of income and growth, whereas NU currently does not pay a dividend, possibly retaining profits to fund operations or growth initiatives.
Symbol | AFL | NU |
---|---|---|
Dividend Yield (TTM) | 2.10% | 0.00% |
Financial Strength Metrics Comparison
Explore the financial strength details for AFL and NU in the table below.
Symbol | AFL | NU |
---|---|---|
Current Ratio (TTM) | -- | 0.99 |
Quick Ratio (TTM) | -- | 0.99 |
Debt-to-Equity Ratio (TTM) | 0.29 | 0.10 |
Debt-to-Asset Ratio (TTM) | 0.06 | 0.02 |
Net Debt-to-EBITDA Ratio (TTM) | 0.57 | -4.55 |
Interest Coverage Ratio (TTM) | 21.95 | 0.98 |