AFL vs. LPLA: A Head-to-Head Stock Comparison
UpdatedHere’s a clear look at AFL and LPLA, comparing key factors like performance, valuation metrics, dividends, and financial strength. It’s built for investors or anyone curious to see how these two stocks match up.
Company Overview
AFL dominates in value with a market cap of 55.98 billion USD, eclipsing LPLA’s 30.23 billion USD by roughly 1.85×.
With betas of 0.83 for AFL and 0.64 for LPLA, both show similar volatility profiles relative to the overall market.
| Symbol | AFL | LPLA |
|---|---|---|
| Company Name | Aflac Incorporated | LPL Financial Holdings Inc. |
| Country | US | US |
| Sector | Financial Services | Financial Services |
| Industry | Insurance - Life | Financial - Capital Markets |
| CEO | Mr. Daniel Paul Amos | Mr. Richard Steinmeier |
| Price | 103.54 USD | 377.95 USD |
| Market Cap | 55.98 billion USD | 30.23 billion USD |
| Beta | 0.83 | 0.64 |
| Exchange | NYSE | NASDAQ |
| IPO Date | March 17, 1980 | November 18, 2010 |
| ADR | No | No |
Performance Comparison
This chart compares the performance of AFL and LPLA over the past year by tracking the growth of an initial $10,000 investment in each (starting one year ago).
Hover over the lines to see the investment’s value and total return (%) at specific dates.
Data is adjusted for dividends and splits.
Valuation Metrics Comparison
The section examines key financial ratios to assess the valuation of AFL and LPLA based on earnings, cash flow, sales, and book value. Pay attention to the following notable points where extreme values stand out.
- LPLA reports a negative Price-to-Free Cash Flow ratio of -89.81, showing a cash flow shortfall that could threaten its operational sustainability, while AFL at 22.88 maintains positive cash flow.
| Symbol | AFL | LPLA |
|---|---|---|
| Price-to-Earnings Ratio (P/E, TTM) | 15.70 | 25.90 |
| Forward PEG Ratio (TTM) | 2.37 | 1.25 |
| Price-to-Sales Ratio (P/S, TTM) | 4.09 | 2.29 |
| Price-to-Book Ratio (P/B, TTM) | 2.14 | 9.03 |
| Price-to-Free Cash Flow Ratio (P/FCF, TTM) | 22.88 | -89.81 |
| EV-to-EBITDA (TTM) | 13.32 | 12.08 |
| EV-to-Sales (TTM) | 4.27 | 2.19 |
| EV-to-Free Cash Flow (TTM) | 23.91 | -86.16 |
Dividend Comparison
AFL’s dividend yield of 2.09% is about 776% higher than LPLA’s 0.24%, underscoring its stronger focus on returning cash to shareholders.
| Symbol | AFL | LPLA |
|---|---|---|
| Dividend Yield (TTM) | 2.09% | 0.24% |
Financial Strength Metrics Comparison
This section dives into the financial resilience of AFL and LPLA, spotlighting key metrics like liquidity, leverage, and debt coverage. Check out the standout observations below where notable differences or extremes pop up.
- With current ratios of 0.00 and 0.00, both AFL and LPLA have less current assets than short-term liabilities, which could strain their working capital and force reliance on additional financing.
- Both AFL (quick ratio 0.00) and LPLA (quick ratio 0.00) fall below 0.8, meaning their most liquid assets—excluding inventory—aren’t enough to meet short-term obligations. This could force them to rely on receivables, inventory turn, or external financing.
| Symbol | AFL | LPLA |
|---|---|---|
| Current Ratio (TTM) | 0.00 | 0.00 |
| Quick Ratio (TTM) | 0.00 | 0.00 |
| Debt-to-Equity Ratio (TTM) | 0.29 | 0.00 |
| Debt-to-Assets Ratio (TTM) | 0.06 | 0.00 |
| Interest Coverage Ratio (TTM) | 21.95 | 4.93 |