Seek Returns logo

AFG vs. MKL: A Head-to-Head Stock Comparison

Updated on

Here’s a clear look at AFG and MKL, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

SymbolAFGMKL
Company NameAmerican Financial Group, Inc.Markel Group Inc.
CountryUnited StatesUnited States
GICS SectorFinancialsFinancials
GICS IndustryInsuranceInsurance
Market Capitalization11.18 billion USD24.95 billion USD
ExchangeNYSENYSE
Listing DateMarch 17, 1980December 12, 1986
Security TypeCommon StockCommon Stock

Historical Performance

This chart compares the performance of AFG and MKL by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

AFG vs. MKL: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolAFGMKL
5-Day Price Return0.57%0.91%
13-Week Price Return5.48%2.78%
26-Week Price Return7.87%3.95%
52-Week Price Return3.77%26.61%
Month-to-Date Return7.37%-1.82%
Year-to-Date Return-2.06%14.23%
10-Day Avg. Volume0.43M0.04M
3-Month Avg. Volume0.47M0.05M
3-Month Volatility20.01%18.94%
Beta0.740.81

Profitability

Return on Equity (TTM)

AFG

16.90%

Insurance Industry

Max
29.03%
Q3
18.11%
Median
13.90%
Q1
10.42%
Min
-0.64%

AFG’s Return on Equity of 16.90% is on par with the norm for the Insurance industry, indicating its profitability relative to shareholder equity is typical for the sector.

MKL

13.06%

Insurance Industry

Max
29.03%
Q3
18.11%
Median
13.90%
Q1
10.42%
Min
-0.64%

MKL’s Return on Equity of 13.06% is on par with the norm for the Insurance industry, indicating its profitability relative to shareholder equity is typical for the sector.

AFG vs. MKL: A comparison of their Return on Equity (TTM) against the Insurance industry benchmark.

Net Profit Margin (TTM)

AFG

9.23%

Insurance Industry

Max
26.78%
Q3
14.06%
Median
9.15%
Q1
5.48%
Min
-7.05%

AFG’s Net Profit Margin of 9.23% is aligned with the median group of its peers in the Insurance industry. This indicates its ability to convert revenue into profit is typical for the sector.

MKL

13.57%

Insurance Industry

Max
26.78%
Q3
14.06%
Median
9.15%
Q1
5.48%
Min
-7.05%

MKL’s Net Profit Margin of 13.57% is aligned with the median group of its peers in the Insurance industry. This indicates its ability to convert revenue into profit is typical for the sector.

AFG vs. MKL: A comparison of their Net Profit Margin (TTM) against the Insurance industry benchmark.

Operating Profit Margin (TTM)

AFG

11.50%

Insurance Industry

Max
35.49%
Q3
19.49%
Median
14.35%
Q1
8.53%
Min
-5.25%

In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.

MKL

20.40%

Insurance Industry

Max
35.49%
Q3
19.49%
Median
14.35%
Q1
8.53%
Min
-5.25%

In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.

AFG vs. MKL: A comparison of their Operating Profit Margin (TTM) against the Insurance industry benchmark.

Profitability at a Glance

SymbolAFGMKL
Return on Equity (TTM)16.90%13.06%
Return on Assets (TTM)2.46%3.49%
Net Profit Margin (TTM)9.23%13.57%
Operating Profit Margin (TTM)11.50%20.40%
Gross Profit Margin (TTM)----

Financial Strength

Current Ratio (MRQ)

AFG

3.88

Insurance Industry

Max
2.97
Q3
1.33
Median
0.55
Q1
0.15
Min
0.00

For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

MKL

--

Insurance Industry

Max
2.97
Q3
1.33
Median
0.55
Q1
0.15
Min
0.00

For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

AFG vs. MKL: A comparison of their Current Ratio (MRQ) against the Insurance industry benchmark.

Debt-to-Equity Ratio (MRQ)

AFG

0.33

Insurance Industry

Max
1.25
Q3
0.65
Median
0.34
Q1
0.22
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.

MKL

0.25

Insurance Industry

Max
1.25
Q3
0.65
Median
0.34
Q1
0.22
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.

AFG vs. MKL: A comparison of their Debt-to-Equity Ratio (MRQ) against the Insurance industry benchmark.

Interest Coverage Ratio (TTM)

AFG

14.21

Insurance Industry

Max
43.68
Q3
20.84
Median
9.56
Q1
3.34
Min
-5.73

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.

MKL

49.59

Insurance Industry

Max
43.68
Q3
20.84
Median
9.56
Q1
3.34
Min
-5.73

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.

AFG vs. MKL: A comparison of their Interest Coverage Ratio (TTM) against the Insurance industry benchmark.

Financial Strength at a Glance

SymbolAFGMKL
Current Ratio (MRQ)3.88--
Quick Ratio (MRQ)3.88--
Debt-to-Equity Ratio (MRQ)0.330.25
Interest Coverage Ratio (TTM)14.2149.59

Growth

Revenue Growth

AFG vs. MKL: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

AFG vs. MKL: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

AFG

6.84%

Insurance Industry

Max
8.23%
Q3
4.54%
Median
3.42%
Q1
1.97%
Min
0.00%

With a Dividend Yield of 6.84%, AFG offers a more attractive income stream than most of its peers in the Insurance industry, signaling a strong commitment to shareholder returns.

MKL

0.14%

Insurance Industry

Max
8.23%
Q3
4.54%
Median
3.42%
Q1
1.97%
Min
0.00%

MKL’s Dividend Yield of 0.14% is in the lower quartile for the Insurance industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.

AFG vs. MKL: A comparison of their Dividend Yield (TTM) against the Insurance industry benchmark.

Dividend Payout Ratio (TTM)

AFG

99.74%

Insurance Industry

Max
168.02%
Q3
85.57%
Median
50.71%
Q1
22.04%
Min
0.00%

AFG’s Dividend Payout Ratio of 99.74% is in the upper quartile for the Insurance industry. This indicates a strong commitment to shareholder returns but also suggests that a smaller portion of earnings is retained for reinvestment compared to many peers.

MKL

2.98%

Insurance Industry

Max
168.02%
Q3
85.57%
Median
50.71%
Q1
22.04%
Min
0.00%

MKL’s Dividend Payout Ratio of 2.98% is in the lower quartile for the Insurance industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.

AFG vs. MKL: A comparison of their Dividend Payout Ratio (TTM) against the Insurance industry benchmark.

Dividend at a Glance

SymbolAFGMKL
Dividend Yield (TTM)6.84%0.14%
Dividend Payout Ratio (TTM)99.74%2.98%

Valuation

Price-to-Earnings Ratio (TTM)

AFG

14.58

Insurance Industry

Max
28.91
Q3
17.76
Median
13.63
Q1
10.02
Min
2.89

AFG’s P/E Ratio of 14.58 is within the middle range for the Insurance industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

MKL

11.17

Insurance Industry

Max
28.91
Q3
17.76
Median
13.63
Q1
10.02
Min
2.89

MKL’s P/E Ratio of 11.17 is within the middle range for the Insurance industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

AFG vs. MKL: A comparison of their Price-to-Earnings Ratio (TTM) against the Insurance industry benchmark.

Price-to-Sales Ratio (TTM)

AFG

1.35

Insurance Industry

Max
3.72
Q3
1.98
Median
1.23
Q1
0.81
Min
0.23

AFG’s P/S Ratio of 1.35 aligns with the market consensus for the Insurance industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

MKL

1.52

Insurance Industry

Max
3.72
Q3
1.98
Median
1.23
Q1
0.81
Min
0.23

MKL’s P/S Ratio of 1.52 aligns with the market consensus for the Insurance industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

AFG vs. MKL: A comparison of their Price-to-Sales Ratio (TTM) against the Insurance industry benchmark.

Price-to-Book Ratio (MRQ)

AFG

2.33

Insurance Industry

Max
4.37
Q3
2.48
Median
1.68
Q1
1.19
Min
0.19

AFG’s P/B Ratio of 2.33 is within the conventional range for the Insurance industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

MKL

1.46

Insurance Industry

Max
4.37
Q3
2.48
Median
1.68
Q1
1.19
Min
0.19

MKL’s P/B Ratio of 1.46 is within the conventional range for the Insurance industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

AFG vs. MKL: A comparison of their Price-to-Book Ratio (MRQ) against the Insurance industry benchmark.

Valuation at a Glance

SymbolAFGMKL
Price-to-Earnings Ratio (TTM)14.5811.17
Price-to-Sales Ratio (TTM)1.351.52
Price-to-Book Ratio (MRQ)2.331.46
Price-to-Free Cash Flow Ratio (TTM)7.2112.18