AEG vs. RYAN: Aegon vs. Ryan Specialty Stock Comparison

Company Profile

Aegon (AEG) and Ryan Specialty (RYAN) both belong to the Insurance industry, though AEG is classified under Life & Health Insurance while RYAN falls under Insurance Brokers.

Aegon (AEG) has more than two decades of public-market history since June 28, 1985, whereas Ryan Specialty (RYAN) listed on July 22, 2021 and has a much shorter record to draw on.

Ryan Specialty (RYAN) trades as ordinary local shares, while Aegon (AEG) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Ryan Specialty (RYAN) at 25.15% sits in the top ROE quartile, while Aegon (AEG) at 11.07% is closer to the peer norm — stronger capital efficiency for RYAN.

Aegon (AEG) at 8.62% keeps about the industry-typical share of revenue as profit, while Ryan Specialty (RYAN) at 3.27% retains only a bottom-quartile share.

Neither side reports a meaningful operating margin: for Aegon (AEG) in Insurance and Ryan Specialty (RYAN) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Aegon (AEG) at 37.63% sits in the top revenue growth quartile, while Ryan Specialty (RYAN) at 21.28% is closer to the peer norm — faster top-line expansion for AEG.

Aegon (AEG) at 59.46% sits in the top EPS growth quartile, while Ryan Specialty (RYAN) at -33.80% is in the bottom quartile, showing a clear gap in earnings momentum.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Aegon (AEG) in Insurance and Ryan Specialty (RYAN) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Aegon (AEG) in Insurance and Ryan Specialty (RYAN) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Aegon (AEG) at 4.96% delivers top-quartile income for its industry, while Ryan Specialty (RYAN) at 1.06% pays a more typical yield — both are credible income propositions, AEG the richer one.

Both Aegon (AEG) at 61.52% and Ryan Specialty (RYAN) at 63.75% pay out an above-typical share of earnings for their industries, leaving thinner cover if profits dip.

Dividend Metrics

Valuation

Aegon (AEG) at 12.03 is near its industry’s usual P/E ratio, while Ryan Specialty (RYAN) at 59.66 sits above its peer range — an unusually expensive price for RYAN’s trailing earnings.

Aegon (AEG) at 1.04 is priced about in line with its industry on P/S ratio, while Ryan Specialty (RYAN) at 3.78 sits in the pricier quartile — RYAN costs more per dollar of sales.

Aegon (AEG) at 1.23 sits near its industry’s typical P/B ratio, while Ryan Specialty (RYAN) at 12.86 prices above its benchmark range — RYAN looks rich relative to book.

Valuation Metrics