AEG vs. ERIE: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at AEG and ERIE, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
AEG trades as New York Registered Shares, providing U.S. investors with access to a foreign company, while ERIE is a standard domestic stock.
| Symbol | AEG | ERIE |
|---|---|---|
| Company Name | Aegon Ltd. | Erie Indemnity Company |
| Country | Netherlands | United States |
| GICS Sector | Financials | Financials |
| GICS Industry | Insurance | Insurance |
| Market Capitalization | 11.73 billion USD | 19.05 billion USD |
| Exchange | NYSE | NasdaqGS |
| Listing Date | June 28, 1985 | October 2, 1995 |
| Security Type | NY Reg Shrs | Common Stock |
Historical Performance
This chart compares the performance of AEG and ERIE by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
| Symbol | AEG | ERIE |
|---|---|---|
| 5-Day Price Return | 0.59% | -1.03% |
| 13-Week Price Return | 3.50% | -2.26% |
| 26-Week Price Return | 1.22% | -7.22% |
| 52-Week Price Return | 16.68% | -23.88% |
| Month-to-Date Return | 2.61% | 2.26% |
| Year-to-Date Return | 12.73% | -11.63% |
| 10-Day Avg. Volume | 3.17M | 0.14M |
| 3-Month Avg. Volume | 5.37M | 0.15M |
| 3-Month Volatility | 21.42% | 23.53% |
| Beta | 1.20 | 0.33 |
Profitability
Return on Equity (TTM)
AEG
7.78%
Insurance Industry
- Max
- 29.03%
- Q3
- 18.11%
- Median
- 13.90%
- Q1
- 10.42%
- Min
- -0.64%
AEG’s Return on Equity of 7.78% is in the lower quartile for the Insurance industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.
ERIE
30.53%
Insurance Industry
- Max
- 29.03%
- Q3
- 18.11%
- Median
- 13.90%
- Q1
- 10.42%
- Min
- -0.64%
ERIE’s Return on Equity of 30.53% is exceptionally high, placing it well beyond the typical range for the Insurance industry. This demonstrates a superior ability to generate profit from shareholder investments, though it could also be inflated by high financial leverage.
Net Profit Margin (TTM)
AEG
5.17%
Insurance Industry
- Max
- 26.78%
- Q3
- 14.06%
- Median
- 9.15%
- Q1
- 5.48%
- Min
- -7.05%
Falling into the lower quartile for the Insurance industry, AEG’s Net Profit Margin of 5.17% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.
ERIE
15.73%
Insurance Industry
- Max
- 26.78%
- Q3
- 14.06%
- Median
- 9.15%
- Q1
- 5.48%
- Min
- -7.05%
A Net Profit Margin of 15.73% places ERIE in the upper quartile for the Insurance industry, signifying strong profitability and more effective cost management than most of its peers.
Operating Profit Margin (TTM)
AEG
0.57%
Insurance Industry
- Max
- 35.49%
- Q3
- 19.49%
- Median
- 14.35%
- Q1
- 8.53%
- Min
- -5.25%
In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.
ERIE
17.49%
Insurance Industry
- Max
- 35.49%
- Q3
- 19.49%
- Median
- 14.35%
- Q1
- 8.53%
- Min
- -5.25%
In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.
Profitability at a Glance
| Symbol | AEG | ERIE |
|---|---|---|
| Return on Equity (TTM) | 7.78% | 30.53% |
| Return on Assets (TTM) | 0.21% | 21.10% |
| Net Profit Margin (TTM) | 5.17% | 15.73% |
| Operating Profit Margin (TTM) | 0.57% | 17.49% |
| Gross Profit Margin (TTM) | -- | 17.57% |
Financial Strength
Current Ratio (MRQ)
AEG
--
Insurance Industry
- Max
- 2.97
- Q3
- 1.33
- Median
- 0.55
- Q1
- 0.15
- Min
- 0.00
For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.
ERIE
1.47
Insurance Industry
- Max
- 2.97
- Q3
- 1.33
- Median
- 0.55
- Q1
- 0.15
- Min
- 0.00
For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.
Debt-to-Equity Ratio (MRQ)
AEG
0.54
Insurance Industry
- Max
- 1.25
- Q3
- 0.65
- Median
- 0.34
- Q1
- 0.22
- Min
- 0.00
The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.
ERIE
0.00
Insurance Industry
- Max
- 1.25
- Q3
- 0.65
- Median
- 0.34
- Q1
- 0.22
- Min
- 0.00
The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.
Interest Coverage Ratio (TTM)
AEG
-2.55
Insurance Industry
- Max
- 43.68
- Q3
- 20.84
- Median
- 9.56
- Q1
- 3.34
- Min
- -5.73
The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.
ERIE
538.86
Insurance Industry
- Max
- 43.68
- Q3
- 20.84
- Median
- 9.56
- Q1
- 3.34
- Min
- -5.73
The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.
Financial Strength at a Glance
| Symbol | AEG | ERIE |
|---|---|---|
| Current Ratio (MRQ) | -- | 1.47 |
| Quick Ratio (MRQ) | -- | 1.39 |
| Debt-to-Equity Ratio (MRQ) | 0.54 | 0.00 |
| Interest Coverage Ratio (TTM) | -2.55 | 538.86 |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
AEG
5.19%
Insurance Industry
- Max
- 8.23%
- Q3
- 4.54%
- Median
- 3.42%
- Q1
- 1.97%
- Min
- 0.00%
With a Dividend Yield of 5.19%, AEG offers a more attractive income stream than most of its peers in the Insurance industry, signaling a strong commitment to shareholder returns.
ERIE
1.45%
Insurance Industry
- Max
- 8.23%
- Q3
- 4.54%
- Median
- 3.42%
- Q1
- 1.97%
- Min
- 0.00%
ERIE’s Dividend Yield of 1.45% is in the lower quartile for the Insurance industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.
Dividend Payout Ratio (TTM)
AEG
70.31%
Insurance Industry
- Max
- 168.02%
- Q3
- 85.57%
- Median
- 50.71%
- Q1
- 22.04%
- Min
- 0.00%
AEG’s Dividend Payout Ratio of 70.31% is within the typical range for the Insurance industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
ERIE
39.35%
Insurance Industry
- Max
- 168.02%
- Q3
- 85.57%
- Median
- 50.71%
- Q1
- 22.04%
- Min
- 0.00%
ERIE’s Dividend Payout Ratio of 39.35% is within the typical range for the Insurance industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
Dividend at a Glance
| Symbol | AEG | ERIE |
|---|---|---|
| Dividend Yield (TTM) | 5.19% | 1.45% |
| Dividend Payout Ratio (TTM) | 70.31% | 39.35% |
Valuation
Price-to-Earnings Ratio (TTM)
AEG
14.59
Insurance Industry
- Max
- 28.91
- Q3
- 17.76
- Median
- 13.63
- Q1
- 10.02
- Min
- 2.89
AEG’s P/E Ratio of 14.59 is within the middle range for the Insurance industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
ERIE
27.21
Insurance Industry
- Max
- 28.91
- Q3
- 17.76
- Median
- 13.63
- Q1
- 10.02
- Min
- 2.89
A P/E Ratio of 27.21 places ERIE in the upper quartile for the Insurance industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.
Price-to-Sales Ratio (TTM)
AEG
0.75
Insurance Industry
- Max
- 3.72
- Q3
- 1.98
- Median
- 1.23
- Q1
- 0.81
- Min
- 0.23
In the lower quartile for the Insurance industry, AEG’s P/S Ratio of 0.75 indicates its revenue is valued more conservatively than most of its peers. This could present a compelling opportunity if the market has overlooked its sales-generating capabilities.
ERIE
4.28
Insurance Industry
- Max
- 3.72
- Q3
- 1.98
- Median
- 1.23
- Q1
- 0.81
- Min
- 0.23
With a P/S Ratio of 4.28, ERIE trades at a valuation that eclipses even the highest in the Insurance industry. This implies the market has priced in exceptionally optimistic scenarios for future revenue growth, posing considerable valuation risk.
Price-to-Book Ratio (MRQ)
AEG
1.03
Insurance Industry
- Max
- 4.37
- Q3
- 2.48
- Median
- 1.68
- Q1
- 1.19
- Min
- 0.19
AEG’s P/B Ratio of 1.03 is in the lower quartile for the Insurance industry. From a value investing perspective, this is favorable, as it suggests the stock is trading at a discount to its net asset value and may offer a greater margin of safety.
ERIE
8.30
Insurance Industry
- Max
- 4.37
- Q3
- 2.48
- Median
- 1.68
- Q1
- 1.19
- Min
- 0.19
At 8.30, ERIE’s P/B Ratio is at an extreme premium to the Insurance industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.
Valuation at a Glance
| Symbol | AEG | ERIE |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 14.59 | 27.21 |
| Price-to-Sales Ratio (TTM) | 0.75 | 4.28 |
| Price-to-Book Ratio (MRQ) | 1.03 | 8.30 |
| Price-to-Free Cash Flow Ratio (TTM) | 14.12 | 30.15 |