AEG vs. BRO: Aegon vs. Brown & Brown Stock Comparison
How do Aegon (AEG) and Brown & Brown (BRO) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Aegon (AEG) and Brown & Brown (BRO) both belong to the Insurance industry, though AEG is classified under Life & Health Insurance while BRO falls under Insurance Brokers.
Brown & Brown (BRO) trades as ordinary local shares, while Aegon (AEG) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.
| Profile Item | AEG | BRO |
|---|---|---|
| Name | Aegon Ltd. New York Registry Shares | Brown & Brown Inc. |
| Country/Region | Netherlands | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Insurance | Insurance |
| GICS Industry | Insurance | Insurance |
| GICS Sub-Industry | Life & Health Insurance | Insurance Brokers |
| Market Capitalization | 12.09 billion USD | 23.92 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | June 28, 1985 | February 11, 1981 |
| Security Type | ADR | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | AEG | BRO |
|---|---|---|
| Total Return (1Y) | 19.25% | -8.59% |
| Total Return (3Y, Annualized) | 26.15% | 0.40% |
| Total Return (5Y, Annualized) | 17.53% | 3.19% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | AEG | BRO |
|---|---|---|
| Volatility (1Y, Annualized) | 24.91% | 32.50% |
| Beta (5Y) | 0.85 | 0.51 |
| Max Drawdown (5Y) | -36.55% | -55.85% |
| Avg. Volume (3M) | 5.27M | 2.25M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | AEG | BRO |
|---|---|---|
| Sharpe Ratio (1Y) | 0.60 | -0.40 |
| Sortino Ratio (1Y) | 0.84 | -0.57 |
Profitability
ROE (TTM)
Both Aegon (AEG) at 11.07% and Brown & Brown (BRO) at 9.80% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.
AEG
Insurance industry group
11.07%
- Max
- 41.68%
- Q3
- 22.04%
- Median
- 14.81%
- AEG
- 11.07%
- Q1
- 8.79%
- Min
- -10.66%
BRO
Insurance industry group
9.80%
- Max
- 41.68%
- Q3
- 22.04%
- Median
- 14.81%
- BRO
- 9.80%
- Q1
- 8.79%
- Min
- -10.66%
Net Margin (TTM)
Brown & Brown (BRO) at 17.88% retains a top-quartile share of revenue as profit, ahead of Aegon (AEG) at 8.62%, which keeps about the industry-typical share.
AEG
Insurance industry group
8.62%
- Max
- 29.92%
- Q3
- 17.03%
- Median
- 10.97%
- AEG
- 8.62%
- Q1
- 6.21%
- Min
- -4.68%
BRO
Insurance industry group
17.88%
- Max
- 29.92%
- BRO
- 17.88%
- Q3
- 17.03%
- Median
- 10.97%
- Q1
- 6.21%
- Min
- -4.68%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Aegon (AEG) in Insurance and Brown & Brown (BRO) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | AEG | BRO |
|---|---|---|
| ROE (TTM) | 11.07% | 9.80% |
| ROA (TTM) | 0.10% | 3.89% |
| Net Margin (TTM) | 8.62% | 17.88% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Both Aegon (AEG) at 37.63% and Brown & Brown (BRO) at 22.49% sit in the top peer quartile for revenue growth, so each is growing its top line faster than typical industry peers.
EPS Growth
Aegon (AEG) at 59.46% sits in the top EPS growth quartile, while Brown & Brown (BRO) at -8.67% is closer to the peer norm — faster per-share earnings growth for AEG.
Growth Metrics
| Metric | AEG | BRO |
|---|---|---|
| Revenue Growth (YoY) | 37.63% | 22.49% |
| Revenue Growth (3Y CAGR) | -- | 17.38% |
| EPS Growth (YoY) | 59.46% | -8.67% |
| EPS Growth (3Y CAGR) | -- | 10.06% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Aegon (AEG) in Insurance and Brown & Brown (BRO) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Aegon (AEG) in Insurance and Brown & Brown (BRO) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | AEG | BRO |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Aegon (AEG) at 4.96% delivers top-quartile income for its industry, while Brown & Brown (BRO) at 0.89% pays a more typical yield — both are credible income propositions, AEG the richer one.
AEG
Insurance industry group
4.96%
- Max
- 5.12%
- AEG
- 4.96%
- Q3
- 2.15%
- Median
- 0.98%
- Q1
- 0.00%
- Min
- 0.00%
BRO
Insurance industry group
0.89%
- Max
- 5.12%
- Q3
- 2.15%
- Median
- 0.98%
- BRO
- 0.89%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Brown & Brown (BRO) at 20.89% pays out a band-typical share of earnings, while Aegon (AEG) at 61.52% distributes more than its industry norm — less retained, thinner cover.
AEG
Insurance industry group
61.52%
- Max
- 76.67%
- AEG
- 61.52%
- Q3
- 35.18%
- Median
- 14.74%
- Q1
- 0.00%
- Min
- 0.00%
BRO
Insurance industry group
20.89%
- Max
- 76.67%
- Q3
- 35.18%
- BRO
- 20.89%
- Median
- 14.74%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | AEG | BRO |
|---|---|---|
| Dividend Yield (TTM) | 4.96% | 0.89% |
| Dividend Payout Ratio (TTM) | 61.52% | 20.89% |
Valuation
P/E Ratio (TTM)
Aegon (AEG) at 12.03 is near its industry’s usual P/E ratio, while Brown & Brown (BRO) at 22.82 sits in the richer quartile — BRO needs stronger growth or earnings quality to justify the premium.
AEG
Insurance industry group
12.03
- Max
- 28.37
- Q3
- 18.75
- Median
- 12.23
- AEG
- 12.03
- Q1
- 9.08
- Min
- 2.32
BRO
Insurance industry group
22.82
- Max
- 28.37
- BRO
- 22.82
- Q3
- 18.75
- Median
- 12.23
- Q1
- 9.08
- Min
- 2.32
P/S Ratio (TTM)
Aegon (AEG) at 1.04 is priced about in line with its industry on P/S ratio, while Brown & Brown (BRO) at 3.51 sits in the pricier quartile — BRO costs more per dollar of sales.
AEG
Insurance industry group
1.04
- Max
- 4.03
- Q3
- 2.25
- Median
- 1.23
- AEG
- 1.04
- Q1
- 0.85
- Min
- 0.07
BRO
Insurance industry group
3.51
- Max
- 4.03
- BRO
- 3.51
- Q3
- 2.25
- Median
- 1.23
- Q1
- 0.85
- Min
- 0.07
P/B Ratio (MRQ)
On P/B ratio, both Aegon (AEG) at 1.23 and Brown & Brown (BRO) at 1.87 are valued close to their industries’ norm against book — neither stands out from peers.
AEG
Insurance industry group
1.23
- Max
- 5.07
- Q3
- 2.79
- Median
- 1.76
- AEG
- 1.23
- Q1
- 1.23
- Min
- 0.30
BRO
Insurance industry group
1.87
- Max
- 5.07
- Q3
- 2.79
- BRO
- 1.87
- Median
- 1.76
- Q1
- 1.23
- Min
- 0.30
Valuation Metrics
| Metric | AEG | BRO |
|---|---|---|
| P/E Ratio (TTM) | 12.03 | 22.82 |
| P/S Ratio (TTM) | 1.04 | 3.51 |
| P/B Ratio (MRQ) | 1.23 | 1.87 |
| Free Cash Flow Yield (TTM) | -- | -- |