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AEG vs. ALL: Aegon vs. Allstate Stock Comparison

How do Aegon (AEG) and Allstate (ALL) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Aegon (AEG) and Allstate (ALL) both belong to the Insurance industry, though AEG is classified under Life & Health Insurance while ALL falls under Property & Casualty Insurance.

Allstate (ALL) trades as ordinary local shares, while Aegon (AEG) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Company profile comparison for Aegon (AEG) and Allstate (ALL)
Profile ItemAEGALL
NameAegon Ltd. New York Registry SharesThe Allstate Corporation
Country/RegionNetherlandsUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupInsuranceInsurance
GICS IndustryInsuranceInsurance
GICS Sub-IndustryLife & Health InsuranceProperty & Casualty Insurance
Market Capitalization12.09 billion USD63.05 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateJune 28, 1985June 3, 1993
Security TypeADRCommon Stock

Price Performance

Cumulative Growth

AEG
ALL
GSPC
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Aegon (AEG) vs. Allstate (ALL), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Aegon (AEG) and Allstate (ALL). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Aegon (AEG) and Allstate (ALL). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Aegon (AEG) and Allstate (ALL)
MetricAEGALL
Total Return (1Y)19.25%27.36%
Total Return (3Y, Annualized)26.15%27.71%
Total Return (5Y, Annualized)17.53%19.82%

Risk Profile

Drawdown History

AEG
ALL
GSPC
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Aegon (AEG) vs. Allstate (ALL), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Aegon (AEG) and Allstate (ALL). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Aegon (AEG) and Allstate (ALL)
MetricAEGALL
Volatility (1Y, Annualized)24.91%25.96%
Beta (5Y)0.850.13
Max Drawdown (5Y)-36.55%-27.35%
Avg. Volume (3M)5.27M1.91M

Risk-Adjusted Performance

Risk-Return Positioning

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AEG and ALL are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Aegon (AEG) and Allstate (ALL)
MetricAEGALL
Sharpe Ratio (1Y)0.600.89
Sortino Ratio (1Y)0.841.28

Profitability

ROE (TTM)

Allstate (ALL) at 38.93% sits in the top ROE quartile, while Aegon (AEG) at 11.07% is closer to the peer norm — stronger capital efficiency for ALL.

AEG

Insurance industry group

11.07%

Max
41.68%
Q3
22.04%
Median
14.81%
AEG
11.07%
Q1
8.79%
Min
-10.66%

ALL

Insurance industry group

38.93%

Max
41.68%
ALL
38.93%
Q3
22.04%
Median
14.81%
Q1
8.79%
Min
-10.66%
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Aegon (AEG) vs. Allstate (ALL): A comparison of their ROE against the Insurance industry group benchmark.

Net Margin (TTM)

Both Aegon (AEG) at 8.62% and Allstate (ALL) at 16.57% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

AEG

Insurance industry group

8.62%

Max
29.92%
Q3
17.03%
Median
10.97%
AEG
8.62%
Q1
6.21%
Min
-4.68%

ALL

Insurance industry group

16.57%

Max
29.92%
Q3
17.03%
ALL
16.57%
Median
10.97%
Q1
6.21%
Min
-4.68%
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Aegon (AEG) vs. Allstate (ALL): A comparison of their net margin against the Insurance industry group benchmark.

Operating Margin (TTM)

Neither side reports a meaningful operating margin: for Aegon (AEG) in Insurance and Allstate (ALL) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Profitability metrics for Aegon (AEG) and Allstate (ALL)
MetricAEGALL
ROE (TTM)11.07%38.93%
ROA (TTM)0.10%7.68%
Net Margin (TTM)8.62%16.57%
Operating Margin (TTM)----
Gross Margin (TTM)----

Growth

Revenue Growth

Aegon (AEG) at 37.63% sits in the top revenue growth quartile, while Allstate (ALL) at 5.60% is closer to the peer norm — faster top-line expansion for AEG.

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Aegon (AEG) vs. Allstate (ALL): A comparison of their Revenue Growth across different time periods.

EPS Growth

Both Aegon (AEG) at 59.46% and Allstate (ALL) at 124.01% sit in the top peer quartile for EPS growth, so each is compounding per-share earnings faster than typical industry peers.

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Aegon (AEG) vs. Allstate (ALL): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Aegon (AEG) and Allstate (ALL)
MetricAEGALL
Revenue Growth (YoY)37.63%5.60%
Revenue Growth (3Y CAGR)--9.84%
EPS Growth (YoY)59.46%124.01%
EPS Growth (3Y CAGR)----

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Aegon (AEG) in Insurance and Allstate (ALL) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Aegon (AEG) in Insurance and Allstate (ALL) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Aegon (AEG) and Allstate (ALL)
MetricAEGALL
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Aegon (AEG) at 4.96% delivers top-quartile income for its industry, while Allstate (ALL) at 1.59% pays a more typical yield — both are credible income propositions, AEG the richer one.

AEG

Insurance industry group

4.96%

Max
5.12%
AEG
4.96%
Q3
2.15%
Median
0.98%
Q1
0.00%
Min
0.00%

ALL

Insurance industry group

1.59%

Max
5.12%
Q3
2.15%
ALL
1.59%
Median
0.98%
Q1
0.00%
Min
0.00%
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Aegon (AEG) vs. Allstate (ALL): A comparison of their dividend yield against the Insurance industry group benchmark.

Dividend Payout Ratio (TTM)

Allstate (ALL) at 9.62% pays out a band-typical share of earnings, while Aegon (AEG) at 61.52% distributes more than its industry norm — less retained, thinner cover.

AEG

Insurance industry group

61.52%

Max
76.67%
AEG
61.52%
Q3
35.18%
Median
14.74%
Q1
0.00%
Min
0.00%

ALL

Insurance industry group

9.62%

Max
76.67%
Q3
35.18%
Median
14.74%
ALL
9.62%
Q1
0.00%
Min
0.00%
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Aegon (AEG) vs. Allstate (ALL): A comparison of their payout ratio against the Insurance industry group benchmark.

Dividend Metrics

Dividend metrics for Aegon (AEG) and Allstate (ALL)
MetricAEGALL
Dividend Yield (TTM)4.96%1.59%
Dividend Payout Ratio (TTM)61.52%9.62%

Valuation

P/E Ratio (TTM)

Allstate (ALL) at 5.78 sits in the cheaper P/E ratio quartile, while Aegon (AEG) at 12.03 is closer to its industry’s usual earnings multiple — a discount for ALL, though growth and earnings durability still matter.

AEG

Insurance industry group

12.03

Max
28.37
Q3
18.75
Median
12.23
AEG
12.03
Q1
9.08
Min
2.32

ALL

Insurance industry group

5.78

Max
28.37
Q3
18.75
Median
12.23
Q1
9.08
ALL
5.78
Min
2.32
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Aegon (AEG) vs. Allstate (ALL): A comparison of their P/E ratio against the Insurance industry group benchmark.

P/S Ratio (TTM)

On P/S ratio, both Aegon (AEG) at 1.04 and Allstate (ALL) at 0.90 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.

AEG

Insurance industry group

1.04

Max
4.03
Q3
2.25
Median
1.23
AEG
1.04
Q1
0.85
Min
0.07

ALL

Insurance industry group

0.90

Max
4.03
Q3
2.25
Median
1.23
ALL
0.90
Q1
0.85
Min
0.07
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Aegon (AEG) vs. Allstate (ALL): A comparison of their P/S ratio against the Insurance industry group benchmark.

P/B Ratio (MRQ)

On P/B ratio, both Aegon (AEG) at 1.23 and Allstate (ALL) at 2.09 are valued close to their industries’ norm against book — neither stands out from peers.

AEG

Insurance industry group

1.23

Max
5.07
Q3
2.79
Median
1.76
AEG
1.23
Q1
1.23
Min
0.30

ALL

Insurance industry group

2.09

Max
5.07
Q3
2.79
ALL
2.09
Median
1.76
Q1
1.23
Min
0.30
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Aegon (AEG) vs. Allstate (ALL): A comparison of their P/B ratio against the Insurance industry group benchmark.

Valuation Metrics

Valuation metrics for Aegon (AEG) and Allstate (ALL)
MetricAEGALL
P/E Ratio (TTM)12.035.78
P/S Ratio (TTM)1.040.90
P/B Ratio (MRQ)1.232.09
Free Cash Flow Yield (TTM)----