AEG vs. AIG: Aegon vs. American International Stock Comparison
How do Aegon (AEG) and American International (AIG) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Aegon (AEG) and American International (AIG) both belong to the Insurance industry, though AEG is classified under Life & Health Insurance while AIG falls under Multi-line Insurance.
American International (AIG) trades as ordinary local shares, while Aegon (AEG) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.
| Profile Item | AEG | AIG |
|---|---|---|
| Name | Aegon Ltd. New York Registry Shares | American International Group, Inc. |
| Country/Region | Netherlands | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Insurance | Insurance |
| GICS Industry | Insurance | Insurance |
| GICS Sub-Industry | Life & Health Insurance | Multi-line Insurance |
| Market Capitalization | 12.09 billion USD | 40.31 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | June 28, 1985 | January 2, 1973 |
| Security Type | ADR | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | AEG | AIG |
|---|---|---|
| Total Return (1Y) | 19.25% | 5.79% |
| Total Return (3Y, Annualized) | 26.15% | 10.55% |
| Total Return (5Y, Annualized) | 17.53% | 8.67% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | AEG | AIG |
|---|---|---|
| Volatility (1Y, Annualized) | 24.91% | 23.72% |
| Beta (5Y) | 0.85 | 0.47 |
| Max Drawdown (5Y) | -36.55% | -26.45% |
| Avg. Volume (3M) | 5.27M | 4.14M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | AEG | AIG |
|---|---|---|
| Sharpe Ratio (1Y) | 0.60 | 0.06 |
| Sortino Ratio (1Y) | 0.84 | 0.09 |
Profitability
ROE (TTM)
Aegon (AEG) at 11.07% is around its peer norm for ROE, while American International (AIG) at 8.23% drops into the bottom quartile, signaling weaker returns on shareholders’ equity.
AEG
Insurance industry group
11.07%
- Max
- 41.68%
- Q3
- 22.04%
- Median
- 14.81%
- AEG
- 11.07%
- Q1
- 8.79%
- Min
- -10.66%
AIG
Insurance industry group
8.23%
- Max
- 41.68%
- Q3
- 22.04%
- Median
- 14.81%
- Q1
- 8.79%
- AIG
- 8.23%
- Min
- -10.66%
Net Margin (TTM)
Both Aegon (AEG) at 8.62% and American International (AIG) at 11.84% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.
AEG
Insurance industry group
8.62%
- Max
- 29.92%
- Q3
- 17.03%
- Median
- 10.97%
- AEG
- 8.62%
- Q1
- 6.21%
- Min
- -4.68%
AIG
Insurance industry group
11.84%
- Max
- 29.92%
- Q3
- 17.03%
- AIG
- 11.84%
- Median
- 10.97%
- Q1
- 6.21%
- Min
- -4.68%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Aegon (AEG) in Insurance and American International (AIG) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | AEG | AIG |
|---|---|---|
| ROE (TTM) | 11.07% | 8.23% |
| ROA (TTM) | 0.10% | 1.95% |
| Net Margin (TTM) | 8.62% | 11.84% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Aegon (AEG) at 37.63% sits in the top revenue growth quartile, while American International (AIG) at -1.82% is in the bottom quartile, showing a clear gap in revenue momentum.
EPS Growth
Only one side can be read here: Aegon (AEG) reports EPS growth of 59.46%, ranked against its industry; American International (AIG) has no EPS growth figure this period.
Growth Metrics
| Metric | AEG | AIG |
|---|---|---|
| Revenue Growth (YoY) | 37.63% | -1.82% |
| Revenue Growth (3Y CAGR) | -- | -3.69% |
| EPS Growth (YoY) | 59.46% | -- |
| EPS Growth (3Y CAGR) | -- | -25.13% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Aegon (AEG) in Insurance and American International (AIG) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Aegon (AEG) in Insurance and American International (AIG) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | AEG | AIG |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Both Aegon (AEG) at 4.96% and American International (AIG) at 2.35% offer top-quartile dividend income relative to share price within their industries.
AEG
Insurance industry group
4.96%
- Max
- 5.12%
- AEG
- 4.96%
- Q3
- 2.15%
- Median
- 0.98%
- Q1
- 0.00%
- Min
- 0.00%
AIG
Insurance industry group
2.35%
- Max
- 5.12%
- AIG
- 2.35%
- Q3
- 2.15%
- Median
- 0.98%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
American International (AIG) at 31.00% pays out a band-typical share of earnings, while Aegon (AEG) at 61.52% distributes more than its industry norm — less retained, thinner cover.
AEG
Insurance industry group
61.52%
- Max
- 76.67%
- AEG
- 61.52%
- Q3
- 35.18%
- Median
- 14.74%
- Q1
- 0.00%
- Min
- 0.00%
AIG
Insurance industry group
31.00%
- Max
- 76.67%
- Q3
- 35.18%
- AIG
- 31.00%
- Median
- 14.74%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | AEG | AIG |
|---|---|---|
| Dividend Yield (TTM) | 4.96% | 2.35% |
| Dividend Payout Ratio (TTM) | 61.52% | 31.00% |
Valuation
P/E Ratio (TTM)
Both Aegon (AEG) at 12.03 and American International (AIG) at 12.68 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.
AEG
Insurance industry group
12.03
- Max
- 28.37
- Q3
- 18.75
- Median
- 12.23
- AEG
- 12.03
- Q1
- 9.08
- Min
- 2.32
AIG
Insurance industry group
12.68
- Max
- 28.37
- Q3
- 18.75
- AIG
- 12.68
- Median
- 12.23
- Q1
- 9.08
- Min
- 2.32
P/S Ratio (TTM)
On P/S ratio, both Aegon (AEG) at 1.04 and American International (AIG) at 1.45 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.
AEG
Insurance industry group
1.04
- Max
- 4.03
- Q3
- 2.25
- Median
- 1.23
- AEG
- 1.04
- Q1
- 0.85
- Min
- 0.07
AIG
Insurance industry group
1.45
- Max
- 4.03
- Q3
- 2.25
- AIG
- 1.45
- Median
- 1.23
- Q1
- 0.85
- Min
- 0.07
P/B Ratio (MRQ)
American International (AIG) at 1.04 sits in the lower P/B ratio quartile against book while Aegon (AEG) at 1.23 is valued near its industry’s middle — AIG is cheaper on assets, though weigh it against ROE and asset quality.
AEG
Insurance industry group
1.23
- Max
- 5.07
- Q3
- 2.79
- Median
- 1.76
- AEG
- 1.23
- Q1
- 1.23
- Min
- 0.30
AIG
Insurance industry group
1.04
- Max
- 5.07
- Q3
- 2.79
- Median
- 1.76
- Q1
- 1.23
- AIG
- 1.04
- Min
- 0.30
Valuation Metrics
| Metric | AEG | AIG |
|---|---|---|
| P/E Ratio (TTM) | 12.03 | 12.68 |
| P/S Ratio (TTM) | 1.04 | 1.45 |
| P/B Ratio (MRQ) | 1.23 | 1.04 |
| Free Cash Flow Yield (TTM) | -- | -- |