ACGL vs. RYAN: Arch Capital vs. Ryan Specialty Stock Comparison

Company Profile

Arch Capital (ACGL) and Ryan Specialty (RYAN) both belong to the Insurance industry, though ACGL is classified under Property & Casualty Insurance while RYAN falls under Insurance Brokers.

Arch Capital (ACGL) has more than two decades of public-market history since September 14, 1995, whereas Ryan Specialty (RYAN) listed on July 22, 2021 and has a much shorter record to draw on.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Ryan Specialty (RYAN) at 25.15% sits in the top ROE quartile, while Arch Capital (ACGL) at 18.74% is closer to the peer norm — stronger capital efficiency for RYAN.

Arch Capital (ACGL) at 23.31% keeps a top-quartile share of each sales dollar as profit, while Ryan Specialty (RYAN) at 3.27% keeps a bottom-quartile share.

Neither side reports a meaningful operating margin: for Arch Capital (ACGL) in Insurance and Ryan Specialty (RYAN) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Both Arch Capital (ACGL) at 13.96% and Ryan Specialty (RYAN) at 21.28% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

Arch Capital (ACGL) at 3.66% is around its peer norm for EPS growth, while Ryan Specialty (RYAN) at -33.80% drops into the bottom quartile, signaling weaker earnings momentum.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Arch Capital (ACGL) in Insurance and Ryan Specialty (RYAN) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Arch Capital (ACGL) in Insurance and Ryan Specialty (RYAN) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Arch Capital (ACGL) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Ryan Specialty (RYAN) reports a yield of 1.06%, ranking against industry peers normally.

Arch Capital (ACGL) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Ryan Specialty (RYAN) reports a payout of 63.75%, ranking against industry peers normally.

Dividend Metrics

Valuation

Arch Capital (ACGL) at 8.77 sits in the cheaper P/E ratio quartile, while Ryan Specialty (RYAN) at 59.66 trades above its peer range — a wide earnings-valuation gap relative to industry peers.

Arch Capital (ACGL) at 1.86 is priced about in line with its industry on P/S ratio, while Ryan Specialty (RYAN) at 3.78 sits in the pricier quartile — RYAN costs more per dollar of sales.

Arch Capital (ACGL) at 1.57 sits near its industry’s typical P/B ratio, while Ryan Specialty (RYAN) at 12.86 prices above its benchmark range — RYAN looks rich relative to book.

Valuation Metrics