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ACGL vs. RNR: A Head-to-Head Stock Comparison

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Here’s a clear look at ACGL and RNR, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

SymbolACGLRNR
Company NameArch Capital Group Ltd.RenaissanceRe Holdings Ltd.
CountryBermudaBermuda
GICS SectorFinancialsFinancials
GICS IndustryInsuranceInsurance
Market Capitalization34.68 billion USD12.54 billion USD
ExchangeNasdaqGSNYSE
Listing DateSeptember 14, 1995July 27, 1995
Security TypeCommon StockCommon Stock

Historical Performance

This chart compares the performance of ACGL and RNR by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

ACGL vs. RNR: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolACGLRNR
5-Day Price Return3.04%-1.50%
13-Week Price Return1.98%9.66%
26-Week Price Return-0.96%9.69%
52-Week Price Return-8.56%2.26%
Month-to-Date Return7.20%3.41%
Year-to-Date Return0.18%5.61%
10-Day Avg. Volume2.39M0.43M
3-Month Avg. Volume2.29M0.45M
3-Month Volatility20.76%25.72%
Beta0.430.27

Profitability

Return on Equity (TTM)

ACGL

18.38%

Insurance Industry

Max
31.64%
Q3
19.22%
Median
14.77%
Q1
10.48%
Min
2.20%

ACGL’s Return on Equity of 18.38% is on par with the norm for the Insurance industry, indicating its profitability relative to shareholder equity is typical for the sector.

RNR

16.03%

Insurance Industry

Max
31.64%
Q3
19.22%
Median
14.77%
Q1
10.48%
Min
2.20%

RNR’s Return on Equity of 16.03% is on par with the norm for the Insurance industry, indicating its profitability relative to shareholder equity is typical for the sector.

ACGL vs. RNR: A comparison of their Return on Equity (TTM) against the Insurance industry benchmark.

Net Profit Margin (TTM)

ACGL

21.64%

Insurance Industry

Max
28.47%
Q3
15.63%
Median
10.40%
Q1
6.94%
Min
-3.51%

A Net Profit Margin of 21.64% places ACGL in the upper quartile for the Insurance industry, signifying strong profitability and more effective cost management than most of its peers.

RNR

14.11%

Insurance Industry

Max
28.47%
Q3
15.63%
Median
10.40%
Q1
6.94%
Min
-3.51%

RNR’s Net Profit Margin of 14.11% is aligned with the median group of its peers in the Insurance industry. This indicates its ability to convert revenue into profit is typical for the sector.

ACGL vs. RNR: A comparison of their Net Profit Margin (TTM) against the Insurance industry benchmark.

Operating Profit Margin (TTM)

ACGL

21.52%

Insurance Industry

Max
35.59%
Q3
21.31%
Median
14.99%
Q1
10.34%
Min
-2.51%

In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.

RNR

23.53%

Insurance Industry

Max
35.59%
Q3
21.31%
Median
14.99%
Q1
10.34%
Min
-2.51%

In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.

ACGL vs. RNR: A comparison of their Operating Profit Margin (TTM) against the Insurance industry benchmark.

Profitability at a Glance

SymbolACGLRNR
Return on Equity (TTM)18.38%16.03%
Return on Assets (TTM)5.39%3.24%
Net Profit Margin (TTM)21.64%14.11%
Operating Profit Margin (TTM)21.52%23.53%
Gross Profit Margin (TTM)----

Financial Strength

Current Ratio (MRQ)

ACGL

0.72

Insurance Industry

Max
2.64
Q3
1.19
Median
0.53
Q1
0.15
Min
0.00

For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

RNR

0.18

Insurance Industry

Max
2.64
Q3
1.19
Median
0.53
Q1
0.15
Min
0.00

For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

ACGL vs. RNR: A comparison of their Current Ratio (MRQ) against the Insurance industry benchmark.

Debt-to-Equity Ratio (MRQ)

ACGL

0.12

Insurance Industry

Max
1.10
Q3
0.65
Median
0.35
Q1
0.23
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.

RNR

0.19

Insurance Industry

Max
1.10
Q3
0.65
Median
0.35
Q1
0.23
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.

ACGL vs. RNR: A comparison of their Debt-to-Equity Ratio (MRQ) against the Insurance industry benchmark.

Interest Coverage Ratio (TTM)

ACGL

6.33

Insurance Industry

Max
49.59
Q3
22.05
Median
9.63
Q1
3.42
Min
-5.73

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.

RNR

11.16

Insurance Industry

Max
49.59
Q3
22.05
Median
9.63
Q1
3.42
Min
-5.73

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.

ACGL vs. RNR: A comparison of their Interest Coverage Ratio (TTM) against the Insurance industry benchmark.

Financial Strength at a Glance

SymbolACGLRNR
Current Ratio (MRQ)0.720.18
Quick Ratio (MRQ)0.720.18
Debt-to-Equity Ratio (MRQ)0.120.19
Interest Coverage Ratio (TTM)6.3311.16

Growth

Revenue Growth

ACGL vs. RNR: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

ACGL vs. RNR: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

ACGL

5.72%

Insurance Industry

Max
9.43%
Q3
5.10%
Median
3.57%
Q1
2.02%
Min
0.00%

With a Dividend Yield of 5.72%, ACGL offers a more attractive income stream than most of its peers in the Insurance industry, signaling a strong commitment to shareholder returns.

RNR

0.92%

Insurance Industry

Max
9.43%
Q3
5.10%
Median
3.57%
Q1
2.02%
Min
0.00%

RNR’s Dividend Yield of 0.92% is in the lower quartile for the Insurance industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.

ACGL vs. RNR: A comparison of their Dividend Yield (TTM) against the Insurance industry benchmark.

Dividend Payout Ratio (TTM)

ACGL

46.70%

Insurance Industry

Max
169.40%
Q3
85.57%
Median
50.55%
Q1
22.12%
Min
0.00%

ACGL’s Dividend Payout Ratio of 46.70% is within the typical range for the Insurance industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

RNR

4.36%

Insurance Industry

Max
169.40%
Q3
85.57%
Median
50.55%
Q1
22.12%
Min
0.00%

RNR’s Dividend Payout Ratio of 4.36% is in the lower quartile for the Insurance industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.

ACGL vs. RNR: A comparison of their Dividend Payout Ratio (TTM) against the Insurance industry benchmark.

Dividend at a Glance

SymbolACGLRNR
Dividend Yield (TTM)5.72%0.92%
Dividend Payout Ratio (TTM)46.70%4.36%

Valuation

Price-to-Earnings Ratio (TTM)

ACGL

8.16

Insurance Industry

Max
27.66
Q3
17.29
Median
12.59
Q1
9.86
Min
3.13

In the lower quartile for the Insurance industry, ACGL’s P/E Ratio of 8.16 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.

RNR

7.08

Insurance Industry

Max
27.66
Q3
17.29
Median
12.59
Q1
9.86
Min
3.13

In the lower quartile for the Insurance industry, RNR’s P/E Ratio of 7.08 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.

ACGL vs. RNR: A comparison of their Price-to-Earnings Ratio (TTM) against the Insurance industry benchmark.

Price-to-Sales Ratio (TTM)

ACGL

1.77

Insurance Industry

Max
3.39
Q3
1.95
Median
1.25
Q1
0.83
Min
0.22

ACGL’s P/S Ratio of 1.77 aligns with the market consensus for the Insurance industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

RNR

1.00

Insurance Industry

Max
3.39
Q3
1.95
Median
1.25
Q1
0.83
Min
0.22

RNR’s P/S Ratio of 1.00 aligns with the market consensus for the Insurance industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

ACGL vs. RNR: A comparison of their Price-to-Sales Ratio (TTM) against the Insurance industry benchmark.

Price-to-Book Ratio (MRQ)

ACGL

1.43

Insurance Industry

Max
4.36
Q3
2.47
Median
1.77
Q1
1.18
Min
0.17

ACGL’s P/B Ratio of 1.43 is within the conventional range for the Insurance industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

RNR

1.04

Insurance Industry

Max
4.36
Q3
2.47
Median
1.77
Q1
1.18
Min
0.17

RNR’s P/B Ratio of 1.04 is in the lower quartile for the Insurance industry. From a value investing perspective, this is favorable, as it suggests the stock is trading at a discount to its net asset value and may offer a greater margin of safety.

ACGL vs. RNR: A comparison of their Price-to-Book Ratio (MRQ) against the Insurance industry benchmark.

Valuation at a Glance

SymbolACGLRNR
Price-to-Earnings Ratio (TTM)8.167.08
Price-to-Sales Ratio (TTM)1.771.00
Price-to-Book Ratio (MRQ)1.431.04
Price-to-Free Cash Flow Ratio (TTM)5.313.07