ACGL vs. RNR: Arch Capital vs. RenaissanceRe Stock Comparison

November 11, 2026

How do Arch Capital (ACGL) and RenaissanceRe (RNR) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Arch Capital (ACGL) and RenaissanceRe (RNR) both belong to the Insurance industry, though ACGL is classified under Property & Casualty Insurance while RNR falls under Reinsurance.

Company profile comparison for Arch Capital (ACGL) and RenaissanceRe (RNR)
Profile Item	ACGL	RNR
Name	Arch Capital Group Ltd.	RenaissanceRe Holdings Ltd.
Country/Region	Bermuda	Bermuda
GICS Sector	Financials	Financials
GICS Industry Group	Insurance	Insurance
GICS Industry	Insurance	Insurance
GICS Sub-Industry	Property & Casualty Insurance	Reinsurance
Market Capitalization	34.92 billion USD	14.04 billion USD
Currency	USD	USD
Exchange	Nasdaq	NYSE
Listing Date	September 14, 1995	July 27, 1995
Security Type	Common Stock	Common Stock

Price Performance

Cumulative Growth

ACGL

RNR

GSPC

Arch Capital (ACGL) vs. RenaissanceRe (RNR), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Arch Capital (ACGL) and RenaissanceRe (RNR). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Arch Capital (ACGL) and RenaissanceRe (RNR). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Arch Capital (ACGL) and RenaissanceRe (RNR)
Metric	ACGL	RNR
Total Return (1Y)	19.55%	29.60%
Total Return (3Y, Annualized)	9.97%	19.53%
Total Return (5Y, Annualized)	21.79%	18.22%

Risk Profile

Drawdown History

ACGL

RNR

GSPC

Arch Capital (ACGL) vs. RenaissanceRe (RNR), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Arch Capital (ACGL) and RenaissanceRe (RNR). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Arch Capital (ACGL) and RenaissanceRe (RNR)
Metric	ACGL	RNR
Volatility (1Y, Annualized)	21.17%	23.23%
Beta (5Y)	0.22	0.12
Max Drawdown (5Y)	-22.43%	-27.71%
Avg. Volume (3M)	2.86M	361.04K

Risk-Adjusted Performance

Risk-Return Positioning

ACGL and RNR are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Arch Capital (ACGL) and RenaissanceRe (RNR)
Metric	ACGL	RNR
Sharpe Ratio (1Y)	0.72	1.09
Sortino Ratio (1Y)	1.03	1.64

Profitability

ROE (TTM)

Both Arch Capital (ACGL) at 18.74% and RenaissanceRe (RNR) at 13.98% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

ACGL

Insurance industry group

18.74%

Max: 41.68%
Q3: 22.04%
ACGL: 18.74%
Median: 14.81%
Q1: 8.79%
Min: -10.66%

RNR

Insurance industry group

13.98%

Max: 41.68%
Q3: 22.04%
Median: 14.81%
RNR: 13.98%
Q1: 8.79%
Min: -10.66%

Arch Capital (ACGL) vs. RenaissanceRe (RNR): A comparison of their ROE against the Insurance industry group benchmark.

Net Margin (TTM)

Arch Capital (ACGL) at 23.31% retains a top-quartile share of revenue as profit, ahead of RenaissanceRe (RNR) at 16.20%, which keeps about the industry-typical share.

ACGL

Insurance industry group

23.31%

Max: 29.92%
ACGL: 23.31%
Q3: 17.03%
Median: 10.97%
Q1: 6.21%
Min: -4.68%

RNR

Insurance industry group

16.20%

Max: 29.92%
Q3: 17.03%
RNR: 16.20%
Median: 10.97%
Q1: 6.21%
Min: -4.68%

Arch Capital (ACGL) vs. RenaissanceRe (RNR): A comparison of their net margin against the Insurance industry group benchmark.

Operating Margin (TTM)

Neither side reports a meaningful operating margin: for Arch Capital (ACGL) in Insurance and RenaissanceRe (RNR) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Profitability metrics for Arch Capital (ACGL) and RenaissanceRe (RNR)
Metric	ACGL	RNR
ROE (TTM)	18.74%	13.98%
ROA (TTM)	3.90%	3.49%
Net Margin (TTM)	23.31%	16.20%
Operating Margin (TTM)	--	--
Gross Margin (TTM)	--	--

Growth

Revenue Growth

Both Arch Capital (ACGL) at 13.96% and RenaissanceRe (RNR) at 9.69% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

Arch Capital (ACGL) vs. RenaissanceRe (RNR): A comparison of their Revenue Growth across different time periods.

EPS Growth

Both Arch Capital (ACGL) at 3.66% and RenaissanceRe (RNR) at 59.13% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

Arch Capital (ACGL) vs. RenaissanceRe (RNR): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Arch Capital (ACGL) and RenaissanceRe (RNR)
Metric	ACGL	RNR
Revenue Growth (YoY)	13.96%	9.69%
Revenue Growth (3Y CAGR)	26.14%	36.27%
EPS Growth (YoY)	3.66%	59.13%
EPS Growth (3Y CAGR)	45.06%	--

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Arch Capital (ACGL) in Insurance and RenaissanceRe (RNR) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Arch Capital (ACGL) in Insurance and RenaissanceRe (RNR) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Arch Capital (ACGL) and RenaissanceRe (RNR)
Metric	ACGL	RNR
Current Ratio (MRQ)	--	--
Debt / Equity (MRQ)	--	--
Net Debt / EBITDA	--	--

Dividends

Dividend Yield (TTM)

Arch Capital (ACGL) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile RenaissanceRe (RNR) reports a yield of 0.46%, ranking against industry peers normally.

ACGL

Insurance industry group

0.00%

Max: 5.12%
Q3: 2.15%
Median: 0.98%
ACGL: 0.00%
Q1: 0.00%
Min: 0.00%

RNR

Insurance industry group

0.46%

Max: 5.12%
Q3: 2.15%
Median: 0.98%
RNR: 0.46%
Q1: 0.00%
Min: 0.00%

Arch Capital (ACGL) vs. RenaissanceRe (RNR): A comparison of their dividend yield against the Insurance industry group benchmark.

Dividend Payout Ratio (TTM)

Arch Capital (ACGL) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile RenaissanceRe (RNR) reports a payout of 4.66%, ranking against industry peers normally.

ACGL

Insurance industry group

0.00%

Max: 76.67%
Q3: 35.18%
Median: 14.74%
ACGL: 0.00%
Q1: 0.00%
Min: 0.00%

RNR

Insurance industry group

4.66%

Max: 76.67%
Q3: 35.18%
Median: 14.74%
RNR: 4.66%
Q1: 0.00%
Min: 0.00%

Arch Capital (ACGL) vs. RenaissanceRe (RNR): A comparison of their payout ratio against the Insurance industry group benchmark.

Dividend Metrics

Dividend metrics for Arch Capital (ACGL) and RenaissanceRe (RNR)
Metric	ACGL	RNR
Dividend Yield (TTM)	0.00%	0.46%
Dividend Payout Ratio (TTM)	0.00%	4.66%

Valuation

P/E Ratio (TTM)

Arch Capital (ACGL) at 8.77 sits in the cheaper P/E ratio quartile, while RenaissanceRe (RNR) at 9.94 is closer to its industry’s usual earnings multiple — a discount for ACGL, though growth and earnings durability still matter.

ACGL

Insurance industry group

8.77

Max: 28.37
Q3: 18.75
Median: 12.23
Q1: 9.08
ACGL: 8.77
Min: 2.32

RNR

Insurance industry group

9.94

Max: 28.37
Q3: 18.75
Median: 12.23
RNR: 9.94
Q1: 9.08
Min: 2.32

Arch Capital (ACGL) vs. RenaissanceRe (RNR): A comparison of their P/E ratio against the Insurance industry group benchmark.

P/S Ratio (TTM)

On P/S ratio, both Arch Capital (ACGL) at 1.86 and RenaissanceRe (RNR) at 1.45 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.

ACGL

Insurance industry group

1.86

Max: 4.03
Q3: 2.25
ACGL: 1.86
Median: 1.23
Q1: 0.85
Min: 0.07

RNR

Insurance industry group

1.45

Max: 4.03
Q3: 2.25
RNR: 1.45
Median: 1.23
Q1: 0.85
Min: 0.07

Arch Capital (ACGL) vs. RenaissanceRe (RNR): A comparison of their P/S ratio against the Insurance industry group benchmark.

P/B Ratio (MRQ)

On P/B ratio, both Arch Capital (ACGL) at 1.57 and RenaissanceRe (RNR) at 1.34 are valued close to their industries’ norm against book — neither stands out from peers.

ACGL

Insurance industry group

1.57

Max: 5.07
Q3: 2.79
Median: 1.76
ACGL: 1.57
Q1: 1.23
Min: 0.30

RNR

Insurance industry group

1.34

Max: 5.07
Q3: 2.79
Median: 1.76
RNR: 1.34
Q1: 1.23
Min: 0.30

Arch Capital (ACGL) vs. RenaissanceRe (RNR): A comparison of their P/B ratio against the Insurance industry group benchmark.

Valuation Metrics

Valuation metrics for Arch Capital (ACGL) and RenaissanceRe (RNR)
Metric	ACGL	RNR
P/E Ratio (TTM)	8.77	9.94
P/S Ratio (TTM)	1.86	1.45
P/B Ratio (MRQ)	1.57	1.34
Free Cash Flow Yield (TTM)	--	--