ACGL vs. PRU: Arch Capital vs. Prudential Financial Stock Comparison

Company Profile

Arch Capital (ACGL) and Prudential Financial (PRU) both belong to the Insurance industry, though ACGL is classified under Property & Casualty Insurance while PRU falls under Life & Health Insurance.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Both Arch Capital (ACGL) at 18.74% and Prudential Financial (PRU) at 11.86% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

Arch Capital (ACGL) at 23.31% retains a top-quartile share of revenue as profit, ahead of Prudential Financial (PRU) at 6.27%, which keeps about the industry-typical share.

Neither side reports a meaningful operating margin: for Arch Capital (ACGL) in Insurance and Prudential Financial (PRU) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Arch Capital (ACGL) at 13.96% is around its peer norm for revenue growth, while Prudential Financial (PRU) at -13.74% drops into the bottom quartile, signaling weaker demand or pricing momentum.

Both Arch Capital (ACGL) at 3.66% and Prudential Financial (PRU) at 33.20% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Arch Capital (ACGL) in Insurance and Prudential Financial (PRU) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Arch Capital (ACGL) in Insurance and Prudential Financial (PRU) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Arch Capital (ACGL) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Prudential Financial (PRU) reports a yield of 4.53%, ranking against industry peers normally.

Arch Capital (ACGL) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Prudential Financial (PRU) reports a payout of 50.55%, ranking against industry peers normally.

Dividend Metrics

Valuation

Arch Capital (ACGL) at 8.77 sits in the cheaper P/E ratio quartile, while Prudential Financial (PRU) at 10.86 is closer to its industry’s usual earnings multiple — a discount for ACGL, though growth and earnings durability still matter.

Prudential Financial (PRU) at 0.66 sits in the cheaper P/S ratio quartile while Arch Capital (ACGL) at 1.86 prices around its industry’s middle — PRU costs less per dollar of sales, though read it alongside growth and margins.

On P/B ratio, both Arch Capital (ACGL) at 1.57 and Prudential Financial (PRU) at 1.39 are valued close to their industries’ norm against book — neither stands out from peers.

Valuation Metrics