ACGL vs. MKL: Arch Capital vs. Markel Stock Comparison
How do Arch Capital (ACGL) and Markel (MKL) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Arch Capital (ACGL) and Markel (MKL) are both classified in the Property & Casualty Insurance sub-industry within the broader Insurance industry, placing them in the closest GICS peer bucket.
| Profile Item | ACGL | MKL |
|---|---|---|
| Name | Arch Capital Group Ltd. | Markel Group Inc. |
| Country/Region | Bermuda | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Insurance | Insurance |
| GICS Industry | Insurance | Insurance |
| GICS Sub-Industry | Property & Casualty Insurance | Property & Casualty Insurance |
| Market Capitalization | 34.92 billion USD | 23.71 billion USD |
| Currency | USD | USD |
| Exchange | Nasdaq | NYSE |
| Listing Date | September 14, 1995 | December 12, 1986 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | ACGL | MKL |
|---|---|---|
| Total Return (1Y) | 19.55% | -4.35% |
| Total Return (3Y, Annualized) | 9.97% | 13.21% |
| Total Return (5Y, Annualized) | 21.79% | 8.36% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
Arch Capital (ACGL) trades around 2.86M shares per day on average, while Markel (MKL) sees only 66.79K — a volume gap that can matter for position sizing, exit liquidity, and order execution.
| Metric | ACGL | MKL |
|---|---|---|
| Volatility (1Y, Annualized) | 21.17% | 18.61% |
| Beta (5Y) | 0.22 | 0.57 |
| Max Drawdown (5Y) | -22.43% | -28.87% |
| Avg. Volume (3M) | 2.86M | 66.79K |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | ACGL | MKL |
|---|---|---|
| Sharpe Ratio (1Y) | 0.72 | -0.46 |
| Sortino Ratio (1Y) | 1.03 | -0.60 |
Profitability
ROE (TTM)
Both Arch Capital (ACGL) at 18.74% and Markel (MKL) at 9.75% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.
ACGL
Insurance industry group
18.74%
- Max
- 41.68%
- Q3
- 22.04%
- ACGL
- 18.74%
- Median
- 14.81%
- Q1
- 8.79%
- Min
- -10.66%
MKL
Insurance industry group
9.75%
- Max
- 41.68%
- Q3
- 22.04%
- Median
- 14.81%
- MKL
- 9.75%
- Q1
- 8.79%
- Min
- -10.66%
Net Margin (TTM)
Arch Capital (ACGL) at 23.31% retains a top-quartile share of revenue as profit, ahead of Markel (MKL) at 11.13%, which keeps about the industry-typical share.
ACGL
Insurance industry group
23.31%
- Max
- 29.92%
- ACGL
- 23.31%
- Q3
- 17.03%
- Median
- 10.97%
- Q1
- 6.21%
- Min
- -4.68%
MKL
Insurance industry group
11.13%
- Max
- 29.92%
- Q3
- 17.03%
- MKL
- 11.13%
- Median
- 10.97%
- Q1
- 6.21%
- Min
- -4.68%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Arch Capital (ACGL) in Insurance and Markel (MKL) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | ACGL | MKL |
|---|---|---|
| ROE (TTM) | 18.74% | 9.75% |
| ROA (TTM) | 3.90% | 2.21% |
| Net Margin (TTM) | 23.31% | 11.13% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Arch Capital (ACGL) at 13.96% is around its peer norm for revenue growth, while Markel (MKL) at -2.49% drops into the bottom quartile, signaling weaker demand or pricing momentum.
EPS Growth
Arch Capital (ACGL) at 3.66% is around its peer norm for EPS growth, while Markel (MKL) at -15.10% drops into the bottom quartile, signaling weaker earnings momentum.
Growth Metrics
| Metric | ACGL | MKL |
|---|---|---|
| Revenue Growth (YoY) | 13.96% | -2.49% |
| Revenue Growth (3Y CAGR) | 26.14% | 11.40% |
| EPS Growth (YoY) | 3.66% | -15.10% |
| EPS Growth (3Y CAGR) | 45.06% | -- |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Arch Capital (ACGL) in Insurance and Markel (MKL) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Arch Capital (ACGL) in Insurance and Markel (MKL) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | ACGL | MKL |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Neither Arch Capital (ACGL) nor Markel (MKL) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.
ACGL
Insurance industry group
0.00%
- Max
- 5.12%
- Q3
- 2.15%
- Median
- 0.98%
- ACGL
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
MKL
Insurance industry group
0.00%
- Max
- 5.12%
- Q3
- 2.15%
- Median
- 0.98%
- MKL
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Neither Arch Capital (ACGL) nor Markel (MKL) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.
ACGL
Insurance industry group
0.00%
- Max
- 76.67%
- Q3
- 35.18%
- Median
- 14.74%
- ACGL
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
MKL
Insurance industry group
0.00%
- Max
- 76.67%
- Q3
- 35.18%
- Median
- 14.74%
- MKL
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | ACGL | MKL |
|---|---|---|
| Dividend Yield (TTM) | 0.00% | 0.00% |
| Dividend Payout Ratio (TTM) | 0.00% | 0.00% |
Valuation
P/E Ratio (TTM)
Arch Capital (ACGL) at 8.77 sits in the cheaper P/E ratio quartile, while Markel (MKL) at 13.80 is closer to its industry’s usual earnings multiple — a discount for ACGL, though growth and earnings durability still matter.
ACGL
Insurance industry group
8.77
- Max
- 28.37
- Q3
- 18.75
- Median
- 12.23
- Q1
- 9.08
- ACGL
- 8.77
- Min
- 2.32
MKL
Insurance industry group
13.80
- Max
- 28.37
- Q3
- 18.75
- MKL
- 13.80
- Median
- 12.23
- Q1
- 9.08
- Min
- 2.32
P/S Ratio (TTM)
On P/S ratio, both Arch Capital (ACGL) at 1.86 and Markel (MKL) at 1.47 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.
ACGL
Insurance industry group
1.86
- Max
- 4.03
- Q3
- 2.25
- ACGL
- 1.86
- Median
- 1.23
- Q1
- 0.85
- Min
- 0.07
MKL
Insurance industry group
1.47
- Max
- 4.03
- Q3
- 2.25
- MKL
- 1.47
- Median
- 1.23
- Q1
- 0.85
- Min
- 0.07
P/B Ratio (MRQ)
On P/B ratio, both Arch Capital (ACGL) at 1.57 and Markel (MKL) at 1.28 are valued close to their industries’ norm against book — neither stands out from peers.
ACGL
Insurance industry group
1.57
- Max
- 5.07
- Q3
- 2.79
- Median
- 1.76
- ACGL
- 1.57
- Q1
- 1.23
- Min
- 0.30
MKL
Insurance industry group
1.28
- Max
- 5.07
- Q3
- 2.79
- Median
- 1.76
- MKL
- 1.28
- Q1
- 1.23
- Min
- 0.30
Valuation Metrics
| Metric | ACGL | MKL |
|---|---|---|
| P/E Ratio (TTM) | 8.77 | 13.80 |
| P/S Ratio (TTM) | 1.86 | 1.47 |
| P/B Ratio (MRQ) | 1.57 | 1.28 |
| Free Cash Flow Yield (TTM) | -- | -- |