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ACGL vs. L: Arch Capital vs. Loews Stock Comparison

How do Arch Capital (ACGL) and Loews (L) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Arch Capital (ACGL) and Loews (L) are both classified in the Property & Casualty Insurance sub-industry within the broader Insurance industry, placing them in the closest GICS peer bucket.

Company profile comparison for Arch Capital (ACGL) and Loews (L)
Profile ItemACGLL
NameArch Capital Group Ltd.Loews Corp.
Country/RegionBermudaUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupInsuranceInsurance
GICS IndustryInsuranceInsurance
GICS Sub-IndustryProperty & Casualty InsuranceProperty & Casualty Insurance
Market Capitalization34.92 billion USD22.19 billion USD
CurrencyUSDUSD
ExchangeNasdaqNYSE
Listing DateSeptember 14, 1995March 17, 1980
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

ACGL
L
GSPC
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Arch Capital (ACGL) vs. Loews (L), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Arch Capital (ACGL) and Loews (L). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Arch Capital (ACGL) and Loews (L). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Arch Capital (ACGL) and Loews (L)
MetricACGLL
Total Return (1Y)19.55%7.24%
Total Return (3Y, Annualized)9.97%19.27%
Total Return (5Y, Annualized)21.79%14.13%

Risk Profile

Drawdown History

ACGL
L
GSPC
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Arch Capital (ACGL) vs. Loews (L), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Arch Capital (ACGL) and Loews (L). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Arch Capital (ACGL) and Loews (L)
MetricACGLL
Volatility (1Y, Annualized)21.17%16.13%
Beta (5Y)0.220.49
Max Drawdown (5Y)-22.43%-26.11%
Avg. Volume (3M)2.86M805.54K

Risk-Adjusted Performance

Risk-Return Positioning

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ACGL and L are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Arch Capital (ACGL) and Loews (L)
MetricACGLL
Sharpe Ratio (1Y)0.720.18
Sortino Ratio (1Y)1.030.26

Profitability

ROE (TTM)

Arch Capital (ACGL) at 18.74% is around its peer norm for ROE, while Loews (L) at 8.21% drops into the bottom quartile, signaling weaker returns on shareholders’ equity.

ACGL

Insurance industry group

18.74%

Max
41.68%
Q3
22.04%
ACGL
18.74%
Median
14.81%
Q1
8.79%
Min
-10.66%

L

Insurance industry group

8.21%

Max
41.68%
Q3
22.04%
Median
14.81%
Q1
8.79%
L
8.21%
Min
-10.66%
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Arch Capital (ACGL) vs. Loews (L): A comparison of their ROE against the Insurance industry group benchmark.

Net Margin (TTM)

Arch Capital (ACGL) at 23.31% retains a top-quartile share of revenue as profit, ahead of Loews (L) at 7.93%, which keeps about the industry-typical share.

ACGL

Insurance industry group

23.31%

Max
29.92%
ACGL
23.31%
Q3
17.03%
Median
10.97%
Q1
6.21%
Min
-4.68%

L

Insurance industry group

7.93%

Max
29.92%
Q3
17.03%
Median
10.97%
L
7.93%
Q1
6.21%
Min
-4.68%
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Arch Capital (ACGL) vs. Loews (L): A comparison of their net margin against the Insurance industry group benchmark.

Operating Margin (TTM)

Neither side reports a meaningful operating margin: for Arch Capital (ACGL) in Insurance and Loews (L) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Profitability metrics for Arch Capital (ACGL) and Loews (L)
MetricACGLL
ROE (TTM)18.74%8.21%
ROA (TTM)3.90%1.71%
Net Margin (TTM)23.31%7.93%
Operating Margin (TTM)----
Gross Margin (TTM)----

Growth

Revenue Growth

Both Arch Capital (ACGL) at 13.96% and Loews (L) at 5.44% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

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Arch Capital (ACGL) vs. Loews (L): A comparison of their Revenue Growth across different time periods.

EPS Growth

Both Arch Capital (ACGL) at 3.66% and Loews (L) at 24.34% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

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Arch Capital (ACGL) vs. Loews (L): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Arch Capital (ACGL) and Loews (L)
MetricACGLL
Revenue Growth (YoY)13.96%5.44%
Revenue Growth (3Y CAGR)26.14%8.96%
EPS Growth (YoY)3.66%24.34%
EPS Growth (3Y CAGR)45.06%33.10%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Arch Capital (ACGL) in Insurance and Loews (L) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Arch Capital (ACGL) in Insurance and Loews (L) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Arch Capital (ACGL) and Loews (L)
MetricACGLL
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Arch Capital (ACGL) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Loews (L) reports a yield of 0.23%, ranking against industry peers normally.

ACGL

Insurance industry group

0.00%

Max
5.12%
Q3
2.15%
Median
0.98%
ACGL
0.00%
Q1
0.00%
Min
0.00%

L

Insurance industry group

0.23%

Max
5.12%
Q3
2.15%
Median
0.98%
L
0.23%
Q1
0.00%
Min
0.00%
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Arch Capital (ACGL) vs. Loews (L): A comparison of their dividend yield against the Insurance industry group benchmark.

Dividend Payout Ratio (TTM)

Arch Capital (ACGL) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Loews (L) reports a payout of 3.46%, ranking against industry peers normally.

ACGL

Insurance industry group

0.00%

Max
76.67%
Q3
35.18%
Median
14.74%
ACGL
0.00%
Q1
0.00%
Min
0.00%

L

Insurance industry group

3.46%

Max
76.67%
Q3
35.18%
Median
14.74%
L
3.46%
Q1
0.00%
Min
0.00%
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Arch Capital (ACGL) vs. Loews (L): A comparison of their payout ratio against the Insurance industry group benchmark.

Dividend Metrics

Dividend metrics for Arch Capital (ACGL) and Loews (L)
MetricACGLL
Dividend Yield (TTM)0.00%0.23%
Dividend Payout Ratio (TTM)0.00%3.46%

Valuation

P/E Ratio (TTM)

Arch Capital (ACGL) at 8.77 sits in the cheaper P/E ratio quartile, while Loews (L) at 15.17 is closer to its industry’s usual earnings multiple — a discount for ACGL, though growth and earnings durability still matter.

ACGL

Insurance industry group

8.77

Max
28.37
Q3
18.75
Median
12.23
Q1
9.08
ACGL
8.77
Min
2.32

L

Insurance industry group

15.17

Max
28.37
Q3
18.75
L
15.17
Median
12.23
Q1
9.08
Min
2.32
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Arch Capital (ACGL) vs. Loews (L): A comparison of their P/E ratio against the Insurance industry group benchmark.

P/S Ratio (TTM)

On P/S ratio, both Arch Capital (ACGL) at 1.86 and Loews (L) at 1.18 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.

ACGL

Insurance industry group

1.86

Max
4.03
Q3
2.25
ACGL
1.86
Median
1.23
Q1
0.85
Min
0.07

L

Insurance industry group

1.18

Max
4.03
Q3
2.25
Median
1.23
L
1.18
Q1
0.85
Min
0.07
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Arch Capital (ACGL) vs. Loews (L): A comparison of their P/S ratio against the Insurance industry group benchmark.

P/B Ratio (MRQ)

Loews (L) at 1.22 sits in the lower P/B ratio quartile against book while Arch Capital (ACGL) at 1.57 is valued near its industry’s middle — L is cheaper on assets, though weigh it against ROE and asset quality.

ACGL

Insurance industry group

1.57

Max
5.07
Q3
2.79
Median
1.76
ACGL
1.57
Q1
1.23
Min
0.30

L

Insurance industry group

1.22

Max
5.07
Q3
2.79
Median
1.76
Q1
1.23
L
1.22
Min
0.30
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Arch Capital (ACGL) vs. Loews (L): A comparison of their P/B ratio against the Insurance industry group benchmark.

Valuation Metrics

Valuation metrics for Arch Capital (ACGL) and Loews (L)
MetricACGLL
P/E Ratio (TTM)8.7715.17
P/S Ratio (TTM)1.861.18
P/B Ratio (MRQ)1.571.22
Free Cash Flow Yield (TTM)----