ACGL vs. AJG: Arch Capital vs. Arthur J. Gallagher Stock Comparison

Company Profile

Arch Capital (ACGL) and Arthur J. Gallagher (AJG) both belong to the Insurance industry, though ACGL is classified under Property & Casualty Insurance while AJG falls under Insurance Brokers.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Arch Capital (ACGL) at 18.74% is around its peer norm for ROE, while Arthur J. Gallagher (AJG) at 7.21% drops into the bottom quartile, signaling weaker returns on shareholders’ equity.

Arch Capital (ACGL) at 23.31% retains a top-quartile share of revenue as profit, ahead of Arthur J. Gallagher (AJG) at 10.78%, which keeps about the industry-typical share.

Neither side reports a meaningful operating margin: for Arch Capital (ACGL) in Insurance and Arthur J. Gallagher (AJG) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Both Arch Capital (ACGL) at 13.96% and Arthur J. Gallagher (AJG) at 20.66% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

Both Arch Capital (ACGL) at 3.66% and Arthur J. Gallagher (AJG) at -11.69% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Arch Capital (ACGL) in Insurance and Arthur J. Gallagher (AJG) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Arch Capital (ACGL) in Insurance and Arthur J. Gallagher (AJG) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Arch Capital (ACGL) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Arthur J. Gallagher (AJG) reports a yield of 0.95%, ranking against industry peers normally.

Arch Capital (ACGL) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Arthur J. Gallagher (AJG) reports a payout of 41.98%, ranking against industry peers normally.

Dividend Metrics

Valuation

Arch Capital (ACGL) at 8.77 sits in the cheaper P/E ratio quartile, while Arthur J. Gallagher (AJG) at 42.99 trades above its peer range — a wide earnings-valuation gap relative to industry peers.

Arch Capital (ACGL) at 1.86 prices around its industry’s typical P/S ratio, while Arthur J. Gallagher (AJG) at 4.58 clears its benchmark range — AJG looks notably rich on sales.

Arch Capital (ACGL) at 1.57 is valued about in line with its industry on P/B ratio, while Arthur J. Gallagher (AJG) at 3.00 carries an above-peer premium to book — AJG is pricier on assets.

Valuation Metrics