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AAPL vs. UNH: A Head-to-Head Stock Comparison

Updated

Here’s a clear look at AAPL and UNH, comparing key factors like performance, valuation metrics, dividends, and financial strength. It’s built for investors or anyone curious to see how these two stocks match up.

Company Overview

AAPL dwarfs UNH in market cap, clocking in at 3,018.38 billion USD—about 10.98 times the 274.85 billion USD of its counterpart.

AAPL rides a wilder wave with a beta of 1.27, hinting at bigger swings than UNH’s steadier 0.57.

SymbolAAPLUNH
Company NameApple Inc.UnitedHealth Group Incorporated
CountryUSUS
SectorTechnologyHealthcare
IndustryConsumer ElectronicsMedical - Healthcare Plans
CEOMr. Timothy D. CookMr. Stephen J. Hemsley
Price202.09 USD302.98 USD
Market Cap3,018.38 billion USD274.85 billion USD
Beta1.2750.571
ExchangeNASDAQNYSE
IPO DateDecember 12, 1980October 17, 1984
ADRNoNo

Performance Comparison

This chart compares the performance of AAPL and UNH over the past year by tracking the growth of an initial $10,000 investment in each (starting one year ago).

Hover over the lines to see the investment’s value and total return (%) at specific dates.

Data is adjusted for dividends and splits.

Valuation Metrics Comparison

For a detailed comparison of valuation metrics between AAPL and UNH, please refer to the table below.

SymbolAAPLUNH
Price-to-Earnings Ratio (P/E, TTM)31.1412.58
Forward PEG Ratio (TTM)2.850.82
Price-to-Sales Ratio (P/S, TTM)7.540.67
Price-to-Book Ratio (P/B, TTM)45.362.93
Price-to-Free Cash Flow Ratio (P/FCF, TTM)30.6511.05
EV-to-EBITDA (TTM)22.2410.13
EV-to-Sales (TTM)7.710.80
EV-to-Free Cash Flow (TTM)31.3613.09

Dividend Comparison

Both AAPL at 0.50% and UNH at 2.77% pay dividends, blending income with growth in their strategies. Yet UNH’s 2.77% yield, 455% above AAPL’s 0.50%, suggests a focus on generous payouts—possibly from stronger profits—while AAPL leans toward reinvestment, perhaps due to tighter margins.

SymbolAAPLUNH
Dividend Yield (TTM)0.50%2.77%

Financial Strength Metrics Comparison

This section dives into the financial resilience of AAPL and UNH, spotlighting key metrics like liquidity, leverage, and debt coverage. Check out the standout observations below where notable differences or extremes pop up.

  • For both AAPL (0.82) and UNH (0.85), current ratios sit below 1. With current assets trailing short-term liabilities, they might tap into cash flow or borrowing to stay afloat—a setup not uncommon in certain sectors, though it bears monitoring if cash gets tight.
  • AAPL’s quick ratio sits at 0.78 below 0.8, leaving its cash and near-cash assets shy of short-term obligations—potentially a stretch without extra funds. Meanwhile, UNH lands at 0.85, with enough liquidity to spare.
  • AAPL posts an interest coverage of “--”, hinting at interest costs so low they’re negligible—often from scant debt or dirt-cheap rates—while UNH at 16.30 handles interest with solid earnings.
SymbolAAPLUNH
Current Ratio (TTM)0.820.85
Quick Ratio (TTM)0.780.85
Debt-to-Equity Ratio (TTM)1.470.86
Debt-to-Assets Ratio (TTM)0.300.26
Interest Coverage Ratio (TTM)--16.30