AAPL vs. MA: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at AAPL and MA, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
| Symbol | AAPL | MA |
|---|---|---|
| Company Name | Apple Inc. | Mastercard Incorporated |
| Country | United States | United States |
| GICS Sector | Information Technology | Financials |
| GICS Industry | Technology Hardware, Storage & Peripherals | Financial Services |
| Market Capitalization | 3,981.19 billion USD | 496.56 billion USD |
| Exchange | NasdaqGS | NYSE |
| Listing Date | December 12, 1980 | May 25, 2006 |
| Security Type | Common Stock | Common Stock |
Historical Performance
This chart compares the performance of AAPL and MA by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
| Symbol | AAPL | MA |
|---|---|---|
| 5-Day Price Return | -0.23% | 0.04% |
| 13-Week Price Return | 18.60% | -3.60% |
| 26-Week Price Return | 37.29% | -2.36% |
| 52-Week Price Return | 18.44% | 6.77% |
| Month-to-Date Return | -0.35% | 0.18% |
| Year-to-Date Return | 7.59% | 5.01% |
| 10-Day Avg. Volume | 53.26M | 2.96M |
| 3-Month Avg. Volume | 52.92M | 2.63M |
| 3-Month Volatility | 22.31% | 15.98% |
| Beta | 1.10 | 0.87 |
Profitability
Return on Equity (TTM)
AAPL
164.05%
Technology Hardware, Storage & Peripherals Industry
- Max
- 56.93%
- Q3
- 27.52%
- Median
- 9.18%
- Q1
- 5.14%
- Min
- -1.04%
AAPL’s Return on Equity of 164.05% is exceptionally high, placing it well beyond the typical range for the Technology Hardware, Storage & Peripherals industry. This demonstrates a superior ability to generate profit from shareholder investments, though it could also be inflated by high financial leverage.
MA
197.14%
Financial Services Industry
- Max
- 39.28%
- Q3
- 18.88%
- Median
- 9.97%
- Q1
- 4.03%
- Min
- -10.25%
MA’s Return on Equity of 197.14% is exceptionally high, placing it well beyond the typical range for the Financial Services industry. This demonstrates a superior ability to generate profit from shareholder investments, though it could also be inflated by high financial leverage.
Net Profit Margin (TTM)
AAPL
26.92%
Technology Hardware, Storage & Peripherals Industry
- Max
- 16.15%
- Q3
- 7.95%
- Median
- 4.80%
- Q1
- 2.20%
- Min
- -0.29%
AAPL’s Net Profit Margin of 26.92% is exceptionally high, placing it well beyond the typical range for the Technology Hardware, Storage & Peripherals industry. This demonstrates outstanding operational efficiency and a strong competitive advantage in converting revenue into profit.
MA
45.28%
Financial Services Industry
- Max
- 52.16%
- Q3
- 25.35%
- Median
- 12.68%
- Q1
- 6.11%
- Min
- -11.69%
A Net Profit Margin of 45.28% places MA in the upper quartile for the Financial Services industry, signifying strong profitability and more effective cost management than most of its peers.
Operating Profit Margin (TTM)
AAPL
31.97%
Technology Hardware, Storage & Peripherals Industry
- Max
- 20.70%
- Q3
- 10.74%
- Median
- 6.27%
- Q1
- 4.07%
- Min
- 1.97%
AAPL’s Operating Profit Margin of 31.97% is exceptionally high, placing it well above the typical range for the Technology Hardware, Storage & Peripherals industry. This demonstrates outstanding efficiency in managing its core operations, which can be a result of strong pricing power or superior cost control.
MA
56.95%
Financial Services Industry
- Max
- 75.57%
- Q3
- 37.78%
- Median
- 19.09%
- Q1
- 10.04%
- Min
- -19.42%
An Operating Profit Margin of 56.95% places MA in the upper quartile for the Financial Services industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.
Profitability at a Glance
| Symbol | AAPL | MA |
|---|---|---|
| Return on Equity (TTM) | 164.05% | 197.14% |
| Return on Assets (TTM) | 32.80% | 28.32% |
| Net Profit Margin (TTM) | 26.92% | 45.28% |
| Operating Profit Margin (TTM) | 31.97% | 56.95% |
| Gross Profit Margin (TTM) | 46.91% | -- |
Financial Strength
Current Ratio (MRQ)
AAPL
0.89
Technology Hardware, Storage & Peripherals Industry
- Max
- 3.37
- Q3
- 2.04
- Median
- 1.41
- Q1
- 0.98
- Min
- 0.11
AAPL’s Current Ratio of 0.89 falls into the lower quartile for the Technology Hardware, Storage & Peripherals industry. This indicates a tighter liquidity situation and a more constrained capacity to handle short-term debt than many of its competitors.
MA
1.12
Financial Services Industry
- Max
- 4.83
- Q3
- 2.70
- Median
- 1.44
- Q1
- 0.86
- Min
- 0.01
For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.
Debt-to-Equity Ratio (MRQ)
AAPL
1.34
Technology Hardware, Storage & Peripherals Industry
- Max
- 1.54
- Q3
- 0.85
- Median
- 0.32
- Q1
- 0.11
- Min
- 0.00
AAPL’s leverage is in the upper quartile of the Technology Hardware, Storage & Peripherals industry, with a Debt-to-Equity Ratio of 1.34. While this approach can boost equity growth, it also exposes the company to greater financial vulnerability.
MA
2.40
Financial Services Industry
- Max
- 5.07
- Q3
- 2.14
- Median
- 0.66
- Q1
- 0.12
- Min
- 0.00
The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.
Interest Coverage Ratio (TTM)
AAPL
622.51
Technology Hardware, Storage & Peripherals Industry
- Max
- 143.63
- Q3
- 76.01
- Median
- 19.47
- Q1
- 5.91
- Min
- -23.93
With an Interest Coverage Ratio of 622.51, AAPL demonstrates a superior capacity to service its debt, placing it well above the typical range for the Technology Hardware, Storage & Peripherals industry. This stems from either robust earnings or a conservative debt load.
MA
37.93
Financial Services Industry
- Max
- 136.23
- Q3
- 56.08
- Median
- 6.55
- Q1
- 2.01
- Min
- -33.27
The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.
Financial Strength at a Glance
| Symbol | AAPL | MA |
|---|---|---|
| Current Ratio (MRQ) | 0.89 | 1.12 |
| Quick Ratio (MRQ) | 0.86 | 1.12 |
| Debt-to-Equity Ratio (MRQ) | 1.34 | 2.40 |
| Interest Coverage Ratio (TTM) | 622.51 | 37.93 |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
AAPL
0.39%
Technology Hardware, Storage & Peripherals Industry
- Max
- 4.33%
- Q3
- 3.29%
- Median
- 1.76%
- Q1
- 0.00%
- Min
- 0.00%
AAPL’s Dividend Yield of 0.39% is consistent with its peers in the Technology Hardware, Storage & Peripherals industry, providing a dividend return that is standard for its sector.
MA
0.54%
Financial Services Industry
- Max
- 8.12%
- Q3
- 3.37%
- Median
- 1.70%
- Q1
- 0.00%
- Min
- 0.00%
MA’s Dividend Yield of 0.54% is consistent with its peers in the Financial Services industry, providing a dividend return that is standard for its sector.
Dividend Payout Ratio (TTM)
AAPL
13.77%
Technology Hardware, Storage & Peripherals Industry
- Max
- 142.87%
- Q3
- 77.17%
- Median
- 40.90%
- Q1
- 3.87%
- Min
- 0.00%
AAPL’s Dividend Payout Ratio of 13.77% is within the typical range for the Technology Hardware, Storage & Peripherals industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
MA
18.79%
Financial Services Industry
- Max
- 132.10%
- Q3
- 64.32%
- Median
- 18.23%
- Q1
- 0.00%
- Min
- 0.00%
MA’s Dividend Payout Ratio of 18.79% is within the typical range for the Financial Services industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
Dividend at a Glance
| Symbol | AAPL | MA |
|---|---|---|
| Dividend Yield (TTM) | 0.39% | 0.54% |
| Dividend Payout Ratio (TTM) | 13.77% | 18.79% |
Valuation
Price-to-Earnings Ratio (TTM)
AAPL
35.53
Technology Hardware, Storage & Peripherals Industry
- Max
- 43.10
- Q3
- 28.67
- Median
- 19.23
- Q1
- 15.53
- Min
- 9.46
A P/E Ratio of 35.53 places AAPL in the upper quartile for the Technology Hardware, Storage & Peripherals industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.
MA
34.78
Financial Services Industry
- Max
- 45.81
- Q3
- 30.21
- Median
- 16.29
- Q1
- 10.14
- Min
- 0.70
A P/E Ratio of 34.78 places MA in the upper quartile for the Financial Services industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.
Price-to-Sales Ratio (TTM)
AAPL
9.56
Technology Hardware, Storage & Peripherals Industry
- Max
- 5.63
- Q3
- 3.18
- Median
- 1.10
- Q1
- 0.49
- Min
- 0.04
With a P/S Ratio of 9.56, AAPL trades at a valuation that eclipses even the highest in the Technology Hardware, Storage & Peripherals industry. This implies the market has priced in exceptionally optimistic scenarios for future revenue growth, posing considerable valuation risk.
MA
15.75
Financial Services Industry
- Max
- 10.88
- Q3
- 5.34
- Median
- 2.64
- Q1
- 1.24
- Min
- 0.06
The P/S Ratio is often not a primary valuation tool in the Financial Services industry.
Price-to-Book Ratio (MRQ)
AAPL
51.21
Technology Hardware, Storage & Peripherals Industry
- Max
- 13.94
- Q3
- 6.87
- Median
- 1.88
- Q1
- 0.94
- Min
- 0.32
At 51.21, AAPL’s P/B Ratio is at an extreme premium to the Technology Hardware, Storage & Peripherals industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.
MA
65.06
Financial Services Industry
- Max
- 7.93
- Q3
- 3.78
- Median
- 1.49
- Q1
- 0.88
- Min
- 0.08
At 65.06, MA’s P/B Ratio is at an extreme premium to the Financial Services industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.
Valuation at a Glance
| Symbol | AAPL | MA |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 35.53 | 34.78 |
| Price-to-Sales Ratio (TTM) | 9.56 | 15.75 |
| Price-to-Book Ratio (MRQ) | 51.21 | 65.06 |
| Price-to-Free Cash Flow Ratio (TTM) | 40.29 | 30.40 |