AAPL vs. AFRM: A Head-to-Head Stock Comparison
UpdatedHere’s a clear look at AAPL and AFRM, comparing key factors like performance, valuation metrics, dividends, and financial strength. It’s built for investors or anyone curious to see how these two stocks match up.
Company Overview
AAPL dwarfs AFRM in market cap, clocking in at 3,018.38 billion USD—about 198.06 times the 15.24 billion USD of its counterpart.
AFRM dances to a riskier tune, sporting a beta of 3.66, while AAPL keeps it calmer at 1.27.
Symbol | AAPL | AFRM |
---|---|---|
Company Name | Apple Inc. | Affirm Holdings, Inc. |
Country | US | US |
Sector | Technology | Technology |
Industry | Consumer Electronics | Software - Infrastructure |
CEO | Mr. Timothy D. Cook | Mr. Max Roth Levchin |
Price | 202.09 USD | 47.24 USD |
Market Cap | 3,018.38 billion USD | 15.24 billion USD |
Beta | 1.275 | 3.664 |
Exchange | NASDAQ | NASDAQ |
IPO Date | December 12, 1980 | January 13, 2021 |
ADR | No | No |
Performance Comparison
This chart compares the performance of AAPL and AFRM over the past year by tracking the growth of an initial $10,000 investment in each (starting one year ago).
Hover over the lines to see the investment’s value and total return (%) at specific dates.
Data is adjusted for dividends and splits.
Valuation Metrics Comparison
The section examines key financial ratios to assess the valuation of AAPL and AFRM based on earnings, cash flow, sales, and book value. Pay attention to the following notable points where extreme values stand out.
- AFRM shows a negative P/E of -246.14, highlighting a year of losses with no net profit generated. Meanwhile, AAPL at 31.14 has sustained positive earnings, offering a more stable earnings foundation.
- AFRM has a negative Forward PEG of -1.38, suggesting analysts predict either a drop in earnings or no profits at all in the near future—a red flag for its growth trajectory. Meanwhile, AAPL at 2.85 avoids such a pessimistic forecast.
Symbol | AAPL | AFRM |
---|---|---|
Price-to-Earnings Ratio (P/E, TTM) | 31.14 | -246.14 |
Forward PEG Ratio (TTM) | 2.85 | -1.38 |
Price-to-Sales Ratio (P/S, TTM) | 7.54 | 5.07 |
Price-to-Book Ratio (P/B, TTM) | 45.36 | 5.32 |
Price-to-Free Cash Flow Ratio (P/FCF, TTM) | 30.65 | 25.04 |
EV-to-EBITDA (TTM) | 22.24 | 69.85 |
EV-to-Sales (TTM) | 7.71 | 7.07 |
EV-to-Free Cash Flow (TTM) | 31.36 | 34.90 |
Dividend Comparison
AAPL’s 0.50% yield offers steady income while retaining earnings for growth, unlike AFRM, which pays none, reinvesting fully—likely in expansion or R&D—for investors eyeing future gains. This pits AAPL’s balanced approach against AFRM’s long-term focus.
Symbol | AAPL | AFRM |
---|---|---|
Dividend Yield (TTM) | 0.50% | 0.00% |
Financial Strength Metrics Comparison
This section dives into the financial resilience of AAPL and AFRM, spotlighting key metrics like liquidity, leverage, and debt coverage. Check out the standout observations below where notable differences or extremes pop up.
- AAPL posts a current ratio of 0.82 under 1, where current assets fall short of covering short-term debts—manageable perhaps with solid cash inflows. Compare that to AFRM, sitting at 63.09, where liabilities are comfortably met.
- AAPL’s quick ratio sits at 0.78 below 0.8, leaving its cash and near-cash assets shy of short-term obligations—potentially a stretch without extra funds. Meanwhile, AFRM lands at 63.09, with enough liquidity to spare.
- AAPL’s interest coverage reads “--”, suggesting interest expenses are next to nothing—think tiny debt or ultra-low rates—while AFRM at -0.24 teeters below 1.5, earnings barely clearing interest.
Symbol | AAPL | AFRM |
---|---|---|
Current Ratio (TTM) | 0.82 | 63.09 |
Quick Ratio (TTM) | 0.78 | 63.09 |
Debt-to-Equity Ratio (TTM) | 1.47 | 2.56 |
Debt-to-Assets Ratio (TTM) | 0.30 | 0.71 |
Interest Coverage Ratio (TTM) | -- | -0.24 |