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AAL vs. VRSK: A Head-to-Head Stock Comparison

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Here’s a clear look at AAL and VRSK, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

SymbolAALVRSK
Company NameAmerican Airlines Group Inc.Verisk Analytics, Inc.
CountryUnited StatesUnited States
GICS SectorIndustrialsIndustrials
GICS IndustryPassenger AirlinesProfessional Services
Market Capitalization8.45 billion USD37.84 billion USD
ExchangeNasdaqGSNasdaqGS
Listing DateSeptember 27, 2005October 7, 2009
Security TypeCommon StockCommon Stock

Historical Performance

This chart compares the performance of AAL and VRSK by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

AAL vs. VRSK: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolAALVRSK
5-Day Price Return-0.16%1.18%
13-Week Price Return7.93%-13.84%
26-Week Price Return-18.68%-8.34%
52-Week Price Return24.15%0.62%
Month-to-Date Return11.40%-2.82%
Year-to-Date Return-26.56%-1.66%
10-Day Avg. Volume60.62M1.15M
3-Month Avg. Volume62.18M0.93M
3-Month Volatility53.18%21.38%
Beta1.400.88

Profitability

Return on Equity (TTM)

AAL

265.62%

Passenger Airlines Industry

Max
49.96%
Q3
28.15%
Median
15.41%
Q1
8.29%
Min
-11.01%

AAL’s Return on Equity of 265.62% is exceptionally high, placing it well beyond the typical range for the Passenger Airlines industry. This demonstrates a superior ability to generate profit from shareholder investments, though it could also be inflated by high financial leverage.

VRSK

439.17%

Professional Services Industry

Max
52.17%
Q3
30.06%
Median
22.21%
Q1
11.67%
Min
-13.44%

VRSK’s Return on Equity of 439.17% is exceptionally high, placing it well beyond the typical range for the Professional Services industry. This demonstrates a superior ability to generate profit from shareholder investments, though it could also be inflated by high financial leverage.

AAL vs. VRSK: A comparison of their Return on Equity (TTM) against their respective Passenger Airlines and Professional Services industry benchmarks.

Net Profit Margin (TTM)

AAL

1.05%

Passenger Airlines Industry

Max
17.65%
Q3
8.90%
Median
5.80%
Q1
2.02%
Min
-3.12%

Falling into the lower quartile for the Passenger Airlines industry, AAL’s Net Profit Margin of 1.05% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.

VRSK

30.67%

Professional Services Industry

Max
26.06%
Q3
13.34%
Median
7.88%
Q1
3.50%
Min
-2.93%

VRSK’s Net Profit Margin of 30.67% is exceptionally high, placing it well beyond the typical range for the Professional Services industry. This demonstrates outstanding operational efficiency and a strong competitive advantage in converting revenue into profit.

AAL vs. VRSK: A comparison of their Net Profit Margin (TTM) against their respective Passenger Airlines and Professional Services industry benchmarks.

Operating Profit Margin (TTM)

AAL

3.82%

Passenger Airlines Industry

Max
22.47%
Q3
12.33%
Median
8.62%
Q1
4.43%
Min
-2.88%

AAL’s Operating Profit Margin of 3.82% is in the lower quartile for the Passenger Airlines industry. This indicates weaker profitability from core operations, which may stem from inefficiencies or competitive pressures on pricing.

VRSK

43.94%

Professional Services Industry

Max
35.84%
Q3
19.38%
Median
12.54%
Q1
7.36%
Min
-5.21%

VRSK’s Operating Profit Margin of 43.94% is exceptionally high, placing it well above the typical range for the Professional Services industry. This demonstrates outstanding efficiency in managing its core operations, which can be a result of strong pricing power or superior cost control.

AAL vs. VRSK: A comparison of their Operating Profit Margin (TTM) against their respective Passenger Airlines and Professional Services industry benchmarks.

Profitability at a Glance

SymbolAALVRSK
Return on Equity (TTM)265.62%439.17%
Return on Assets (TTM)0.90%19.55%
Net Profit Margin (TTM)1.05%30.67%
Operating Profit Margin (TTM)3.82%43.94%
Gross Profit Margin (TTM)64.95%69.39%

Financial Strength

Current Ratio (MRQ)

AAL

0.58

Passenger Airlines Industry

Max
1.46
Q3
0.94
Median
0.76
Q1
0.54
Min
0.17

AAL’s Current Ratio of 0.58 aligns with the median group of the Passenger Airlines industry, indicating that its short-term liquidity is in line with its sector peers.

VRSK

1.53

Professional Services Industry

Max
2.45
Q3
1.65
Median
1.26
Q1
1.10
Min
0.47

VRSK’s Current Ratio of 1.53 aligns with the median group of the Professional Services industry, indicating that its short-term liquidity is in line with its sector peers.

AAL vs. VRSK: A comparison of their Current Ratio (MRQ) against their respective Passenger Airlines and Professional Services industry benchmarks.

Debt-to-Equity Ratio (MRQ)

AAL

157.71

Passenger Airlines Industry

Max
9.80
Q3
4.82
Median
1.30
Q1
0.89
Min
0.00

With a Debt-to-Equity Ratio of 157.71, AAL operates with exceptionally high leverage compared to the Passenger Airlines industry norm. This suggests an aggressive reliance on debt financing, which can magnify returns but also significantly elevates financial risk.

VRSK

10.43

Professional Services Industry

Max
2.63
Q3
1.44
Median
0.91
Q1
0.49
Min
0.00

With a Debt-to-Equity Ratio of 10.43, VRSK operates with exceptionally high leverage compared to the Professional Services industry norm. This suggests an aggressive reliance on debt financing, which can magnify returns but also significantly elevates financial risk.

AAL vs. VRSK: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Passenger Airlines and Professional Services industry benchmarks.

Interest Coverage Ratio (TTM)

AAL

1.75

Passenger Airlines Industry

Max
22.60
Q3
16.29
Median
6.75
Q1
1.94
Min
-8.55

In the lower quartile for the Passenger Airlines industry, AAL’s Interest Coverage Ratio of 1.75 indicates a tighter cushion for servicing debt, suggesting less financial flexibility than many of its competitors.

VRSK

43.51

Professional Services Industry

Max
39.67
Q3
20.05
Median
11.07
Q1
5.36
Min
-2.22

With an Interest Coverage Ratio of 43.51, VRSK demonstrates a superior capacity to service its debt, placing it well above the typical range for the Professional Services industry. This stems from either robust earnings or a conservative debt load.

AAL vs. VRSK: A comparison of their Interest Coverage Ratio (TTM) against their respective Passenger Airlines and Professional Services industry benchmarks.

Financial Strength at a Glance

SymbolAALVRSK
Current Ratio (MRQ)0.581.53
Quick Ratio (MRQ)0.441.44
Debt-to-Equity Ratio (MRQ)157.7110.43
Interest Coverage Ratio (TTM)1.7543.51

Growth

Revenue Growth

AAL vs. VRSK: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

AAL vs. VRSK: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

AAL

0.00%

Passenger Airlines Industry

Max
6.71%
Q3
3.95%
Median
1.10%
Q1
0.00%
Min
0.00%

AAL currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

VRSK

0.62%

Professional Services Industry

Max
5.28%
Q3
2.51%
Median
1.63%
Q1
0.62%
Min
0.00%

VRSK’s Dividend Yield of 0.62% is consistent with its peers in the Professional Services industry, providing a dividend return that is standard for its sector.

AAL vs. VRSK: A comparison of their Dividend Yield (TTM) against their respective Passenger Airlines and Professional Services industry benchmarks.

Dividend Payout Ratio (TTM)

AAL

0.00%

Passenger Airlines Industry

Max
71.59%
Q3
38.54%
Median
8.16%
Q1
0.00%
Min
0.00%

AAL has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

VRSK

25.76%

Professional Services Industry

Max
109.23%
Q3
64.39%
Median
47.00%
Q1
20.35%
Min
0.00%

VRSK’s Dividend Payout Ratio of 25.76% is within the typical range for the Professional Services industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

AAL vs. VRSK: A comparison of their Dividend Payout Ratio (TTM) against their respective Passenger Airlines and Professional Services industry benchmarks.

Dividend at a Glance

SymbolAALVRSK
Dividend Yield (TTM)0.00%0.62%
Dividend Payout Ratio (TTM)0.00%25.76%

Valuation

Price-to-Earnings Ratio (TTM)

AAL

15.38

Passenger Airlines Industry

Max
13.29
Q3
11.94
Median
8.78
Q1
7.42
Min
3.07

At 15.38, AAL’s P/E Ratio is exceptionally high, exceeding the typical maximum for the Passenger Airlines industry. This suggests the stock may be significantly overvalued compared to its peers and implies high market expectations that could be difficult to meet.

VRSK

41.55

Professional Services Industry

Max
49.59
Q3
36.59
Median
28.13
Q1
18.55
Min
10.07

A P/E Ratio of 41.55 places VRSK in the upper quartile for the Professional Services industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.

AAL vs. VRSK: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Passenger Airlines and Professional Services industry benchmarks.

Price-to-Sales Ratio (TTM)

AAL

0.16

Passenger Airlines Industry

Max
1.09
Q3
0.74
Median
0.61
Q1
0.44
Min
0.09

In the lower quartile for the Passenger Airlines industry, AAL’s P/S Ratio of 0.16 indicates its revenue is valued more conservatively than most of its peers. This could present a compelling opportunity if the market has overlooked its sales-generating capabilities.

VRSK

12.75

Professional Services Industry

Max
9.54
Q3
5.11
Median
2.10
Q1
0.75
Min
0.11

With a P/S Ratio of 12.75, VRSK trades at a valuation that eclipses even the highest in the Professional Services industry. This implies the market has priced in exceptionally optimistic scenarios for future revenue growth, posing considerable valuation risk.

AAL vs. VRSK: A comparison of their Price-to-Sales Ratio (TTM) against their respective Passenger Airlines and Professional Services industry benchmarks.

Price-to-Book Ratio (MRQ)

AAL

75.06

Passenger Airlines Industry

Max
3.44
Q3
2.89
Median
1.84
Q1
1.22
Min
0.56

At 75.06, AAL’s P/B Ratio is at an extreme premium to the Passenger Airlines industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.

VRSK

139.79

Professional Services Industry

Max
13.75
Q3
8.87
Median
4.35
Q1
2.43
Min
0.54

At 139.79, VRSK’s P/B Ratio is at an extreme premium to the Professional Services industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.

AAL vs. VRSK: A comparison of their Price-to-Book Ratio (MRQ) against their respective Passenger Airlines and Professional Services industry benchmarks.

Valuation at a Glance

SymbolAALVRSK
Price-to-Earnings Ratio (TTM)15.3841.55
Price-to-Sales Ratio (TTM)0.1612.75
Price-to-Book Ratio (MRQ)75.06139.79
Price-to-Free Cash Flow Ratio (TTM)4.1637.30