UAL vs. VRSK: A Head-to-Head Stock Comparison

Updated on October 9, 2025

Here’s a clear look at UAL and VRSK, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

Symbol	UAL	VRSK
Company Name	United Airlines Holdings, Inc.	Verisk Analytics, Inc.
Country	United States	United States
GICS Sector	Industrials	Industrials
GICS Industry	Passenger Airlines	Professional Services
Market Capitalization	31.42 billion USD	34.24 billion USD
Exchange	NasdaqGS	NasdaqGS
Listing Date	February 6, 2006	October 7, 2009
Security Type	Common Stock	Common Stock

Historical Performance

This chart compares the performance of UAL and VRSK by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

UAL vs. VRSK: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

Symbol	UAL	VRSK
5-Day Price Return	0.59%	-2.56%
13-Week Price Return	19.68%	-20.48%
26-Week Price Return	42.33%	-17.93%
52-Week Price Return	74.52%	-9.46%
Month-to-Date Return	0.59%	-2.56%
Year-to-Date Return	-0.03%	-11.02%
10-Day Avg. Volume	5.00M	1.22M
3-Month Avg. Volume	6.34M	1.07M
3-Month Volatility	45.69%	21.58%
Beta	1.36	0.83

Profitability

Return on Equity (TTM)

UAL

26.43%

Passenger Airlines Industry

Max: 49.96%
Q3: 27.29%
Median: 16.68%
Q1: 8.40%
Min: -15.23%

UAL’s Return on Equity of 26.43% is on par with the norm for the Passenger Airlines industry, indicating its profitability relative to shareholder equity is typical for the sector.

VRSK

439.17%

Professional Services Industry

Max: 68.01%
Q3: 35.32%
Median: 21.92%
Q1: 11.67%
Min: -20.25%

VRSK’s Return on Equity of 439.17% is exceptionally high, placing it well beyond the typical range for the Professional Services industry. This demonstrates a superior ability to generate profit from shareholder investments, though it could also be inflated by high financial leverage.

UAL vs. VRSK: A comparison of their Return on Equity (TTM) against their respective Passenger Airlines and Professional Services industry benchmarks.

Net Profit Margin (TTM)

UAL

5.71%

Passenger Airlines Industry

Max: 16.00%
Q3: 8.99%
Median: 6.35%
Q1: 3.18%
Min: -4.22%

UAL’s Net Profit Margin of 5.71% is aligned with the median group of its peers in the Passenger Airlines industry. This indicates its ability to convert revenue into profit is typical for the sector.

VRSK

30.67%

Professional Services Industry

Max: 31.75%
Q3: 15.50%
Median: 8.95%
Q1: 4.51%
Min: 0.35%

A Net Profit Margin of 30.67% places VRSK in the upper quartile for the Professional Services industry, signifying strong profitability and more effective cost management than most of its peers.

UAL vs. VRSK: A comparison of their Net Profit Margin (TTM) against their respective Passenger Airlines and Professional Services industry benchmarks.

Operating Profit Margin (TTM)

UAL

8.62%

Passenger Airlines Industry

Max: 22.47%
Q3: 12.67%
Median: 8.62%
Q1: 4.63%
Min: -2.30%

UAL’s Operating Profit Margin of 8.62% is around the midpoint for the Passenger Airlines industry, indicating that its efficiency in managing core business operations is typical for the sector.

VRSK

43.94%

Professional Services Industry

Max: 30.62%
Q3: 19.06%
Median: 13.60%
Q1: 8.60%
Min: -2.18%

VRSK’s Operating Profit Margin of 43.94% is exceptionally high, placing it well above the typical range for the Professional Services industry. This demonstrates outstanding efficiency in managing its core operations, which can be a result of strong pricing power or superior cost control.

UAL vs. VRSK: A comparison of their Operating Profit Margin (TTM) against their respective Passenger Airlines and Professional Services industry benchmarks.

Profitability at a Glance

Symbol	UAL	VRSK
Return on Equity (TTM)	26.43%	439.17%
Return on Assets (TTM)	4.41%	19.55%
Net Profit Margin (TTM)	5.71%	30.67%
Operating Profit Margin (TTM)	8.62%	43.94%
Gross Profit Margin (TTM)	64.15%	69.39%

Financial Strength

Current Ratio (MRQ)

UAL

0.70

Passenger Airlines Industry

Max: 1.44
Q3: 0.91
Median: 0.73
Q1: 0.54
Min: 0.18

UAL’s Current Ratio of 0.70 aligns with the median group of the Passenger Airlines industry, indicating that its short-term liquidity is in line with its sector peers.

VRSK

1.53

Professional Services Industry

Max: 2.28
Q3: 1.75
Median: 1.34
Q1: 1.10
Min: 0.47

VRSK’s Current Ratio of 1.53 aligns with the median group of the Professional Services industry, indicating that its short-term liquidity is in line with its sector peers.

UAL vs. VRSK: A comparison of their Current Ratio (MRQ) against their respective Passenger Airlines and Professional Services industry benchmarks.

Debt-to-Equity Ratio (MRQ)

UAL

2.02

Passenger Airlines Industry

Max: 10.23
Q3: 5.04
Median: 1.27
Q1: 0.82
Min: 0.00

UAL’s Debt-to-Equity Ratio of 2.02 is typical for the Passenger Airlines industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.

VRSK

10.43

Professional Services Industry

Max: 2.93
Q3: 1.45
Median: 0.98
Q1: 0.45
Min: 0.00

With a Debt-to-Equity Ratio of 10.43, VRSK operates with exceptionally high leverage compared to the Professional Services industry norm. This suggests an aggressive reliance on debt financing, which can magnify returns but also significantly elevates financial risk.

UAL vs. VRSK: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Passenger Airlines and Professional Services industry benchmarks.

Interest Coverage Ratio (TTM)

UAL

5.76

Passenger Airlines Industry

Max: 22.60
Q3: 17.27
Median: 6.75
Q1: 1.94
Min: -8.55

UAL’s Interest Coverage Ratio of 5.76 is positioned comfortably within the norm for the Passenger Airlines industry, indicating a standard and healthy capacity to cover its interest payments.

VRSK

43.51

Professional Services Industry

Max: 39.45
Q3: 20.41
Median: 11.64
Q1: 5.46
Min: -1.21

With an Interest Coverage Ratio of 43.51, VRSK demonstrates a superior capacity to service its debt, placing it well above the typical range for the Professional Services industry. This stems from either robust earnings or a conservative debt load.

UAL vs. VRSK: A comparison of their Interest Coverage Ratio (TTM) against their respective Passenger Airlines and Professional Services industry benchmarks.

Financial Strength at a Glance

Symbol	UAL	VRSK
Current Ratio (MRQ)	0.70	1.53
Quick Ratio (MRQ)	0.62	1.44
Debt-to-Equity Ratio (MRQ)	2.02	10.43
Interest Coverage Ratio (TTM)	5.76	43.51

Growth

Revenue Growth

UAL vs. VRSK: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

UAL vs. VRSK: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

UAL

0.00%

Passenger Airlines Industry

Max: 7.04%
Q3: 3.76%
Median: 1.72%
Q1: 0.00%
Min: 0.00%

UAL currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

VRSK

0.69%

Professional Services Industry

Max: 4.83%
Q3: 2.44%
Median: 1.52%
Q1: 0.52%
Min: 0.00%

VRSK’s Dividend Yield of 0.69% is consistent with its peers in the Professional Services industry, providing a dividend return that is standard for its sector.

UAL vs. VRSK: A comparison of their Dividend Yield (TTM) against their respective Passenger Airlines and Professional Services industry benchmarks.

Dividend Payout Ratio (TTM)

UAL

0.00%

Passenger Airlines Industry

Max: 99.73%
Q3: 50.30%
Median: 23.18%
Q1: 0.00%
Min: 0.00%

UAL has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

VRSK

25.76%

Professional Services Industry

Max: 128.51%
Q3: 69.03%
Median: 47.00%
Q1: 18.05%
Min: 0.00%

VRSK’s Dividend Payout Ratio of 25.76% is within the typical range for the Professional Services industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

UAL vs. VRSK: A comparison of their Dividend Payout Ratio (TTM) against their respective Passenger Airlines and Professional Services industry benchmarks.

Dividend at a Glance

Symbol	UAL	VRSK
Dividend Yield (TTM)	0.00%	0.69%
Dividend Payout Ratio (TTM)	0.00%	25.76%

Valuation

Price-to-Earnings Ratio (TTM)

UAL

9.49

Passenger Airlines Industry

Max: 18.74
Q3: 11.24
Median: 8.33
Q1: 6.11
Min: 2.97

UAL’s P/E Ratio of 9.49 is within the middle range for the Passenger Airlines industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

VRSK

37.12

Professional Services Industry

Max: 52.60
Q3: 33.83
Median: 24.95
Q1: 17.59
Min: 7.96

A P/E Ratio of 37.12 places VRSK in the upper quartile for the Professional Services industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.

UAL vs. VRSK: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Passenger Airlines and Professional Services industry benchmarks.

Price-to-Sales Ratio (TTM)

UAL

0.54

Passenger Airlines Industry

Max: 1.07
Q3: 0.73
Median: 0.62
Q1: 0.40
Min: 0.09

UAL’s P/S Ratio of 0.54 aligns with the market consensus for the Passenger Airlines industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

VRSK

11.39

Professional Services Industry

Max: 8.27
Q3: 4.40
Median: 2.09
Q1: 0.99
Min: 0.17

With a P/S Ratio of 11.39, VRSK trades at a valuation that eclipses even the highest in the Professional Services industry. This implies the market has priced in exceptionally optimistic scenarios for future revenue growth, posing considerable valuation risk.

UAL vs. VRSK: A comparison of their Price-to-Sales Ratio (TTM) against their respective Passenger Airlines and Professional Services industry benchmarks.

Price-to-Book Ratio (MRQ)

UAL

1.94

Passenger Airlines Industry

Max: 3.47
Q3: 3.19
Median: 1.94
Q1: 1.28
Min: 0.50

UAL’s P/B Ratio of 1.94 is within the conventional range for the Passenger Airlines industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

VRSK

139.79

Professional Services Industry

Max: 18.75
Q3: 9.53
Median: 5.88
Q1: 2.95
Min: 0.59

At 139.79, VRSK’s P/B Ratio is at an extreme premium to the Professional Services industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.

UAL vs. VRSK: A comparison of their Price-to-Book Ratio (MRQ) against their respective Passenger Airlines and Professional Services industry benchmarks.

Valuation at a Glance

Symbol	UAL	VRSK
Price-to-Earnings Ratio (TTM)	9.49	37.12
Price-to-Sales Ratio (TTM)	0.54	11.39
Price-to-Book Ratio (MRQ)	1.94	139.79
Price-to-Free Cash Flow Ratio (TTM)	7.77	33.32