TRV vs. USB: A Head-to-Head Stock Comparison
UpdatedHere’s a clear look at TRV and USB, comparing key factors like performance, valuation metrics, dividends, and financial strength. It’s built for investors or anyone curious to see how these two stocks match up.
Company Overview
With TRV at 61.41 billion USD and USB at 66.90 billion USD, their market capitalizations sit in the same ballpark.
USB carries a higher beta at 0.99, indicating it’s more sensitive to market moves, while TRV remains steadier at 0.55.
| Symbol | TRV | USB |
|---|---|---|
| Company Name | The Travelers Companies, Inc. | U.S. Bancorp |
| Country | US | US |
| Sector | Financial Services | Financial Services |
| Industry | Insurance - Property & Casualty | Banks - Regional |
| CEO | Mr. Alan David Schnitzer J.D. | Ms. Gunjan Kedia |
| Price | 271.04 USD | 42.94 USD |
| Market Cap | 61.41 billion USD | 66.90 billion USD |
| Beta | 0.55 | 0.99 |
| Exchange | NYSE | NYSE |
| IPO Date | November 17, 1975 | May 3, 1973 |
| ADR | No | No |
Performance Comparison
This chart compares the performance of TRV and USB over the past year by tracking the growth of an initial $10,000 investment in each (starting one year ago).
Hover over the lines to see the investment’s value and total return (%) at specific dates.
Data is adjusted for dividends and splits.
Valuation Metrics Comparison
For a detailed comparison of valuation metrics between TRV and USB, please refer to the table below.
| Symbol | TRV | USB |
|---|---|---|
| Price-to-Earnings Ratio (P/E, TTM) | 14.40 | 10.01 |
| Forward PEG Ratio (TTM) | 0.73 | 0.97 |
| Price-to-Sales Ratio (P/S, TTM) | 1.31 | 2.20 |
| Price-to-Book Ratio (P/B, TTM) | 2.18 | 1.11 |
| Price-to-Free Cash Flow Ratio (P/FCF, TTM) | 6.84 | 5.93 |
| EV-to-EBITDA (TTM) | 4.74 | 33.84 |
| EV-to-Sales (TTM) | 1.46 | 4.73 |
| EV-to-Free Cash Flow (TTM) | 7.66 | 12.77 |
Dividend Comparison
USB stands out with a 4.63% dividend yield—around 199% above TRV’s 1.55%—highlighting its emphasis on generous payouts.
| Symbol | TRV | USB |
|---|---|---|
| Dividend Yield (TTM) | 1.55% | 4.63% |
Financial Strength Metrics Comparison
This section dives into the financial resilience of TRV and USB, spotlighting key metrics like liquidity, leverage, and debt coverage. Check out the standout observations below where notable differences or extremes pop up.
- USB’s low interest coverage (0.76) means it doesn't cover interest from operating earnings. TRV (at 9.71) meets its interest obligations.
| Symbol | TRV | USB |
|---|---|---|
| Current Ratio (TTM) | 26.20 | -- |
| Quick Ratio (TTM) | 26.20 | -- |
| Debt-to-Equity Ratio (TTM) | 0.28 | 1.28 |
| Debt-to-Assets Ratio (TTM) | 0.06 | 0.11 |
| Interest Coverage Ratio (TTM) | 9.71 | 0.76 |