TRU vs. UAL: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at TRU and UAL, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
| Symbol | TRU | UAL |
|---|---|---|
| Company Name | TransUnion | United Airlines Holdings, Inc. |
| Country | United States | United States |
| GICS Sector | Industrials | Industrials |
| GICS Industry | Professional Services | Passenger Airlines |
| Market Capitalization | 17.10 billion USD | 32.32 billion USD |
| Exchange | NYSE | NasdaqGS |
| Listing Date | June 25, 2015 | February 6, 2006 |
| Security Type | Common Stock | Common Stock |
Historical Performance
This chart compares the performance of TRU and UAL by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
| Symbol | TRU | UAL |
|---|---|---|
| 5-Day Price Return | -2.55% | 0.71% |
| 13-Week Price Return | -4.47% | 26.99% |
| 26-Week Price Return | -12.46% | -1.04% |
| 52-Week Price Return | -6.25% | 135.75% |
| Month-to-Date Return | -7.81% | 13.06% |
| Year-to-Date Return | -5.34% | 2.82% |
| 10-Day Avg. Volume | 1.95M | 5.22M |
| 3-Month Avg. Volume | 2.13M | 7.44M |
| 3-Month Volatility | 35.70% | 51.60% |
| Beta | 1.75 | 1.51 |
Profitability
Return on Equity (TTM)
TRU
9.04%
Professional Services Industry
- Max
- 52.17%
- Q3
- 30.06%
- Median
- 22.21%
- Q1
- 11.67%
- Min
- -13.44%
TRU’s Return on Equity of 9.04% is in the lower quartile for the Professional Services industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.
UAL
26.43%
Passenger Airlines Industry
- Max
- 49.96%
- Q3
- 28.15%
- Median
- 15.41%
- Q1
- 8.29%
- Min
- -11.01%
UAL’s Return on Equity of 26.43% is on par with the norm for the Passenger Airlines industry, indicating its profitability relative to shareholder equity is typical for the sector.
Net Profit Margin (TTM)
TRU
8.99%
Professional Services Industry
- Max
- 26.06%
- Q3
- 13.34%
- Median
- 7.88%
- Q1
- 3.50%
- Min
- -2.93%
TRU’s Net Profit Margin of 8.99% is aligned with the median group of its peers in the Professional Services industry. This indicates its ability to convert revenue into profit is typical for the sector.
UAL
5.71%
Passenger Airlines Industry
- Max
- 17.65%
- Q3
- 8.90%
- Median
- 5.80%
- Q1
- 2.02%
- Min
- -3.12%
UAL’s Net Profit Margin of 5.71% is aligned with the median group of its peers in the Passenger Airlines industry. This indicates its ability to convert revenue into profit is typical for the sector.
Operating Profit Margin (TTM)
TRU
17.39%
Professional Services Industry
- Max
- 35.84%
- Q3
- 19.38%
- Median
- 12.54%
- Q1
- 7.36%
- Min
- -5.21%
TRU’s Operating Profit Margin of 17.39% is around the midpoint for the Professional Services industry, indicating that its efficiency in managing core business operations is typical for the sector.
UAL
8.62%
Passenger Airlines Industry
- Max
- 22.47%
- Q3
- 12.33%
- Median
- 8.62%
- Q1
- 4.43%
- Min
- -2.88%
UAL’s Operating Profit Margin of 8.62% is around the midpoint for the Passenger Airlines industry, indicating that its efficiency in managing core business operations is typical for the sector.
Profitability at a Glance
| Symbol | TRU | UAL |
|---|---|---|
| Return on Equity (TTM) | 9.04% | 26.43% |
| Return on Assets (TTM) | 3.55% | 4.41% |
| Net Profit Margin (TTM) | 8.99% | 5.71% |
| Operating Profit Margin (TTM) | 17.39% | 8.62% |
| Gross Profit Margin (TTM) | 59.24% | 64.15% |
Financial Strength
Current Ratio (MRQ)
TRU
2.03
Professional Services Industry
- Max
- 2.45
- Q3
- 1.65
- Median
- 1.26
- Q1
- 1.10
- Min
- 0.47
TRU’s Current Ratio of 2.03 is in the upper quartile for the Professional Services industry. This signifies a strong liquidity position, suggesting the company is well-equipped to cover its immediate liabilities compared to its peers.
UAL
0.70
Passenger Airlines Industry
- Max
- 1.46
- Q3
- 0.94
- Median
- 0.76
- Q1
- 0.54
- Min
- 0.17
UAL’s Current Ratio of 0.70 aligns with the median group of the Passenger Airlines industry, indicating that its short-term liquidity is in line with its sector peers.
Debt-to-Equity Ratio (MRQ)
TRU
1.14
Professional Services Industry
- Max
- 2.63
- Q3
- 1.44
- Median
- 0.91
- Q1
- 0.49
- Min
- 0.00
TRU’s Debt-to-Equity Ratio of 1.14 is typical for the Professional Services industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.
UAL
2.02
Passenger Airlines Industry
- Max
- 9.80
- Q3
- 4.82
- Median
- 1.30
- Q1
- 0.89
- Min
- 0.00
UAL’s Debt-to-Equity Ratio of 2.02 is typical for the Passenger Airlines industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.
Interest Coverage Ratio (TTM)
TRU
2.99
Professional Services Industry
- Max
- 39.67
- Q3
- 20.05
- Median
- 11.07
- Q1
- 5.36
- Min
- -2.22
In the lower quartile for the Professional Services industry, TRU’s Interest Coverage Ratio of 2.99 indicates a tighter cushion for servicing debt, suggesting less financial flexibility than many of its competitors.
UAL
5.76
Passenger Airlines Industry
- Max
- 22.60
- Q3
- 16.29
- Median
- 6.75
- Q1
- 1.94
- Min
- -8.55
UAL’s Interest Coverage Ratio of 5.76 is positioned comfortably within the norm for the Passenger Airlines industry, indicating a standard and healthy capacity to cover its interest payments.
Financial Strength at a Glance
| Symbol | TRU | UAL |
|---|---|---|
| Current Ratio (MRQ) | 2.03 | 0.70 |
| Quick Ratio (MRQ) | 1.89 | 0.62 |
| Debt-to-Equity Ratio (MRQ) | 1.14 | 2.02 |
| Interest Coverage Ratio (TTM) | 2.99 | 5.76 |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
TRU
0.50%
Professional Services Industry
- Max
- 5.28%
- Q3
- 2.51%
- Median
- 1.63%
- Q1
- 0.62%
- Min
- 0.00%
TRU’s Dividend Yield of 0.50% is in the lower quartile for the Professional Services industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.
UAL
0.00%
Passenger Airlines Industry
- Max
- 6.71%
- Q3
- 3.95%
- Median
- 1.10%
- Q1
- 0.00%
- Min
- 0.00%
UAL currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.
Dividend Payout Ratio (TTM)
TRU
22.05%
Professional Services Industry
- Max
- 109.23%
- Q3
- 64.39%
- Median
- 47.00%
- Q1
- 20.35%
- Min
- 0.00%
TRU’s Dividend Payout Ratio of 22.05% is within the typical range for the Professional Services industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
UAL
0.00%
Passenger Airlines Industry
- Max
- 71.59%
- Q3
- 38.54%
- Median
- 8.16%
- Q1
- 0.00%
- Min
- 0.00%
UAL has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.
Dividend at a Glance
| Symbol | TRU | UAL |
|---|---|---|
| Dividend Yield (TTM) | 0.50% | 0.00% |
| Dividend Payout Ratio (TTM) | 22.05% | 0.00% |
Valuation
Price-to-Earnings Ratio (TTM)
TRU
43.69
Professional Services Industry
- Max
- 49.59
- Q3
- 36.59
- Median
- 28.13
- Q1
- 18.55
- Min
- 10.07
A P/E Ratio of 43.69 places TRU in the upper quartile for the Professional Services industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.
UAL
9.78
Passenger Airlines Industry
- Max
- 13.29
- Q3
- 11.94
- Median
- 8.78
- Q1
- 7.42
- Min
- 3.07
UAL’s P/E Ratio of 9.78 is within the middle range for the Passenger Airlines industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
Price-to-Sales Ratio (TTM)
TRU
3.93
Professional Services Industry
- Max
- 9.54
- Q3
- 5.11
- Median
- 2.10
- Q1
- 0.75
- Min
- 0.11
TRU’s P/S Ratio of 3.93 aligns with the market consensus for the Professional Services industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.
UAL
0.56
Passenger Airlines Industry
- Max
- 1.09
- Q3
- 0.74
- Median
- 0.61
- Q1
- 0.44
- Min
- 0.09
UAL’s P/S Ratio of 0.56 aligns with the market consensus for the Passenger Airlines industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.
Price-to-Book Ratio (MRQ)
TRU
3.80
Professional Services Industry
- Max
- 13.75
- Q3
- 8.87
- Median
- 4.35
- Q1
- 2.43
- Min
- 0.54
TRU’s P/B Ratio of 3.80 is within the conventional range for the Professional Services industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.
UAL
1.94
Passenger Airlines Industry
- Max
- 3.44
- Q3
- 2.89
- Median
- 1.84
- Q1
- 1.22
- Min
- 0.56
UAL’s P/B Ratio of 1.94 is within the conventional range for the Passenger Airlines industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.
Valuation at a Glance
| Symbol | TRU | UAL |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 43.69 | 9.78 |
| Price-to-Sales Ratio (TTM) | 3.93 | 0.56 |
| Price-to-Book Ratio (MRQ) | 3.80 | 1.94 |
| Price-to-Free Cash Flow Ratio (TTM) | 33.40 | 8.00 |