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TROW vs. TRV: A Head-to-Head Stock Comparison

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Here’s a clear look at TROW and TRV, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

SymbolTROWTRV
Company NameT. Rowe Price Group, Inc.The Travelers Companies, Inc.
CountryUnited StatesUnited States
GICS SectorFinancialsFinancials
GICS IndustryCapital MarketsInsurance
Market Capitalization23.24 billion USD61.77 billion USD
ExchangeNasdaqGSNYSE
Listing DateApril 2, 1986November 17, 1975
Security TypeCommon StockCommon Stock

Historical Performance

This chart compares the performance of TROW and TRV by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

TROW vs. TRV: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolTROWTRV
5-Day Price Return-3.03%2.16%
13-Week Price Return7.96%-0.05%
26-Week Price Return-1.38%12.91%
52-Week Price Return-3.34%25.32%
Month-to-Date Return4.25%5.44%
Year-to-Date Return-6.48%13.91%
10-Day Avg. Volume1.12M1.19M
3-Month Avg. Volume1.68M1.25M
3-Month Volatility22.22%20.73%
Beta1.540.53

Profitability

Return on Equity (TTM)

TROW

19.63%

Capital Markets Industry

Max
38.97%
Q3
21.61%
Median
13.77%
Q1
8.31%
Min
-4.25%

TROW’s Return on Equity of 19.63% is on par with the norm for the Capital Markets industry, indicating its profitability relative to shareholder equity is typical for the sector.

TRV

18.53%

Insurance Industry

Max
29.03%
Q3
18.11%
Median
13.90%
Q1
10.42%
Min
-0.64%

In the upper quartile for the Insurance industry, TRV’s Return on Equity of 18.53% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.

TROW vs. TRV: A comparison of their Return on Equity (TTM) against their respective Capital Markets and Insurance industry benchmarks.

Net Profit Margin (TTM)

TROW

28.72%

Capital Markets Industry

Max
66.67%
Q3
35.11%
Median
23.49%
Q1
13.63%
Min
-15.18%

TROW’s Net Profit Margin of 28.72% is aligned with the median group of its peers in the Capital Markets industry. This indicates its ability to convert revenue into profit is typical for the sector.

TRV

10.96%

Insurance Industry

Max
26.78%
Q3
14.06%
Median
9.15%
Q1
5.48%
Min
-7.05%

TRV’s Net Profit Margin of 10.96% is aligned with the median group of its peers in the Insurance industry. This indicates its ability to convert revenue into profit is typical for the sector.

TROW vs. TRV: A comparison of their Net Profit Margin (TTM) against their respective Capital Markets and Insurance industry benchmarks.

Operating Profit Margin (TTM)

TROW

31.84%

Capital Markets Industry

Max
86.40%
Q3
46.46%
Median
32.80%
Q1
18.32%
Min
-21.87%

TROW’s Operating Profit Margin of 31.84% is around the midpoint for the Capital Markets industry, indicating that its efficiency in managing core business operations is typical for the sector.

TRV

14.43%

Insurance Industry

Max
35.49%
Q3
19.49%
Median
14.35%
Q1
8.53%
Min
-5.25%

In the Insurance industry, Operating Profit Margin is often not the primary measure of operational efficiency.

TROW vs. TRV: A comparison of their Operating Profit Margin (TTM) against their respective Capital Markets and Insurance industry benchmarks.

Profitability at a Glance

SymbolTROWTRV
Return on Equity (TTM)19.63%18.53%
Return on Assets (TTM)14.69%3.87%
Net Profit Margin (TTM)28.72%10.96%
Operating Profit Margin (TTM)31.84%14.43%
Gross Profit Margin (TTM)99.83%--

Financial Strength

Current Ratio (MRQ)

TROW

2.81

Capital Markets Industry

Max
3.76
Q3
1.89
Median
1.01
Q1
0.54
Min
-0.41

For the Capital Markets industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

TRV

1.00

Insurance Industry

Max
2.97
Q3
1.33
Median
0.55
Q1
0.15
Min
0.00

For the Insurance industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

TROW vs. TRV: A comparison of their Current Ratio (MRQ) against their respective Capital Markets and Insurance industry benchmarks.

Debt-to-Equity Ratio (MRQ)

TROW

0.00

Capital Markets Industry

Max
6.62
Q3
2.84
Median
1.02
Q1
0.32
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Capital Markets industry.

TRV

0.27

Insurance Industry

Max
1.25
Q3
0.65
Median
0.34
Q1
0.22
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Insurance industry.

TROW vs. TRV: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Capital Markets and Insurance industry benchmarks.

Interest Coverage Ratio (TTM)

TROW

5.74

Capital Markets Industry

Max
126.03
Q3
60.98
Median
11.77
Q1
4.95
Min
-36.26

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Capital Markets industry.

TRV

16.77

Insurance Industry

Max
43.68
Q3
20.84
Median
9.56
Q1
3.34
Min
-5.73

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Insurance industry.

TROW vs. TRV: A comparison of their Interest Coverage Ratio (TTM) against their respective Capital Markets and Insurance industry benchmarks.

Financial Strength at a Glance

SymbolTROWTRV
Current Ratio (MRQ)2.811.00
Quick Ratio (MRQ)2.811.00
Debt-to-Equity Ratio (MRQ)0.000.27
Interest Coverage Ratio (TTM)5.7416.77

Growth

Revenue Growth

TROW vs. TRV: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

TROW vs. TRV: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

TROW

4.91%

Capital Markets Industry

Max
10.26%
Q3
4.86%
Median
2.78%
Q1
1.22%
Min
0.00%

With a Dividend Yield of 4.91%, TROW offers a more attractive income stream than most of its peers in the Capital Markets industry, signaling a strong commitment to shareholder returns.

TRV

1.58%

Insurance Industry

Max
8.23%
Q3
4.54%
Median
3.42%
Q1
1.97%
Min
0.00%

TRV’s Dividend Yield of 1.58% is in the lower quartile for the Insurance industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.

TROW vs. TRV: A comparison of their Dividend Yield (TTM) against their respective Capital Markets and Insurance industry benchmarks.

Dividend Payout Ratio (TTM)

TROW

55.97%

Capital Markets Industry

Max
200.72%
Q3
101.92%
Median
57.97%
Q1
32.36%
Min
0.00%

TROW’s Dividend Payout Ratio of 55.97% is within the typical range for the Capital Markets industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

TRV

18.45%

Insurance Industry

Max
168.02%
Q3
85.57%
Median
50.71%
Q1
22.04%
Min
0.00%

TRV’s Dividend Payout Ratio of 18.45% is in the lower quartile for the Insurance industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.

TROW vs. TRV: A comparison of their Dividend Payout Ratio (TTM) against their respective Capital Markets and Insurance industry benchmarks.

Dividend at a Glance

SymbolTROWTRV
Dividend Yield (TTM)4.91%1.58%
Dividend Payout Ratio (TTM)55.97%18.45%

Valuation

Price-to-Earnings Ratio (TTM)

TROW

11.39

Capital Markets Industry

Max
58.89
Q3
31.00
Median
18.54
Q1
12.09
Min
5.24

In the lower quartile for the Capital Markets industry, TROW’s P/E Ratio of 11.39 suggests the stock may be undervalued compared to its peers, potentially presenting an attractive entry point for investors.

TRV

11.71

Insurance Industry

Max
28.91
Q3
17.76
Median
13.63
Q1
10.02
Min
2.89

TRV’s P/E Ratio of 11.71 is within the middle range for the Insurance industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

TROW vs. TRV: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Capital Markets and Insurance industry benchmarks.

Price-to-Sales Ratio (TTM)

TROW

3.27

Capital Markets Industry

Max
14.49
Q3
7.41
Median
4.68
Q1
2.25
Min
0.04

TROW’s P/S Ratio of 3.27 aligns with the market consensus for the Capital Markets industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

TRV

1.28

Insurance Industry

Max
3.72
Q3
1.98
Median
1.23
Q1
0.81
Min
0.23

TRV’s P/S Ratio of 1.28 aligns with the market consensus for the Insurance industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

TROW vs. TRV: A comparison of their Price-to-Sales Ratio (TTM) against their respective Capital Markets and Insurance industry benchmarks.

Price-to-Book Ratio (MRQ)

TROW

2.01

Capital Markets Industry

Max
9.48
Q3
4.94
Median
2.42
Q1
1.21
Min
0.38

TROW’s P/B Ratio of 2.01 is within the conventional range for the Capital Markets industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

TRV

2.04

Insurance Industry

Max
4.37
Q3
2.48
Median
1.68
Q1
1.19
Min
0.19

TRV’s P/B Ratio of 2.04 is within the conventional range for the Insurance industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

TROW vs. TRV: A comparison of their Price-to-Book Ratio (MRQ) against their respective Capital Markets and Insurance industry benchmarks.

Valuation at a Glance

SymbolTROWTRV
Price-to-Earnings Ratio (TTM)11.3911.71
Price-to-Sales Ratio (TTM)3.271.28
Price-to-Book Ratio (MRQ)2.012.04
Price-to-Free Cash Flow Ratio (TTM)14.826.38