TMUS vs. UNH: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at TMUS and UNH, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
| Symbol | TMUS | UNH |
|---|---|---|
| Company Name | T-Mobile US, Inc. | UnitedHealth Group Incorporated |
| Country | United States | United States |
| GICS Sector | Communication Services | Health Care |
| GICS Industry | Wireless Telecommunication Services | Health Care Providers & Services |
| Market Capitalization | 282.89 billion USD | 275.22 billion USD |
| Exchange | NasdaqGS | NYSE |
| Listing Date | April 19, 2007 | October 17, 1984 |
| Security Type | Common Stock | Common Stock |
Historical Performance
This chart compares the performance of TMUS and UNH by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
| Symbol | TMUS | UNH |
|---|---|---|
| 5-Day Price Return | -2.63% | 0.17% |
| 13-Week Price Return | 3.29% | 3.01% |
| 26-Week Price Return | -5.21% | -34.85% |
| 52-Week Price Return | 25.41% | -48.24% |
| Month-to-Date Return | 5.43% | 21.77% |
| Year-to-Date Return | 13.88% | -39.93% |
| 10-Day Avg. Volume | 3.91M | 23.53M |
| 3-Month Avg. Volume | 4.46M | 18.85M |
| 3-Month Volatility | 23.78% | 43.95% |
| Beta | 0.61 | 0.47 |
Profitability
Return on Equity (TTM)
TMUS
19.69%
Wireless Telecommunication Services Industry
- Max
- 27.67%
- Q3
- 18.94%
- Median
- 13.35%
- Q1
- 6.38%
- Min
- -8.07%
In the upper quartile for the Wireless Telecommunication Services industry, TMUS’s Return on Equity of 19.69% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.
UNH
22.26%
Health Care Providers & Services Industry
- Max
- 26.03%
- Q3
- 13.74%
- Median
- 8.26%
- Q1
- 4.13%
- Min
- -3.62%
In the upper quartile for the Health Care Providers & Services industry, UNH’s Return on Equity of 22.26% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.
Net Profit Margin (TTM)
TMUS
14.53%
Wireless Telecommunication Services Industry
- Max
- 17.18%
- Q3
- 13.67%
- Median
- 9.33%
- Q1
- 4.43%
- Min
- -5.10%
A Net Profit Margin of 14.53% places TMUS in the upper quartile for the Wireless Telecommunication Services industry, signifying strong profitability and more effective cost management than most of its peers.
UNH
5.04%
Health Care Providers & Services Industry
- Max
- 12.40%
- Q3
- 5.93%
- Median
- 1.96%
- Q1
- 0.93%
- Min
- -6.10%
UNH’s Net Profit Margin of 5.04% is aligned with the median group of its peers in the Health Care Providers & Services industry. This indicates its ability to convert revenue into profit is typical for the sector.
Operating Profit Margin (TTM)
TMUS
23.08%
Wireless Telecommunication Services Industry
- Max
- 29.85%
- Q3
- 23.51%
- Median
- 20.46%
- Q1
- 16.06%
- Min
- 9.07%
TMUS’s Operating Profit Margin of 23.08% is around the midpoint for the Wireless Telecommunication Services industry, indicating that its efficiency in managing core business operations is typical for the sector.
UNH
7.26%
Health Care Providers & Services Industry
- Max
- 19.05%
- Q3
- 10.21%
- Median
- 4.22%
- Q1
- 1.98%
- Min
- -4.27%
UNH’s Operating Profit Margin of 7.26% is around the midpoint for the Health Care Providers & Services industry, indicating that its efficiency in managing core business operations is typical for the sector.
Profitability at a Glance
| Symbol | TMUS | UNH |
|---|---|---|
| Return on Equity (TTM) | 19.69% | 22.26% |
| Return on Assets (TTM) | 5.78% | 7.01% |
| Net Profit Margin (TTM) | 14.53% | 5.04% |
| Operating Profit Margin (TTM) | 23.08% | 7.26% |
| Gross Profit Margin (TTM) | 63.61% | -- |
Financial Strength
Current Ratio (MRQ)
TMUS
1.21
Wireless Telecommunication Services Industry
- Max
- 1.26
- Q3
- 1.00
- Median
- 0.71
- Q1
- 0.60
- Min
- 0.36
TMUS’s Current Ratio of 1.21 is in the upper quartile for the Wireless Telecommunication Services industry. This signifies a strong liquidity position, suggesting the company is well-equipped to cover its immediate liabilities compared to its peers.
UNH
0.81
Health Care Providers & Services Industry
- Max
- 2.01
- Q3
- 1.49
- Median
- 1.30
- Q1
- 0.94
- Min
- 0.17
UNH’s Current Ratio of 0.81 falls into the lower quartile for the Health Care Providers & Services industry. This indicates a tighter liquidity situation and a more constrained capacity to handle short-term debt than many of its competitors.
Debt-to-Equity Ratio (MRQ)
TMUS
1.45
Wireless Telecommunication Services Industry
- Max
- 2.92
- Q3
- 2.15
- Median
- 1.57
- Q1
- 0.91
- Min
- 0.44
TMUS’s Debt-to-Equity Ratio of 1.45 is typical for the Wireless Telecommunication Services industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.
UNH
0.79
Health Care Providers & Services Industry
- Max
- 2.17
- Q3
- 1.18
- Median
- 0.74
- Q1
- 0.45
- Min
- 0.00
UNH’s Debt-to-Equity Ratio of 0.79 is typical for the Health Care Providers & Services industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.
Interest Coverage Ratio (TTM)
TMUS
5.31
Wireless Telecommunication Services Industry
- Max
- 12.67
- Q3
- 6.16
- Median
- 3.95
- Q1
- 1.81
- Min
- -1.20
TMUS’s Interest Coverage Ratio of 5.31 is positioned comfortably within the norm for the Wireless Telecommunication Services industry, indicating a standard and healthy capacity to cover its interest payments.
UNH
6.14
Health Care Providers & Services Industry
- Max
- 14.47
- Q3
- 7.15
- Median
- 5.45
- Q1
- 2.04
- Min
- -4.44
UNH’s Interest Coverage Ratio of 6.14 is positioned comfortably within the norm for the Health Care Providers & Services industry, indicating a standard and healthy capacity to cover its interest payments.
Financial Strength at a Glance
| Symbol | TMUS | UNH |
|---|---|---|
| Current Ratio (MRQ) | 1.21 | 0.81 |
| Quick Ratio (MRQ) | 1.08 | 0.60 |
| Debt-to-Equity Ratio (MRQ) | 1.45 | 0.79 |
| Interest Coverage Ratio (TTM) | 5.31 | 6.14 |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
TMUS
1.29%
Wireless Telecommunication Services Industry
- Max
- 7.63%
- Q3
- 5.13%
- Median
- 3.22%
- Q1
- 2.33%
- Min
- 0.00%
TMUS’s Dividend Yield of 1.29% is in the lower quartile for the Wireless Telecommunication Services industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.
UNH
2.88%
Health Care Providers & Services Industry
- Max
- 5.38%
- Q3
- 2.22%
- Median
- 0.55%
- Q1
- 0.00%
- Min
- 0.00%
With a Dividend Yield of 2.88%, UNH offers a more attractive income stream than most of its peers in the Health Care Providers & Services industry, signaling a strong commitment to shareholder returns.
Dividend Payout Ratio (TTM)
TMUS
30.87%
Wireless Telecommunication Services Industry
- Max
- 145.86%
- Q3
- 109.87%
- Median
- 78.85%
- Q1
- 48.65%
- Min
- 0.00%
TMUS’s Dividend Payout Ratio of 30.87% is in the lower quartile for the Wireless Telecommunication Services industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.
UNH
36.54%
Health Care Providers & Services Industry
- Max
- 186.69%
- Q3
- 74.82%
- Median
- 26.76%
- Q1
- 0.00%
- Min
- 0.00%
UNH’s Dividend Payout Ratio of 36.54% is within the typical range for the Health Care Providers & Services industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
Dividend at a Glance
| Symbol | TMUS | UNH |
|---|---|---|
| Dividend Yield (TTM) | 1.29% | 2.88% |
| Dividend Payout Ratio (TTM) | 30.87% | 36.54% |
Valuation
Price-to-Earnings Ratio (TTM)
TMUS
23.93
Wireless Telecommunication Services Industry
- Max
- 34.45
- Q3
- 23.52
- Median
- 16.68
- Q1
- 13.97
- Min
- 7.48
A P/E Ratio of 23.93 places TMUS in the upper quartile for the Wireless Telecommunication Services industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.
UNH
12.70
Health Care Providers & Services Industry
- Max
- 55.89
- Q3
- 30.85
- Median
- 21.17
- Q1
- 12.63
- Min
- 0.00
UNH’s P/E Ratio of 12.70 is within the middle range for the Health Care Providers & Services industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
Price-to-Sales Ratio (TTM)
TMUS
3.48
Wireless Telecommunication Services Industry
- Max
- 2.56
- Q3
- 1.94
- Median
- 1.37
- Q1
- 1.22
- Min
- 0.62
With a P/S Ratio of 3.48, TMUS trades at a valuation that eclipses even the highest in the Wireless Telecommunication Services industry. This implies the market has priced in exceptionally optimistic scenarios for future revenue growth, posing considerable valuation risk.
UNH
0.64
Health Care Providers & Services Industry
- Max
- 3.10
- Q3
- 1.74
- Median
- 0.67
- Q1
- 0.24
- Min
- 0.00
UNH’s P/S Ratio of 0.64 aligns with the market consensus for the Health Care Providers & Services industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.
Price-to-Book Ratio (MRQ)
TMUS
4.43
Wireless Telecommunication Services Industry
- Max
- 4.87
- Q3
- 2.93
- Median
- 2.02
- Q1
- 1.33
- Min
- 0.40
TMUS’s P/B Ratio of 4.43 is in the upper tier for the Wireless Telecommunication Services industry. This indicates that investors are paying a premium relative to the company’s net assets, a valuation that hinges on its ability to generate superior profits.
UNH
2.82
Health Care Providers & Services Industry
- Max
- 7.61
- Q3
- 4.32
- Median
- 2.53
- Q1
- 1.14
- Min
- 0.77
UNH’s P/B Ratio of 2.82 is within the conventional range for the Health Care Providers & Services industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.
Valuation at a Glance
| Symbol | TMUS | UNH |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 23.93 | 12.70 |
| Price-to-Sales Ratio (TTM) | 3.48 | 0.64 |
| Price-to-Book Ratio (MRQ) | 4.43 | 2.82 |
| Price-to-Free Cash Flow Ratio (TTM) | 23.69 | 10.70 |