TM vs. V: A Head-to-Head Stock Comparison

Updated on October 4, 2025

Here’s a clear look at TM and V, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

TM trades as an American Depositary Receipt (ADR), offering U.S. investors a convenient way to access its foreign-listed shares. In contrast, V is a standard domestic listing.

Symbol	TM	V
Company Name	Toyota Motor Corporation	Visa Inc.
Country	Japan	United States
GICS Sector	Consumer Discretionary	Financials
GICS Industry	Automobiles	Financial Services
Market Capitalization	258.26 billion USD	654.82 billion USD
Exchange	NYSE	NYSE
Listing Date	March 17, 1980	March 19, 2008
Security Type	ADR	Common Stock

Historical Performance

This chart compares the performance of TM and V by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

TM vs. V: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

Symbol	TM	V
5-Day Price Return	-2.73%	0.80%
13-Week Price Return	16.00%	-3.85%
26-Week Price Return	-0.47%	-0.81%
52-Week Price Return	14.38%	24.06%
Month-to-Date Return	-0.82%	-2.96%
Year-to-Date Return	-9.42%	8.02%
10-Day Avg. Volume	23.98M	7.83M
3-Month Avg. Volume	27.10M	6.38M
3-Month Volatility	35.54%	16.67%
Beta	1.40	0.89

Profitability

Return on Equity (TTM)

TM

12.02%

Automobiles Industry

Max: 28.52%
Q3: 12.70%
Median: 5.15%
Q1: -1.62%
Min: -18.19%

TM’s Return on Equity of 12.02% is on par with the norm for the Automobiles industry, indicating its profitability relative to shareholder equity is typical for the sector.

V

52.65%

Financial Services Industry

Max: 39.28%
Q3: 18.88%
Median: 9.97%
Q1: 4.03%
Min: -10.25%

V’s Return on Equity of 52.65% is exceptionally high, placing it well beyond the typical range for the Financial Services industry. This demonstrates a superior ability to generate profit from shareholder investments, though it could also be inflated by high financial leverage.

TM vs. V: A comparison of their Return on Equity (TTM) against their respective Automobiles and Financial Services industry benchmarks.

Net Profit Margin (TTM)

TM

8.82%

Automobiles Industry

Max: 8.82%
Q3: 5.80%
Median: 2.77%
Q1: -1.08%
Min: -10.15%

A Net Profit Margin of 8.82% places TM in the upper quartile for the Automobiles industry, signifying strong profitability and more effective cost management than most of its peers.

V

52.16%

Financial Services Industry

Max: 52.16%
Q3: 25.35%
Median: 12.68%
Q1: 6.11%
Min: -11.69%

A Net Profit Margin of 52.16% places V in the upper quartile for the Financial Services industry, signifying strong profitability and more effective cost management than most of its peers.

TM vs. V: A comparison of their Net Profit Margin (TTM) against their respective Automobiles and Financial Services industry benchmarks.

Operating Profit Margin (TTM)

TM

9.60%

Automobiles Industry

Max: 13.07%
Q3: 6.94%
Median: 4.50%
Q1: -2.17%
Min: -13.85%

An Operating Profit Margin of 9.60% places TM in the upper quartile for the Automobiles industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.

V

62.21%

Financial Services Industry

Max: 75.57%
Q3: 37.78%
Median: 19.09%
Q1: 10.04%
Min: -19.42%

An Operating Profit Margin of 62.21% places V in the upper quartile for the Financial Services industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.

TM vs. V: A comparison of their Operating Profit Margin (TTM) against their respective Automobiles and Financial Services industry benchmarks.

Profitability at a Glance

Symbol	TM	V
Return on Equity (TTM)	12.02%	52.65%
Return on Assets (TTM)	4.61%	21.39%
Net Profit Margin (TTM)	8.82%	52.16%
Operating Profit Margin (TTM)	9.60%	62.21%
Gross Profit Margin (TTM)	19.29%	80.23%

Financial Strength

Current Ratio (MRQ)

TM

1.27

Automobiles Industry

Max: 2.13
Q3: 1.52
Median: 1.29
Q1: 1.09
Min: 0.47

TM’s Current Ratio of 1.27 aligns with the median group of the Automobiles industry, indicating that its short-term liquidity is in line with its sector peers.

V

1.12

Financial Services Industry

Max: 4.83
Q3: 2.70
Median: 1.44
Q1: 0.86
Min: 0.01

For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

TM vs. V: A comparison of their Current Ratio (MRQ) against their respective Automobiles and Financial Services industry benchmarks.

Debt-to-Equity Ratio (MRQ)

TM

1.07

Automobiles Industry

Max: 2.07
Q3: 1.17
Median: 0.60
Q1: 0.30
Min: 0.05

TM’s Debt-to-Equity Ratio of 1.07 is typical for the Automobiles industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.

V

0.65

Financial Services Industry

Max: 5.07
Q3: 2.14
Median: 0.66
Q1: 0.12
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.

TM vs. V: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Automobiles and Financial Services industry benchmarks.

Interest Coverage Ratio (TTM)

TM

Automobiles Industry

Max: 77.87
Q3: 37.26
Median: 13.42
Q1: 1.43
Min: -49.07

Interest Coverage Ratio data for TM is currently unavailable.

V

24.71

Financial Services Industry

Max: 136.23
Q3: 56.08
Median: 6.55
Q1: 2.01
Min: -33.27

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.

TM vs. V: A comparison of their Interest Coverage Ratio (TTM) against their respective Automobiles and Financial Services industry benchmarks.

Financial Strength at a Glance

Symbol	TM	V
Current Ratio (MRQ)	1.27	1.12
Quick Ratio (MRQ)	1.11	1.06
Debt-to-Equity Ratio (MRQ)	1.07	0.65
Interest Coverage Ratio (TTM)	--	24.71

Growth

Revenue Growth

TM vs. V: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

TM vs. V: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

TM

3.17%

Automobiles Industry

Max: 10.85%
Q3: 4.84%
Median: 2.53%
Q1: 0.00%
Min: 0.00%

TM’s Dividend Yield of 3.17% is consistent with its peers in the Automobiles industry, providing a dividend return that is standard for its sector.

V

0.68%

Financial Services Industry

Max: 8.12%
Q3: 3.37%
Median: 1.70%
Q1: 0.00%
Min: 0.00%

V’s Dividend Yield of 0.68% is consistent with its peers in the Financial Services industry, providing a dividend return that is standard for its sector.

TM vs. V: A comparison of their Dividend Yield (TTM) against their respective Automobiles and Financial Services industry benchmarks.

Dividend Payout Ratio (TTM)

TM

38.83%

Automobiles Industry

Max: 131.16%
Q3: 60.59%
Median: 36.73%
Q1: 5.97%
Min: 0.00%

TM’s Dividend Payout Ratio of 38.83% is within the typical range for the Automobiles industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

V

22.33%

Financial Services Industry

Max: 132.10%
Q3: 64.32%
Median: 18.23%
Q1: 0.00%
Min: 0.00%

V’s Dividend Payout Ratio of 22.33% is within the typical range for the Financial Services industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

TM vs. V: A comparison of their Dividend Payout Ratio (TTM) against their respective Automobiles and Financial Services industry benchmarks.

Dividend at a Glance

Symbol	TM	V
Dividend Yield (TTM)	3.17%	0.68%
Dividend Payout Ratio (TTM)	38.83%	22.33%

Valuation

Price-to-Earnings Ratio (TTM)

TM

8.69

Automobiles Industry

Max: 31.95
Q3: 22.20
Median: 11.17
Q1: 7.39
Min: 4.54

TM’s P/E Ratio of 8.69 is within the middle range for the Automobiles industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

V

32.84

Financial Services Industry

Max: 45.81
Q3: 30.21
Median: 16.29
Q1: 10.14
Min: 0.70

A P/E Ratio of 32.84 places V in the upper quartile for the Financial Services industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.

TM vs. V: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Automobiles and Financial Services industry benchmarks.

Price-to-Sales Ratio (TTM)

TM

0.77

Automobiles Industry

Max: 1.49
Q3: 0.92
Median: 0.47
Q1: 0.24
Min: 0.09

TM’s P/S Ratio of 0.77 aligns with the market consensus for the Automobiles industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

V

17.13

Financial Services Industry

Max: 10.88
Q3: 5.34
Median: 2.64
Q1: 1.24
Min: 0.06

The P/S Ratio is often not a primary valuation tool in the Financial Services industry.

TM vs. V: A comparison of their Price-to-Sales Ratio (TTM) against their respective Automobiles and Financial Services industry benchmarks.

Price-to-Book Ratio (MRQ)

TM

1.09

Automobiles Industry

Max: 2.87
Q3: 1.83
Median: 0.79
Q1: 0.47
Min: 0.18

TM’s P/B Ratio of 1.09 is within the conventional range for the Automobiles industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

V

17.81

Financial Services Industry

Max: 7.93
Q3: 3.78
Median: 1.49
Q1: 0.88
Min: 0.08

At 17.81, V’s P/B Ratio is at an extreme premium to the Financial Services industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.

TM vs. V: A comparison of their Price-to-Book Ratio (MRQ) against their respective Automobiles and Financial Services industry benchmarks.

Valuation at a Glance

Symbol	TM	V
Price-to-Earnings Ratio (TTM)	8.69	32.84
Price-to-Sales Ratio (TTM)	0.77	17.13
Price-to-Book Ratio (MRQ)	1.09	17.81
Price-to-Free Cash Flow Ratio (TTM)	51.01	30.17