TM vs. UNH: A Head-to-Head Stock Comparison
Updated onHere’s a clear look at TM and UNH, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.
Company Profile
TM trades as an American Depositary Receipt (ADR), offering U.S. investors a convenient way to access its foreign-listed shares. In contrast, UNH is a standard domestic listing.
| Symbol | TM | UNH |
|---|---|---|
| Company Name | Toyota Motor Corporation | UnitedHealth Group Incorporated |
| Country | Japan | United States |
| GICS Sector | Consumer Discretionary | Health Care |
| GICS Industry | Automobiles | Health Care Providers & Services |
| Market Capitalization | 253.86 billion USD | 326.22 billion USD |
| Exchange | NYSE | NYSE |
| Listing Date | March 17, 1980 | October 17, 1984 |
| Security Type | ADR | Common Stock |
Historical Performance
This chart compares the performance of TM and UNH by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.
Historical Performance at a Glance
| Symbol | TM | UNH |
|---|---|---|
| 5-Day Price Return | -5.54% | 4.35% |
| 13-Week Price Return | 12.52% | 16.74% |
| 26-Week Price Return | -2.86% | -31.23% |
| 52-Week Price Return | 14.38% | -39.19% |
| Month-to-Date Return | -1.56% | 4.32% |
| Year-to-Date Return | -10.84% | -28.79% |
| 10-Day Avg. Volume | 24.75M | 9.05M |
| 3-Month Avg. Volume | 27.25M | 15.26M |
| 3-Month Volatility | 35.26% | 44.73% |
| Beta | 1.40 | 0.43 |
Profitability
Return on Equity (TTM)
TM
12.02%
Automobiles Industry
- Max
- 28.52%
- Q3
- 12.70%
- Median
- 5.15%
- Q1
- -1.62%
- Min
- -18.19%
TM’s Return on Equity of 12.02% is on par with the norm for the Automobiles industry, indicating its profitability relative to shareholder equity is typical for the sector.
UNH
22.26%
Health Care Providers & Services Industry
- Max
- 24.86%
- Q3
- 15.79%
- Median
- 8.56%
- Q1
- 5.75%
- Min
- -1.64%
In the upper quartile for the Health Care Providers & Services industry, UNH’s Return on Equity of 22.26% signals a highly effective use of shareholder capital to drive profitability compared to most of its peers.
Net Profit Margin (TTM)
TM
8.82%
Automobiles Industry
- Max
- 8.82%
- Q3
- 5.80%
- Median
- 2.77%
- Q1
- -1.08%
- Min
- -10.15%
A Net Profit Margin of 8.82% places TM in the upper quartile for the Automobiles industry, signifying strong profitability and more effective cost management than most of its peers.
UNH
5.04%
Health Care Providers & Services Industry
- Max
- 11.56%
- Q3
- 5.45%
- Median
- 2.83%
- Q1
- 1.13%
- Min
- -1.71%
UNH’s Net Profit Margin of 5.04% is aligned with the median group of its peers in the Health Care Providers & Services industry. This indicates its ability to convert revenue into profit is typical for the sector.
Operating Profit Margin (TTM)
TM
9.60%
Automobiles Industry
- Max
- 13.07%
- Q3
- 6.94%
- Median
- 4.50%
- Q1
- -2.17%
- Min
- -13.85%
An Operating Profit Margin of 9.60% places TM in the upper quartile for the Automobiles industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.
UNH
7.26%
Health Care Providers & Services Industry
- Max
- 19.08%
- Q3
- 9.66%
- Median
- 4.77%
- Q1
- 2.46%
- Min
- -0.83%
UNH’s Operating Profit Margin of 7.26% is around the midpoint for the Health Care Providers & Services industry, indicating that its efficiency in managing core business operations is typical for the sector.
Profitability at a Glance
| Symbol | TM | UNH |
|---|---|---|
| Return on Equity (TTM) | 12.02% | 22.26% |
| Return on Assets (TTM) | 4.61% | 7.01% |
| Net Profit Margin (TTM) | 8.82% | 5.04% |
| Operating Profit Margin (TTM) | 9.60% | 7.26% |
| Gross Profit Margin (TTM) | 19.29% | -- |
Financial Strength
Current Ratio (MRQ)
TM
1.27
Automobiles Industry
- Max
- 2.13
- Q3
- 1.52
- Median
- 1.29
- Q1
- 1.09
- Min
- 0.47
TM’s Current Ratio of 1.27 aligns with the median group of the Automobiles industry, indicating that its short-term liquidity is in line with its sector peers.
UNH
0.81
Health Care Providers & Services Industry
- Max
- 2.00
- Q3
- 1.51
- Median
- 1.29
- Q1
- 0.92
- Min
- 0.14
UNH’s Current Ratio of 0.81 falls into the lower quartile for the Health Care Providers & Services industry. This indicates a tighter liquidity situation and a more constrained capacity to handle short-term debt than many of its competitors.
Debt-to-Equity Ratio (MRQ)
TM
1.07
Automobiles Industry
- Max
- 2.07
- Q3
- 1.17
- Median
- 0.60
- Q1
- 0.30
- Min
- 0.05
TM’s Debt-to-Equity Ratio of 1.07 is typical for the Automobiles industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.
UNH
0.79
Health Care Providers & Services Industry
- Max
- 2.29
- Q3
- 1.24
- Median
- 0.74
- Q1
- 0.50
- Min
- 0.00
UNH’s Debt-to-Equity Ratio of 0.79 is typical for the Health Care Providers & Services industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.
Interest Coverage Ratio (TTM)
TM
--
Automobiles Industry
- Max
- 77.87
- Q3
- 37.26
- Median
- 13.42
- Q1
- 1.43
- Min
- -49.07
Interest Coverage Ratio data for TM is currently unavailable.
UNH
6.14
Health Care Providers & Services Industry
- Max
- 14.47
- Q3
- 7.50
- Median
- 4.52
- Q1
- 2.12
- Min
- -4.44
UNH’s Interest Coverage Ratio of 6.14 is positioned comfortably within the norm for the Health Care Providers & Services industry, indicating a standard and healthy capacity to cover its interest payments.
Financial Strength at a Glance
| Symbol | TM | UNH |
|---|---|---|
| Current Ratio (MRQ) | 1.27 | 0.81 |
| Quick Ratio (MRQ) | 1.11 | 0.60 |
| Debt-to-Equity Ratio (MRQ) | 1.07 | 0.79 |
| Interest Coverage Ratio (TTM) | -- | 6.14 |
Growth
Revenue Growth
EPS Growth
Dividend
Dividend Yield (TTM)
TM
3.22%
Automobiles Industry
- Max
- 10.85%
- Q3
- 4.84%
- Median
- 2.53%
- Q1
- 0.00%
- Min
- 0.00%
TM’s Dividend Yield of 3.22% is consistent with its peers in the Automobiles industry, providing a dividend return that is standard for its sector.
UNH
2.38%
Health Care Providers & Services Industry
- Max
- 5.93%
- Q3
- 2.59%
- Median
- 1.35%
- Q1
- 0.00%
- Min
- 0.00%
UNH’s Dividend Yield of 2.38% is consistent with its peers in the Health Care Providers & Services industry, providing a dividend return that is standard for its sector.
Dividend Payout Ratio (TTM)
TM
38.83%
Automobiles Industry
- Max
- 131.16%
- Q3
- 60.59%
- Median
- 36.73%
- Q1
- 5.97%
- Min
- 0.00%
TM’s Dividend Payout Ratio of 38.83% is within the typical range for the Automobiles industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
UNH
36.54%
Health Care Providers & Services Industry
- Max
- 185.33%
- Q3
- 74.82%
- Median
- 36.00%
- Q1
- 0.00%
- Min
- 0.00%
UNH’s Dividend Payout Ratio of 36.54% is within the typical range for the Health Care Providers & Services industry, suggesting a balanced approach between shareholder payouts and company reinvestment.
Dividend at a Glance
| Symbol | TM | UNH |
|---|---|---|
| Dividend Yield (TTM) | 3.22% | 2.38% |
| Dividend Payout Ratio (TTM) | 38.83% | 36.54% |
Valuation
Price-to-Earnings Ratio (TTM)
TM
8.56
Automobiles Industry
- Max
- 31.95
- Q3
- 22.20
- Median
- 11.17
- Q1
- 7.39
- Min
- 4.54
TM’s P/E Ratio of 8.56 is within the middle range for the Automobiles industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
UNH
15.37
Health Care Providers & Services Industry
- Max
- 40.02
- Q3
- 29.75
- Median
- 21.09
- Q1
- 14.18
- Min
- 7.05
UNH’s P/E Ratio of 15.37 is within the middle range for the Health Care Providers & Services industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.
Price-to-Sales Ratio (TTM)
TM
0.75
Automobiles Industry
- Max
- 1.49
- Q3
- 0.92
- Median
- 0.47
- Q1
- 0.24
- Min
- 0.09
TM’s P/S Ratio of 0.75 aligns with the market consensus for the Automobiles industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.
UNH
0.77
Health Care Providers & Services Industry
- Max
- 3.15
- Q3
- 1.87
- Median
- 0.74
- Q1
- 0.27
- Min
- 0.09
UNH’s P/S Ratio of 0.77 aligns with the market consensus for the Health Care Providers & Services industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.
Price-to-Book Ratio (MRQ)
TM
1.09
Automobiles Industry
- Max
- 2.87
- Q3
- 1.83
- Median
- 0.79
- Q1
- 0.47
- Min
- 0.18
TM’s P/B Ratio of 1.09 is within the conventional range for the Automobiles industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.
UNH
2.82
Health Care Providers & Services Industry
- Max
- 7.33
- Q3
- 4.45
- Median
- 2.52
- Q1
- 1.15
- Min
- 0.66
UNH’s P/B Ratio of 2.82 is within the conventional range for the Health Care Providers & Services industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.
Valuation at a Glance
| Symbol | TM | UNH |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 8.56 | 15.37 |
| Price-to-Sales Ratio (TTM) | 0.75 | 0.77 |
| Price-to-Book Ratio (MRQ) | 1.09 | 2.82 |
| Price-to-Free Cash Flow Ratio (TTM) | 50.21 | 12.95 |