SYF vs. TW: Synchrony Financial vs. Tradeweb Markets Stock Comparison

Company Profile

Synchrony Financial (SYF) and Tradeweb Markets (TW) both fall under the Financial Services industry group, but SYF is classified in Consumer Finance while TW is classified in Capital Markets.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Synchrony Financial (SYF) has an aggressive beta of 1.40, indicating higher sensitivity to broad-market moves, while Tradeweb Markets (TW) is defensive at 0.54 and tends to be less market-sensitive — they sit on opposite ends of the beta spectrum.

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Both Synchrony Financial (SYF) at 19.83% and Tradeweb Markets (TW) at 14.46% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

For every dollar of sales, both Synchrony Financial (SYF) at 34.07% and Tradeweb Markets (TW) at 39.86% retain more as net profit than most peers, landing in the top net margin quartile of their industries.

Both Synchrony Financial (SYF) at 49.84% and Tradeweb Markets (TW) at 43.30% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.

Profitability Metrics

Growth

Tradeweb Markets (TW) at 18.92% is around its peer norm for revenue growth, while Synchrony Financial (SYF) at -0.50% drops into the bottom quartile, signaling weaker demand or pricing momentum.

Tradeweb Markets (TW) at 62.23% sits in the top EPS growth quartile, while Synchrony Financial (SYF) at 8.54% is closer to the peer norm — faster per-share earnings growth for TW.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Synchrony Financial (SYF) in Financial Services and Tradeweb Markets (TW) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Synchrony Financial (SYF) in Financial Services and Tradeweb Markets (TW) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Both Synchrony Financial (SYF) at 1.67% and Tradeweb Markets (TW) at 0.42% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

Both Synchrony Financial (SYF) at 12.94% and Tradeweb Markets (TW) at 12.68% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

Dividend Metrics

Valuation

Synchrony Financial (SYF) at 7.70 sits in the cheaper P/E ratio quartile, while Tradeweb Markets (TW) at 29.98 sits in the richer quartile — a clear split in what investors pay for each dollar of trailing earnings.

Synchrony Financial (SYF) at 2.45 prices around its industry’s typical P/S ratio, while Tradeweb Markets (TW) at 12.10 clears its benchmark range — TW looks notably rich on sales.

Synchrony Financial (SYF) at 1.55 is valued about in line with its industry on P/B ratio, while Tradeweb Markets (TW) at 4.03 carries an above-peer premium to book — TW is pricier on assets.

Valuation Metrics