SYF vs. TPG: Synchrony Financial vs. TPG Stock Comparison
How do Synchrony Financial (SYF) and TPG (TPG) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Synchrony Financial (SYF) and TPG (TPG) both fall under the Financial Services industry group, but SYF is classified in Consumer Finance while TPG is classified in Capital Markets.
| Profile Item | SYF | TPG |
|---|---|---|
| Name | Synchrony Financial | TPG Inc. Class A Common Stock |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Financial Services | Financial Services |
| GICS Industry | Consumer Finance | Capital Markets |
| GICS Sub-Industry | Consumer Finance | Asset Management & Custody Banks |
| Market Capitalization | 23.99 billion USD | 17.90 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | Nasdaq |
| Listing Date | July 31, 2014 | January 13, 2022 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | SYF | TPG |
|---|---|---|
| Total Return (1Y) | 2.84% | -7.34% |
| Total Return (3Y, Annualized) | 39.02% | 21.01% |
| Total Return (5Y, Annualized) | 10.89% | -- |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | SYF | TPG |
|---|---|---|
| Volatility (1Y, Annualized) | 31.32% | 41.32% |
| Beta (5Y) | 1.40 | 1.45 |
| Max Drawdown (5Y) | -44.60% | -44.85% |
| Avg. Volume (3M) | 3.37M | 2.82M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | SYF | TPG |
|---|---|---|
| Sharpe Ratio (1Y) | -0.05 | -0.28 |
| Sortino Ratio (1Y) | -0.06 | -0.40 |
Profitability
ROE (TTM)
Both Synchrony Financial (SYF) at 19.83% and TPG (TPG) at 19.19% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.
SYF
Financial Services industry group
19.83%
- Max
- 44.78%
- Q3
- 21.85%
- SYF
- 19.83%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
TPG
Financial Services industry group
19.19%
- Max
- 44.78%
- Q3
- 21.85%
- TPG
- 19.19%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
Net Margin (TTM)
Synchrony Financial (SYF) at 34.07% retains a top-quartile share of revenue as profit, ahead of TPG (TPG) at 5.78%, which keeps about the industry-typical share.
SYF
Financial Services industry group
34.07%
- Max
- 62.84%
- SYF
- 34.07%
- Q3
- 28.05%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
TPG
Financial Services industry group
5.78%
- Max
- 62.84%
- Q3
- 28.05%
- Median
- 15.36%
- TPG
- 5.78%
- Q1
- 4.82%
- Min
- -28.52%
Operating Margin (TTM)
Both Synchrony Financial (SYF) at 49.84% and TPG (TPG) at 16.57% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.
SYF
Financial Services industry group
49.84%
- Max
- 107.33%
- Q3
- 55.90%
- SYF
- 49.84%
- Median
- 30.09%
- Q1
- 14.60%
- Min
- -44.34%
TPG
Financial Services industry group
16.57%
- Max
- 107.33%
- Q3
- 55.90%
- Median
- 30.09%
- TPG
- 16.57%
- Q1
- 14.60%
- Min
- -44.34%
Profitability Metrics
| Metric | SYF | TPG |
|---|---|---|
| ROE (TTM) | 19.83% | 19.19% |
| ROA (TTM) | 2.78% | 5.36% |
| Net Margin (TTM) | 34.07% | 5.78% |
| Operating Margin (TTM) | 49.84% | 16.57% |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
TPG (TPG) at 27.03% sits in the top revenue growth quartile, while Synchrony Financial (SYF) at -0.50% is in the bottom quartile, showing a clear gap in revenue momentum.
EPS Growth
Only one side can be read here: Synchrony Financial (SYF) reports EPS growth of 8.54%, ranked against its industry; TPG (TPG) has no EPS growth figure this period.
Growth Metrics
| Metric | SYF | TPG |
|---|---|---|
| Revenue Growth (YoY) | -0.50% | 27.03% |
| Revenue Growth (3Y CAGR) | 8.67% | 29.51% |
| EPS Growth (YoY) | 8.54% | -- |
| EPS Growth (3Y CAGR) | 14.70% | -- |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Synchrony Financial (SYF) in Financial Services and TPG (TPG) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Synchrony Financial (SYF) in Financial Services and TPG (TPG) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | SYF | TPG |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
TPG (TPG) at 5.01% delivers top-quartile income for its industry, while Synchrony Financial (SYF) at 1.67% pays a more typical yield — both are credible income propositions, TPG the richer one.
SYF
Financial Services industry group
1.67%
- Max
- 9.77%
- Q3
- 3.92%
- SYF
- 1.67%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
TPG
Financial Services industry group
5.01%
- Max
- 9.77%
- TPG
- 5.01%
- Q3
- 3.92%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
TPG (TPG) reports payout ratio above 100% at 254.55%, meaning dividends exceeded current-period earnings and sustainability needs extra context. Meanwhile Synchrony Financial (SYF) reports 12.94%, ranking against industry peers normally.
SYF
Financial Services industry group
12.94%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- SYF
- 12.94%
- Q1
- 0.00%
- Min
- 0.00%
TPG
Financial Services industry group
254.55%
- TPG
- 254.55%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | SYF | TPG |
|---|---|---|
| Dividend Yield (TTM) | 1.67% | 5.01% |
| Dividend Payout Ratio (TTM) | 12.94% | 254.55% |
Valuation
P/E Ratio (TTM)
Synchrony Financial (SYF) at 7.70 sits in the cheaper P/E ratio quartile, while TPG (TPG) at 52.84 trades above its peer range — a wide earnings-valuation gap relative to industry peers.
SYF
Financial Services industry group
7.70
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- SYF
- 7.70
- Min
- 0.16
TPG
Financial Services industry group
52.84
- TPG
- 52.84
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- Min
- 0.16
P/S Ratio (TTM)
On P/S ratio, both Synchrony Financial (SYF) at 2.45 and TPG (TPG) at 3.85 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.
SYF
Financial Services industry group
2.45
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- SYF
- 2.45
- Q1
- 1.28
- Min
- -0.55
TPG
Financial Services industry group
3.85
- Max
- 9.23
- Q3
- 4.57
- TPG
- 3.85
- Median
- 2.72
- Q1
- 1.28
- Min
- -0.55
P/B Ratio (MRQ)
Synchrony Financial (SYF) at 1.55 is valued about in line with its industry on P/B ratio, while TPG (TPG) at 5.97 carries an above-peer premium to book — TPG is pricier on assets.
SYF
Financial Services industry group
1.55
- Max
- 7.79
- Q3
- 3.63
- Median
- 1.57
- SYF
- 1.55
- Q1
- 0.81
- Min
- -0.39
TPG
Financial Services industry group
5.97
- Max
- 7.79
- TPG
- 5.97
- Q3
- 3.63
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
Valuation Metrics
| Metric | SYF | TPG |
|---|---|---|
| P/E Ratio (TTM) | 7.70 | 52.84 |
| P/S Ratio (TTM) | 2.45 | 3.85 |
| P/B Ratio (MRQ) | 1.55 | 5.97 |
| Free Cash Flow Yield (TTM) | -- | -- |