SPOT vs. V: A Head-to-Head Stock Comparison

Updated on August 26, 2025

Here’s a clear look at SPOT and V, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

Symbol	SPOT	V
Company Name	Spotify Technology S.A.	Visa Inc.
Country	Luxembourg	United States
GICS Sector	Communication Services	Financials
GICS Industry	Entertainment	Financial Services
Market Capitalization	142.60 billion USD	679.41 billion USD
Exchange	NYSE	NYSE
Listing Date	April 3, 2018	March 19, 2008
Security Type	Common Stock	Common Stock

Historical Performance

This chart compares the performance of SPOT and V by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

SPOT vs. V: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

Symbol	SPOT	V
5-Day Price Return	-4.82%	2.13%
13-Week Price Return	7.77%	-2.31%
26-Week Price Return	9.90%	-1.88%
52-Week Price Return	101.63%	30.51%
Month-to-Date Return	10.61%	1.32%
Year-to-Date Return	54.90%	10.76%
10-Day Avg. Volume	1.54M	5.36M
3-Month Avg. Volume	2.21M	6.26M
3-Month Volatility	44.73%	21.54%
Beta	1.69	0.92

Profitability

Return on Equity (TTM)

SPOT

14.00%

Entertainment Industry

Max: 42.50%
Q3: 22.75%
Median: 12.88%
Q1: 7.15%
Min: -6.84%

SPOT’s Return on Equity of 14.00% is on par with the norm for the Entertainment industry, indicating its profitability relative to shareholder equity is typical for the sector.

V

52.65%

Financial Services Industry

Max: 40.58%
Q3: 20.06%
Median: 10.67%
Q1: 4.19%
Min: -10.31%

V’s Return on Equity of 52.65% is exceptionally high, placing it well beyond the typical range for the Financial Services industry. This demonstrates a superior ability to generate profit from shareholder investments, though it could also be inflated by high financial leverage.

SPOT vs. V: A comparison of their Return on Equity (TTM) against their respective Entertainment and Financial Services industry benchmarks.

Net Profit Margin (TTM)

SPOT

4.85%

Entertainment Industry

Max: 45.25%
Q3: 23.93%
Median: 14.60%
Q1: 4.89%
Min: -22.94%

Falling into the lower quartile for the Entertainment industry, SPOT’s Net Profit Margin of 4.85% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.

V

52.16%

Financial Services Industry

Max: 52.86%
Q3: 25.58%
Median: 12.23%
Q1: 6.64%
Min: -9.92%

A Net Profit Margin of 52.16% places V in the upper quartile for the Financial Services industry, signifying strong profitability and more effective cost management than most of its peers.

SPOT vs. V: A comparison of their Net Profit Margin (TTM) against their respective Entertainment and Financial Services industry benchmarks.

Operating Profit Margin (TTM)

SPOT

11.11%

Entertainment Industry

Max: 46.83%
Q3: 28.87%
Median: 15.26%
Q1: 8.95%
Min: -5.53%

SPOT’s Operating Profit Margin of 11.11% is around the midpoint for the Entertainment industry, indicating that its efficiency in managing core business operations is typical for the sector.

V

62.21%

Financial Services Industry

Max: 77.28%
Q3: 37.68%
Median: 18.17%
Q1: 9.27%
Min: -8.19%

An Operating Profit Margin of 62.21% places V in the upper quartile for the Financial Services industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.

SPOT vs. V: A comparison of their Operating Profit Margin (TTM) against their respective Entertainment and Financial Services industry benchmarks.

Profitability at a Glance

Symbol	SPOT	V
Return on Equity (TTM)	14.00%	52.65%
Return on Assets (TTM)	6.62%	21.39%
Net Profit Margin (TTM)	4.85%	52.16%
Operating Profit Margin (TTM)	11.11%	62.21%
Gross Profit Margin (TTM)	31.63%	80.23%

Financial Strength

Current Ratio (MRQ)

SPOT

1.47

Entertainment Industry

Max: 6.80
Q3: 3.77
Median: 1.87
Q1: 0.86
Min: 0.39

SPOT’s Current Ratio of 1.47 aligns with the median group of the Entertainment industry, indicating that its short-term liquidity is in line with its sector peers.

V

1.12

Financial Services Industry

Max: 4.58
Q3: 2.59
Median: 1.33
Q1: 0.69
Min: 0.01

For the Financial Services industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

SPOT vs. V: A comparison of their Current Ratio (MRQ) against their respective Entertainment and Financial Services industry benchmarks.

Debt-to-Equity Ratio (MRQ)

SPOT

0.36

Entertainment Industry

Max: 1.65
Q3: 0.71
Median: 0.14
Q1: 0.04
Min: 0.00

SPOT’s Debt-to-Equity Ratio of 0.36 is typical for the Entertainment industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.

V

0.65

Financial Services Industry

Max: 4.96
Q3: 2.10
Median: 0.57
Q1: 0.12
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Financial Services industry.

SPOT vs. V: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Entertainment and Financial Services industry benchmarks.

Interest Coverage Ratio (TTM)

SPOT

38.25

Entertainment Industry

Max: 62.11
Q3: 31.19
Median: 7.50
Q1: 2.02
Min: -6.33

SPOT’s Interest Coverage Ratio of 38.25 is in the upper quartile for the Entertainment industry, signifying a strong and healthy capacity to meet its interest payments from operating profits.

V

24.71

Financial Services Industry

Max: 136.23
Q3: 56.08
Median: 6.55
Q1: 2.01
Min: -33.27

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Financial Services industry.

SPOT vs. V: A comparison of their Interest Coverage Ratio (TTM) against their respective Entertainment and Financial Services industry benchmarks.

Financial Strength at a Glance

Symbol	SPOT	V
Current Ratio (MRQ)	1.47	1.12
Quick Ratio (MRQ)	1.46	1.06
Debt-to-Equity Ratio (MRQ)	0.36	0.65
Interest Coverage Ratio (TTM)	38.25	24.71

Growth

Revenue Growth

SPOT vs. V: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

SPOT vs. V: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

SPOT

0.00%

Entertainment Industry

Max: 2.54%
Q3: 1.29%
Median: 0.61%
Q1: 0.00%
Min: 0.00%

SPOT currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

V

0.68%

Financial Services Industry

Max: 8.18%
Q3: 3.60%
Median: 1.56%
Q1: 0.00%
Min: 0.00%

V’s Dividend Yield of 0.68% is consistent with its peers in the Financial Services industry, providing a dividend return that is standard for its sector.

SPOT vs. V: A comparison of their Dividend Yield (TTM) against their respective Entertainment and Financial Services industry benchmarks.

Dividend Payout Ratio (TTM)

SPOT

0.00%

Entertainment Industry

Max: 82.30%
Q3: 45.76%
Median: 29.16%
Q1: 0.00%
Min: 0.00%

SPOT has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

V

22.33%

Financial Services Industry

Max: 155.56%
Q3: 63.71%
Median: 18.08%
Q1: 0.00%
Min: 0.00%

V’s Dividend Payout Ratio of 22.33% is within the typical range for the Financial Services industry, suggesting a balanced approach between shareholder payouts and company reinvestment.

SPOT vs. V: A comparison of their Dividend Payout Ratio (TTM) against their respective Entertainment and Financial Services industry benchmarks.

Dividend at a Glance

Symbol	SPOT	V
Dividend Yield (TTM)	0.00%	0.68%
Dividend Payout Ratio (TTM)	0.00%	22.33%

Valuation

Price-to-Earnings Ratio (TTM)

SPOT

151.28

Entertainment Industry

Max: 53.51
Q3: 45.31
Median: 33.16
Q1: 18.21
Min: 3.89

At 151.28, SPOT’s P/E Ratio is exceptionally high, exceeding the typical maximum for the Entertainment industry. This suggests the stock may be significantly overvalued compared to its peers and implies high market expectations that could be difficult to meet.

V

32.82

Financial Services Industry

Max: 63.23
Q3: 32.10
Median: 14.41
Q1: 10.81
Min: 0.37

A P/E Ratio of 32.82 places V in the upper quartile for the Financial Services industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.

SPOT vs. V: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Entertainment and Financial Services industry benchmarks.

Price-to-Sales Ratio (TTM)

SPOT

7.34

Entertainment Industry

Max: 12.81
Q3: 7.20
Median: 4.68
Q1: 3.32
Min: 0.79

SPOT’s P/S Ratio of 7.34 is in the upper echelon for the Entertainment industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.

V

17.12

Financial Services Industry

Max: 11.16
Q3: 5.45
Median: 2.61
Q1: 1.25
Min: 0.04

The P/S Ratio is often not a primary valuation tool in the Financial Services industry.

SPOT vs. V: A comparison of their Price-to-Sales Ratio (TTM) against their respective Entertainment and Financial Services industry benchmarks.

Price-to-Book Ratio (MRQ)

SPOT

20.34

Entertainment Industry

Max: 17.11
Q3: 8.38
Median: 5.24
Q1: 2.18
Min: 0.67

At 20.34, SPOT’s P/B Ratio is at an extreme premium to the Entertainment industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.

V

17.81

Financial Services Industry

Max: 7.09
Q3: 3.79
Median: 1.46
Q1: 0.83
Min: 0.04

At 17.81, V’s P/B Ratio is at an extreme premium to the Financial Services industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.

SPOT vs. V: A comparison of their Price-to-Book Ratio (MRQ) against their respective Entertainment and Financial Services industry benchmarks.

Valuation at a Glance

Symbol	SPOT	V
Price-to-Earnings Ratio (TTM)	151.28	32.82
Price-to-Sales Ratio (TTM)	7.34	17.12
Price-to-Book Ratio (MRQ)	20.34	17.81
Price-to-Free Cash Flow Ratio (TTM)	43.24	30.15