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SNOW vs. TYL: A Head-to-Head Stock Comparison

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Here’s a clear look at SNOW and TYL, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

SymbolSNOWTYL
Company NameSnowflake Inc.Tyler Technologies, Inc.
CountryUnited StatesUnited States
GICS SectorInformation TechnologyInformation Technology
GICS IndustryIT ServicesSoftware
Market Capitalization65.00 billion USD24.57 billion USD
ExchangeNYSENYSE
Listing DateSeptember 16, 2020March 17, 1980
Security TypeCommon StockCommon Stock

Historical Performance

This chart compares the performance of SNOW and TYL by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

SNOW vs. TYL: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolSNOWTYL
5-Day Price Return-0.05%-0.92%
13-Week Price Return7.00%-1.07%
26-Week Price Return1.11%-12.18%
52-Week Price Return48.23%-2.01%
Month-to-Date Return-12.84%-2.84%
Year-to-Date Return26.16%-1.51%
10-Day Avg. Volume4.39M0.31M
3-Month Avg. Volume4.33M0.31M
3-Month Volatility41.71%23.69%
Beta1.250.93

Profitability

Return on Equity (TTM)

SNOW

-44.88%

IT Services Industry

Max
29.51%
Q3
16.98%
Median
13.47%
Q1
7.93%
Min
-3.97%

SNOW has a negative Return on Equity of -44.88%. This indicates the company is generating a loss for its shareholders, which can be a result of unprofitability or negative shareholder equity and is often a sign of financial distress.

TYL

8.89%

Software Industry

Max
59.01%
Q3
21.98%
Median
7.15%
Q1
-11.12%
Min
-51.24%

TYL’s Return on Equity of 8.89% is on par with the norm for the Software industry, indicating its profitability relative to shareholder equity is typical for the sector.

SNOW vs. TYL: A comparison of their Return on Equity (TTM) against their respective IT Services and Software industry benchmarks.

Net Profit Margin (TTM)

SNOW

-36.43%

IT Services Industry

Max
19.82%
Q3
11.49%
Median
6.67%
Q1
3.61%
Min
-4.62%

SNOW has a negative Net Profit Margin of -36.43%, indicating the company is operating at a net loss as its expenses exceeded its revenues.

TYL

13.66%

Software Industry

Max
48.14%
Q3
18.23%
Median
5.60%
Q1
-9.22%
Min
-49.36%

TYL’s Net Profit Margin of 13.66% is aligned with the median group of its peers in the Software industry. This indicates its ability to convert revenue into profit is typical for the sector.

SNOW vs. TYL: A comparison of their Net Profit Margin (TTM) against their respective IT Services and Software industry benchmarks.

Operating Profit Margin (TTM)

SNOW

-41.37%

IT Services Industry

Max
21.69%
Q3
14.50%
Median
10.06%
Q1
6.98%
Min
0.06%

SNOW has a negative Operating Profit Margin of -41.37%. This signifies the company is unprofitable at the operational level, as its core business expenses exceed its revenue.

TYL

15.11%

Software Industry

Max
57.34%
Q3
20.60%
Median
7.84%
Q1
-8.72%
Min
-51.37%

TYL’s Operating Profit Margin of 15.11% is around the midpoint for the Software industry, indicating that its efficiency in managing core business operations is typical for the sector.

SNOW vs. TYL: A comparison of their Operating Profit Margin (TTM) against their respective IT Services and Software industry benchmarks.

Profitability at a Glance

SymbolSNOWTYL
Return on Equity (TTM)-44.88%8.89%
Return on Assets (TTM)-17.30%5.90%
Net Profit Margin (TTM)-36.43%13.66%
Operating Profit Margin (TTM)-41.37%15.11%
Gross Profit Margin (TTM)66.58%45.18%

Financial Strength

Current Ratio (MRQ)

SNOW

1.58

IT Services Industry

Max
2.42
Q3
1.81
Median
1.47
Q1
1.09
Min
0.44

SNOW’s Current Ratio of 1.58 aligns with the median group of the IT Services industry, indicating that its short-term liquidity is in line with its sector peers.

TYL

1.03

Software Industry

Max
3.83
Q3
2.31
Median
1.45
Q1
1.03
Min
0.24

TYL’s Current Ratio of 1.03 falls into the lower quartile for the Software industry. This indicates a tighter liquidity situation and a more constrained capacity to handle short-term debt than many of its competitors.

SNOW vs. TYL: A comparison of their Current Ratio (MRQ) against their respective IT Services and Software industry benchmarks.

Debt-to-Equity Ratio (MRQ)

SNOW

0.94

IT Services Industry

Max
2.33
Q3
1.17
Median
0.54
Q1
0.15
Min
0.00

SNOW’s Debt-to-Equity Ratio of 0.94 is typical for the IT Services industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.

TYL

0.16

Software Industry

Max
2.14
Q3
0.90
Median
0.29
Q1
0.00
Min
0.00

TYL’s Debt-to-Equity Ratio of 0.16 is typical for the Software industry, indicating its use of leverage is in line with the sector norm. This suggests a balanced approach to its capital structure.

SNOW vs. TYL: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective IT Services and Software industry benchmarks.

Interest Coverage Ratio (TTM)

SNOW

--

IT Services Industry

Max
144.50
Q3
84.49
Median
13.76
Q1
2.59
Min
-28.13

Interest Coverage Ratio data for SNOW is currently unavailable.

TYL

52.96

Software Industry

Max
67.02
Q3
19.86
Median
0.70
Q1
-12.50
Min
-53.00

TYL’s Interest Coverage Ratio of 52.96 is in the upper quartile for the Software industry, signifying a strong and healthy capacity to meet its interest payments from operating profits.

SNOW vs. TYL: A comparison of their Interest Coverage Ratio (TTM) against their respective IT Services and Software industry benchmarks.

Financial Strength at a Glance

SymbolSNOWTYL
Current Ratio (MRQ)1.581.03
Quick Ratio (MRQ)1.500.98
Debt-to-Equity Ratio (MRQ)0.940.16
Interest Coverage Ratio (TTM)--52.96

Growth

Revenue Growth

SNOW vs. TYL: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

SNOW vs. TYL: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

SNOW

0.00%

IT Services Industry

Max
2.80%
Q3
1.74%
Median
0.62%
Q1
0.00%
Min
0.00%

SNOW currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

TYL

0.00%

Software Industry

Max
0.08%
Q3
0.03%
Median
0.00%
Q1
0.00%
Min
0.00%

TYL currently does not pay a dividend, resulting in a yield of 0%. This is a common strategy for growth-focused companies that prioritize reinvesting earnings, though it may be less typical in mature, income-oriented sectors.

SNOW vs. TYL: A comparison of their Dividend Yield (TTM) against their respective IT Services and Software industry benchmarks.

Dividend Payout Ratio (TTM)

SNOW

0.00%

IT Services Industry

Max
147.75%
Q3
63.58%
Median
24.63%
Q1
0.00%
Min
0.00%

SNOW has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

TYL

0.00%

Software Industry

Max
1.32%
Q3
0.53%
Median
0.00%
Q1
0.00%
Min
0.00%

TYL has a Dividend Payout Ratio of 0%, indicating it does not currently pay a dividend. This is a common strategy for growth-oriented companies that reinvest all profits back into the business.

SNOW vs. TYL: A comparison of their Dividend Payout Ratio (TTM) against their respective IT Services and Software industry benchmarks.

Dividend at a Glance

SymbolSNOWTYL
Dividend Yield (TTM)0.00%0.00%
Dividend Payout Ratio (TTM)0.00%0.00%

Valuation

Price-to-Earnings Ratio (TTM)

SNOW

--

IT Services Industry

Max
41.55
Q3
31.54
Median
23.25
Q1
18.12
Min
6.57

P/E Ratio data for SNOW is currently unavailable.

TYL

80.64

Software Industry

Max
149.35
Q3
100.21
Median
47.97
Q1
26.77
Min
11.68

TYL’s P/E Ratio of 80.64 is within the middle range for the Software industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

SNOW vs. TYL: A comparison of their Price-to-Earnings Ratio (TTM) against their respective IT Services and Software industry benchmarks.

Price-to-Sales Ratio (TTM)

SNOW

16.88

IT Services Industry

Max
6.61
Q3
4.37
Median
2.02
Q1
1.20
Min
0.19

With a P/S Ratio of 16.88, SNOW trades at a valuation that eclipses even the highest in the IT Services industry. This implies the market has priced in exceptionally optimistic scenarios for future revenue growth, posing considerable valuation risk.

TYL

11.02

Software Industry

Max
25.24
Q3
13.52
Median
8.15
Q1
4.87
Min
0.98

TYL’s P/S Ratio of 11.02 aligns with the market consensus for the Software industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

SNOW vs. TYL: A comparison of their Price-to-Sales Ratio (TTM) against their respective IT Services and Software industry benchmarks.

Price-to-Book Ratio (MRQ)

SNOW

22.13

IT Services Industry

Max
11.19
Q3
6.38
Median
3.47
Q1
2.31
Min
0.96

At 22.13, SNOW’s P/B Ratio is at an extreme premium to the IT Services industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.

TYL

7.03

Software Industry

Max
30.95
Q3
14.91
Median
7.75
Q1
3.60
Min
0.38

TYL’s P/B Ratio of 7.03 is within the conventional range for the Software industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

SNOW vs. TYL: A comparison of their Price-to-Book Ratio (MRQ) against their respective IT Services and Software industry benchmarks.

Valuation at a Glance

SymbolSNOWTYL
Price-to-Earnings Ratio (TTM)--80.64
Price-to-Sales Ratio (TTM)16.8811.02
Price-to-Book Ratio (MRQ)22.137.03
Price-to-Free Cash Flow Ratio (TTM)88.0540.88