SMFG vs. TPG: A Head-to-Head Stock Comparison

Updated on October 3, 2025

Here’s a clear look at SMFG and TPG, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

SMFG trades as an American Depositary Receipt (ADR), offering U.S. investors a convenient way to access its foreign-listed shares. In contrast, TPG is a standard domestic listing.

Symbol	SMFG	TPG
Company Name	Sumitomo Mitsui Financial Group, Inc.	TPG Inc.
Country	Japan	United States
GICS Sector	Financials	Financials
GICS Industry	Banks	Capital Markets
Market Capitalization	108.92 billion USD	22.14 billion USD
Exchange	NYSE	NasdaqGS
Listing Date	January 27, 2006	January 13, 2022
Security Type	ADR	Common Stock

Historical Performance

This chart compares the performance of SMFG and TPG by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

SMFG vs. TPG: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

Symbol	SMFG	TPG
5-Day Price Return	-4.14%	-5.04%
13-Week Price Return	11.64%	9.53%
26-Week Price Return	1.50%	11.92%
52-Week Price Return	58.60%	-0.97%
Month-to-Date Return	-3.09%	-4.81%
Year-to-Date Return	7.52%	-8.58%
10-Day Avg. Volume	13.73M	1.65M
3-Month Avg. Volume	12.11M	1.80M
3-Month Volatility	27.31%	30.32%
Beta	1.61	1.54

Profitability

Return on Equity (TTM)

SMFG

8.01%

Banks Industry

Max: 25.40%
Q3: 15.55%
Median: 12.00%
Q1: 8.98%
Min: -0.10%

SMFG’s Return on Equity of 8.01% is in the lower quartile for the Banks industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.

TPG

7.50%

Capital Markets Industry

Max: 38.97%
Q3: 22.24%
Median: 13.52%
Q1: 8.61%
Min: -4.25%

TPG’s Return on Equity of 7.50% is in the lower quartile for the Capital Markets industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.

SMFG vs. TPG: A comparison of their Return on Equity (TTM) against their respective Banks and Capital Markets industry benchmarks.

Net Profit Margin (TTM)

SMFG

19.05%

Banks Industry

Max: 54.20%
Q3: 35.73%
Median: 28.97%
Q1: 22.56%
Min: 6.98%

Falling into the lower quartile for the Banks industry, SMFG’s Net Profit Margin of 19.05% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.

TPG

1.61%

Capital Markets Industry

Max: 69.91%
Q3: 37.24%
Median: 24.30%
Q1: 13.06%
Min: -15.18%

Falling into the lower quartile for the Capital Markets industry, TPG’s Net Profit Margin of 1.61% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.

SMFG vs. TPG: A comparison of their Net Profit Margin (TTM) against their respective Banks and Capital Markets industry benchmarks.

Operating Profit Margin (TTM)

SMFG

25.28%

Banks Industry

Max: 63.35%
Q3: 44.73%
Median: 37.24%
Q1: 28.25%
Min: 12.28%

SMFG’s Operating Profit Margin of 25.28% is in the lower quartile for the Banks industry. This indicates weaker profitability from core operations, which may stem from inefficiencies or competitive pressures on pricing.

TPG

1.90%

Capital Markets Industry

Max: 84.86%
Q3: 47.16%
Median: 32.23%
Q1: 18.65%
Min: -21.87%

TPG’s Operating Profit Margin of 1.90% is in the lower quartile for the Capital Markets industry. This indicates weaker profitability from core operations, which may stem from inefficiencies or competitive pressures on pricing.

SMFG vs. TPG: A comparison of their Operating Profit Margin (TTM) against their respective Banks and Capital Markets industry benchmarks.

Profitability at a Glance

Symbol	SMFG	TPG
Return on Equity (TTM)	8.01%	7.50%
Return on Assets (TTM)	0.39%	0.56%
Net Profit Margin (TTM)	19.05%	1.61%
Operating Profit Margin (TTM)	25.28%	1.90%
Gross Profit Margin (TTM)	--	--

Financial Strength

Current Ratio (MRQ)

SMFG

Banks Industry

Max: --
Q3: --
Median: --
Q1: --
Min: --

For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

TPG

0.25

Capital Markets Industry

Max: 3.37
Q3: 1.81
Median: 1.01
Q1: 0.56
Min: 0.04

For the Capital Markets industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

SMFG vs. TPG: A comparison of their Current Ratio (MRQ) against their respective Banks and Capital Markets industry benchmarks.

Debt-to-Equity Ratio (MRQ)

SMFG

4.16

Banks Industry

Max: 5.78
Q3: 2.66
Median: 1.05
Q1: 0.40
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.

TPG

1.62

Capital Markets Industry

Max: 6.52
Q3: 2.79
Median: 0.96
Q1: 0.28
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Capital Markets industry.

SMFG vs. TPG: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Banks and Capital Markets industry benchmarks.

Interest Coverage Ratio (TTM)

SMFG

Banks Industry

Max: --
Q3: --
Median: --
Q1: --
Min: --

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.

TPG

6.40

Capital Markets Industry

Max: 107.59
Q3: 48.41
Median: 10.85
Q1: 4.56
Min: -36.26

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Capital Markets industry.

SMFG vs. TPG: A comparison of their Interest Coverage Ratio (TTM) against their respective Banks and Capital Markets industry benchmarks.

Financial Strength at a Glance

Symbol	SMFG	TPG
Current Ratio (MRQ)	--	0.25
Quick Ratio (MRQ)	--	0.25
Debt-to-Equity Ratio (MRQ)	4.16	1.62
Interest Coverage Ratio (TTM)	--	6.40

Growth

Revenue Growth

SMFG vs. TPG: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

SMFG vs. TPG: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

SMFG

2.56%

Banks Industry

Max: 11.03%
Q3: 6.00%
Median: 3.87%
Q1: 2.41%
Min: 0.00%

SMFG’s Dividend Yield of 2.56% is consistent with its peers in the Banks industry, providing a dividend return that is standard for its sector.

TPG

4.21%

Capital Markets Industry

Max: 9.02%
Q3: 4.54%
Median: 2.55%
Q1: 1.27%
Min: 0.00%

TPG’s Dividend Yield of 4.21% is consistent with its peers in the Capital Markets industry, providing a dividend return that is standard for its sector.

SMFG vs. TPG: A comparison of their Dividend Yield (TTM) against their respective Banks and Capital Markets industry benchmarks.

Dividend Payout Ratio (TTM)

SMFG

104.11%

Banks Industry

Max: 134.24%
Q3: 79.39%
Median: 55.09%
Q1: 36.09%
Min: 0.00%

SMFG’s Dividend Payout Ratio of 104.11% is in the upper quartile for the Banks industry. This indicates a strong commitment to shareholder returns but also suggests that a smaller portion of earnings is retained for reinvestment compared to many peers.

TPG

1,434.13%

Capital Markets Industry

Max: 199.38%
Q3: 99.28%
Median: 60.67%
Q1: 32.00%
Min: 0.00%

At 1,434.13%, TPG’s Dividend Payout Ratio is exceptionally high, exceeding the typical range for the Capital Markets industry. While this provides a significant return to shareholders, it may limit funds for reinvestment and could be difficult to sustain.

SMFG vs. TPG: A comparison of their Dividend Payout Ratio (TTM) against their respective Banks and Capital Markets industry benchmarks.

Dividend at a Glance

Symbol	SMFG	TPG
Dividend Yield (TTM)	2.56%	4.21%
Dividend Payout Ratio (TTM)	104.11%	1,434.13%

Valuation

Price-to-Earnings Ratio (TTM)

SMFG

13.60

Banks Industry

Max: 22.69
Q3: 13.75
Median: 10.32
Q1: 7.73
Min: 2.59

SMFG’s P/E Ratio of 13.60 is within the middle range for the Banks industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

TPG

340.77

Capital Markets Industry

Max: 51.69
Q3: 29.42
Median: 17.58
Q1: 12.55
Min: 5.59

At 340.77, TPG’s P/E Ratio is exceptionally high, exceeding the typical maximum for the Capital Markets industry. This suggests the stock may be significantly overvalued compared to its peers and implies high market expectations that could be difficult to meet.

SMFG vs. TPG: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Banks and Capital Markets industry benchmarks.

Price-to-Sales Ratio (TTM)

SMFG

2.32

Banks Industry

Max: 4.90
Q3: 2.98
Median: 2.24
Q1: 1.59
Min: 0.45

The P/S Ratio is often not a primary valuation tool in the Banks industry.

TPG

5.47

Capital Markets Industry

Max: 14.65
Q3: 7.29
Median: 4.53
Q1: 2.26
Min: 0.04

TPG’s P/S Ratio of 5.47 aligns with the market consensus for the Capital Markets industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

SMFG vs. TPG: A comparison of their Price-to-Sales Ratio (TTM) against their respective Banks and Capital Markets industry benchmarks.

Price-to-Book Ratio (MRQ)

SMFG

0.98

Banks Industry

Max: 2.09
Q3: 1.40
Median: 1.11
Q1: 0.86
Min: 0.29

SMFG’s P/B Ratio of 0.98 is within the conventional range for the Banks industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

TPG

20.30

Capital Markets Industry

Max: 10.83
Q3: 5.12
Median: 2.66
Q1: 1.19
Min: 0.37

At 20.30, TPG’s P/B Ratio is at an extreme premium to the Capital Markets industry. This signifies that the market’s valuation is heavily reliant on future potential rather than its current net asset value, which can be a high-risk proposition.

SMFG vs. TPG: A comparison of their Price-to-Book Ratio (MRQ) against their respective Banks and Capital Markets industry benchmarks.

Valuation at a Glance

Symbol	SMFG	TPG
Price-to-Earnings Ratio (TTM)	13.60	340.77
Price-to-Sales Ratio (TTM)	2.32	5.47
Price-to-Book Ratio (MRQ)	0.98	20.30
Price-to-Free Cash Flow Ratio (TTM)	3.59	33.52