SMFG vs. SPGI: A Head-to-Head Stock Comparison

Updated on November 22, 2025

Here’s a clear look at SMFG and SPGI, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

SMFG trades as an American Depositary Receipt (ADR), offering U.S. investors a convenient way to access its foreign-listed shares. In contrast, SPGI is a standard domestic listing.

Symbol	SMFG	SPGI
Company Name	Sumitomo Mitsui Financial Group, Inc.	S&P Global Inc.
Country	Japan	United States
GICS Sector	Financials	Financials
GICS Industry	Banks	Capital Markets
Market Capitalization	115.38 billion USD	150.13 billion USD
Exchange	NYSE	NYSE
Listing Date	January 27, 2006	February 21, 1973
Security Type	ADR	Common Stock

Historical Performance

This chart compares the performance of SMFG and SPGI by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

SMFG vs. SPGI: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

Symbol	SMFG	SPGI
5-Day Price Return	7.86%	0.01%
13-Week Price Return	13.09%	-11.24%
26-Week Price Return	31.02%	-4.20%
52-Week Price Return	58.60%	-3.21%
Month-to-Date Return	8.77%	1.37%
Year-to-Date Return	20.30%	-0.83%
10-Day Avg. Volume	13.27M	1.64M
3-Month Avg. Volume	12.81M	1.44M
3-Month Volatility	28.03%	23.43%
Beta	1.60	1.21

Profitability

Return on Equity (TTM)

SMFG

8.01%

Banks Industry

Max: 25.75%
Q3: 15.51%
Median: 11.91%
Q1: 8.65%
Min: -1.41%

SMFG’s Return on Equity of 8.01% is in the lower quartile for the Banks industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.

SPGI

12.67%

Capital Markets Industry

Max: 41.61%
Q3: 22.56%
Median: 13.62%
Q1: 9.23%
Min: -4.25%

SPGI’s Return on Equity of 12.67% is on par with the norm for the Capital Markets industry, indicating its profitability relative to shareholder equity is typical for the sector.

SMFG vs. SPGI: A comparison of their Return on Equity (TTM) against their respective Banks and Capital Markets industry benchmarks.

Net Profit Margin (TTM)

SMFG

19.05%

Banks Industry

Max: 54.20%
Q3: 35.60%
Median: 28.95%
Q1: 22.27%
Min: 2.66%

Falling into the lower quartile for the Banks industry, SMFG’s Net Profit Margin of 19.05% indicates weaker profitability. This means the company retains a smaller portion of each dollar in sales as profit compared to its competitors.

SPGI

28.10%

Capital Markets Industry

Max: 69.91%
Q3: 36.88%
Median: 24.30%
Q1: 13.14%
Min: -6.20%

SPGI’s Net Profit Margin of 28.10% is aligned with the median group of its peers in the Capital Markets industry. This indicates its ability to convert revenue into profit is typical for the sector.

SMFG vs. SPGI: A comparison of their Net Profit Margin (TTM) against their respective Banks and Capital Markets industry benchmarks.

Operating Profit Margin (TTM)

SMFG

25.28%

Banks Industry

Max: 63.35%
Q3: 44.30%
Median: 37.14%
Q1: 28.21%
Min: 12.28%

SMFG’s Operating Profit Margin of 25.28% is in the lower quartile for the Banks industry. This indicates weaker profitability from core operations, which may stem from inefficiencies or competitive pressures on pricing.

SPGI

40.72%

Capital Markets Industry

Max: 83.68%
Q3: 47.64%
Median: 32.36%
Q1: 19.28%
Min: 0.30%

SPGI’s Operating Profit Margin of 40.72% is around the midpoint for the Capital Markets industry, indicating that its efficiency in managing core business operations is typical for the sector.

SMFG vs. SPGI: A comparison of their Operating Profit Margin (TTM) against their respective Banks and Capital Markets industry benchmarks.

Profitability at a Glance

Symbol	SMFG	SPGI
Return on Equity (TTM)	8.01%	12.67%
Return on Assets (TTM)	0.39%	7.02%
Net Profit Margin (TTM)	19.05%	28.10%
Operating Profit Margin (TTM)	25.28%	40.72%
Gross Profit Margin (TTM)	--	62.66%

Financial Strength

Current Ratio (MRQ)

SMFG

Banks Industry

Max: --
Q3: --
Median: --
Q1: --
Min: --

For the Banks industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

SPGI

0.97

Capital Markets Industry

Max: 3.43
Q3: 1.76
Median: 1.00
Q1: 0.60
Min: 0.04

For the Capital Markets industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

SMFG vs. SPGI: A comparison of their Current Ratio (MRQ) against their respective Banks and Capital Markets industry benchmarks.

Debt-to-Equity Ratio (MRQ)

SMFG

4.16

Banks Industry

Max: 5.78
Q3: 2.55
Median: 0.94
Q1: 0.39
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Banks industry.

SPGI

0.34

Capital Markets Industry

Max: 6.12
Q3: 2.78
Median: 0.96
Q1: 0.31
Min: 0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Capital Markets industry.

SMFG vs. SPGI: A comparison of their Debt-to-Equity Ratio (MRQ) against their respective Banks and Capital Markets industry benchmarks.

Interest Coverage Ratio (TTM)

SMFG

Banks Industry

Max: --
Q3: --
Median: --
Q1: --
Min: --

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Banks industry.

SPGI

21.98

Capital Markets Industry

Max: 107.59
Q3: 50.42
Median: 10.94
Q1: 4.37
Min: -36.26

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Capital Markets industry.

SMFG vs. SPGI: A comparison of their Interest Coverage Ratio (TTM) against their respective Banks and Capital Markets industry benchmarks.

Financial Strength at a Glance

Symbol	SMFG	SPGI
Current Ratio (MRQ)	--	0.97
Quick Ratio (MRQ)	--	0.97
Debt-to-Equity Ratio (MRQ)	4.16	0.34
Interest Coverage Ratio (TTM)	--	21.98

Growth

Revenue Growth

SMFG vs. SPGI: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

SMFG vs. SPGI: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

SMFG

2.47%

Banks Industry

Max: 9.92%
Q3: 5.44%
Median: 3.78%
Q1: 2.38%
Min: 0.00%

SMFG’s Dividend Yield of 2.47% is consistent with its peers in the Banks industry, providing a dividend return that is standard for its sector.

SPGI

0.78%

Capital Markets Industry

Max: 8.63%
Q3: 4.88%
Median: 2.72%
Q1: 1.41%
Min: 0.00%

SPGI’s Dividend Yield of 0.78% is in the lower quartile for the Capital Markets industry. This suggests the company’s strategy likely favors retaining earnings for growth over providing a high dividend income.

SMFG vs. SPGI: A comparison of their Dividend Yield (TTM) against their respective Banks and Capital Markets industry benchmarks.

Dividend Payout Ratio (TTM)

SMFG

104.11%

Banks Industry

Max: 135.42%
Q3: 78.13%
Median: 52.54%
Q1: 35.48%
Min: 0.00%

SMFG’s Dividend Payout Ratio of 104.11% is in the upper quartile for the Banks industry. This indicates a strong commitment to shareholder returns but also suggests that a smaller portion of earnings is retained for reinvestment compared to many peers.

SPGI

27.50%

Capital Markets Industry

Max: 188.84%
Q3: 96.52%
Median: 61.58%
Q1: 31.74%
Min: 0.00%

SPGI’s Dividend Payout Ratio of 27.50% is in the lower quartile for the Capital Markets industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.

SMFG vs. SPGI: A comparison of their Dividend Payout Ratio (TTM) against their respective Banks and Capital Markets industry benchmarks.

Dividend at a Glance

Symbol	SMFG	SPGI
Dividend Yield (TTM)	2.47%	0.78%
Dividend Payout Ratio (TTM)	104.11%	27.50%

Valuation

Price-to-Earnings Ratio (TTM)

SMFG

14.10

Banks Industry

Max: 21.36
Q3: 13.70
Median: 10.55
Q1: 8.08
Min: 2.84

A P/E Ratio of 14.10 places SMFG in the upper quartile for the Banks industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.

SPGI

35.23

Capital Markets Industry

Max: 47.53
Q3: 28.81
Median: 16.62
Q1: 12.06
Min: 5.71

A P/E Ratio of 35.23 places SPGI in the upper quartile for the Capital Markets industry. This high valuation relative to peers suggests the market holds elevated expectations for the company’s future growth.

SMFG vs. SPGI: A comparison of their Price-to-Earnings Ratio (TTM) against their respective Banks and Capital Markets industry benchmarks.

Price-to-Sales Ratio (TTM)

SMFG

2.32

Banks Industry

Max: 4.90
Q3: 2.97
Median: 2.24
Q1: 1.58
Min: 0.45

The P/S Ratio is often not a primary valuation tool in the Banks industry.

SPGI

9.90

Capital Markets Industry

Max: 13.23
Q3: 6.65
Median: 4.40
Q1: 2.22
Min: 0.03

SPGI’s P/S Ratio of 9.90 is in the upper echelon for the Capital Markets industry. This means the company is valued richly on its revenue stream compared to its peers, suggesting the stock is priced for a high level of future performance.

SMFG vs. SPGI: A comparison of their Price-to-Sales Ratio (TTM) against their respective Banks and Capital Markets industry benchmarks.

Price-to-Book Ratio (MRQ)

SMFG

0.98

Banks Industry

Max: 2.14
Q3: 1.43
Median: 1.13
Q1: 0.87
Min: 0.25

SMFG’s P/B Ratio of 0.98 is within the conventional range for the Banks industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

SPGI

4.47

Capital Markets Industry

Max: 10.83
Q3: 5.27
Median: 2.66
Q1: 1.34
Min: 0.37

SPGI’s P/B Ratio of 4.47 is within the conventional range for the Capital Markets industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

SMFG vs. SPGI: A comparison of their Price-to-Book Ratio (MRQ) against their respective Banks and Capital Markets industry benchmarks.

Valuation at a Glance

Symbol	SMFG	SPGI
Price-to-Earnings Ratio (TTM)	14.10	35.23
Price-to-Sales Ratio (TTM)	2.32	9.90
Price-to-Book Ratio (MRQ)	0.98	4.47
Price-to-Free Cash Flow Ratio (TTM)	3.72	27.21