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Royal Bank of Canada (RY) vs. Wells Fargo (WFC)

This page compares Royal Bank of Canada (RY) with Wells Fargo (WFC) using historical performance, profitability, financial strength, growth, dividend, and valuation metrics.

Company Profile

Royal Bank of Canada (RY) and Wells Fargo (WFC) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.

SymbolRYWFC
Company NameRoyal Bank of CanadaWells Fargo & Company
Country/RegionCanadaUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupBanksBanks
GICS IndustryBanksBanks
GICS Sub-IndustryDiversified BanksDiversified Banks
Market Capitalization255.20 billion USD228.14 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateOctober 16, 1995June 1, 1972
Security TypeCommon StockCommon Stock

Historical Performance

RY
WFC
Loading price history…
Royal Bank of Canada (RY) vs. Wells Fargo (WFC): Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Historical Performance at a Glance

SymbolRYWFC
5-Day Price Return1.06%1.39%
13-Week Price Return9.33%-14.70%
26-Week Price Return22.11%-13.51%
52-Week Price Return43.61%-1.99%
Month-to-Date Return3.36%-9.34%
Year-to-Date Return7.92%-20.01%
10-Day Avg. Volume3.89M19.87M
3-Month Avg. Volume3.80M17.68M
3-Month Volatility16.00%30.43%
Beta0.630.98

Profitability

Return on Equity (TTM)

Royal Bank of Canada (RY) at 15.37% ranks in the top quartile for Return on Equity (TTM), ahead of Wells Fargo (WFC) at 12.02%, which sits closer to the industry mid-range.

RY

Banks industry group

15.37%

Max
19.43%
Q3
13.59%
Median
10.42%
Q1
8.86%
Min
4.22%

WFC

Banks industry group

12.02%

Max
19.43%
Q3
13.59%
Median
10.42%
Q1
8.86%
Min
4.22%
Royal Bank of Canada (RY) vs. Wells Fargo (WFC): A comparison of their Return on Equity (TTM) against the Banks industry group benchmark.

Net Profit Margin (TTM)

Royal Bank of Canada (RY) at 26.26% posts Net Profit Margin (TTM) around its industry mid-range, while Wells Fargo (WFC) at 22.19% drops into the bottom quartile.

RY

Banks industry group

26.26%

Max
45.10%
Q3
33.38%
Median
28.75%
Q1
23.67%
Min
9.48%

WFC

Banks industry group

22.19%

Max
45.10%
Q3
33.38%
Median
28.75%
Q1
23.67%
Min
9.48%
Royal Bank of Canada (RY) vs. Wells Fargo (WFC): A comparison of their Net Profit Margin (TTM) against the Banks industry group benchmark.

Operating Profit Margin (TTM)

Operating Profit Margin (TTM) isn’t a meaningful figure for either Royal Bank of Canada (RY) in Banks or Wells Fargo (WFC) in Banks under our convention.

RY

Banks industry group

34.59%

Max
59.75%
Q3
42.28%
Median
36.16%
Q1
30.13%
Min
12.28%

WFC

Banks industry group

25.35%

Max
59.75%
Q3
42.28%
Median
36.16%
Q1
30.13%
Min
12.28%
Royal Bank of Canada (RY) vs. Wells Fargo (WFC): A comparison of their Operating Profit Margin (TTM) against the Banks industry group benchmark.

Profitability at a Glance

SymbolRYWFC
Return on Equity (TTM)15.37%12.02%
Return on Assets (TTM)0.92%1.03%
Net Profit Margin (TTM)26.26%22.19%
Operating Profit Margin (TTM)34.59%25.35%
Gross Profit Margin (TTM)----

Financial Strength

Current Ratio (MRQ)

Current Ratio (MRQ) isn’t a meaningful figure for either Royal Bank of Canada (RY) in Banks or Wells Fargo (WFC) in Banks under our convention.

RY

Banks industry group

--

Max
0.20
Q3
0.16
Median
0.13
Q1
0.09
Min
0.06

WFC

Banks industry group

--

Max
0.20
Q3
0.16
Median
0.13
Q1
0.09
Min
0.06
Royal Bank of Canada (RY) vs. Wells Fargo (WFC): A comparison of their Current Ratio (MRQ) against the Banks industry group benchmark.

Debt-to-Equity Ratio (MRQ)

Debt-to-Equity Ratio (MRQ) isn’t a meaningful figure for either Royal Bank of Canada (RY) in Banks or Wells Fargo (WFC) in Banks under our convention.

RY

Banks industry group

2.49

Max
2.32
Q3
0.99
Median
0.21
Q1
0.10
Min
0.00

WFC

Banks industry group

2.53

Max
2.32
Q3
0.99
Median
0.21
Q1
0.10
Min
0.00
Royal Bank of Canada (RY) vs. Wells Fargo (WFC): A comparison of their Debt-to-Equity Ratio (MRQ) against the Banks industry group benchmark.

Interest Coverage Ratio (TTM)

Interest Coverage Ratio (TTM) isn’t a meaningful figure for either Royal Bank of Canada (RY) in Banks or Wells Fargo (WFC) in Banks under our convention.

RY

Banks industry group

--

Max
1.51
Q3
0.91
Median
0.30
Q1
-0.30
Min
-0.91

WFC

Banks industry group

--

Max
1.51
Q3
0.91
Median
0.30
Q1
-0.30
Min
-0.91
Royal Bank of Canada (RY) vs. Wells Fargo (WFC): A comparison of their Interest Coverage Ratio (TTM) against the Banks industry group benchmark.

Financial Strength at a Glance

SymbolRYWFC
Current Ratio (MRQ)----
Quick Ratio (MRQ)----
Debt-to-Equity Ratio (MRQ)2.492.53
Interest Coverage Ratio (TTM)----

Growth

Revenue Growth

Royal Bank of Canada (RY) vs. Wells Fargo (WFC): A comparison of their Revenue Growth across different time periods.

Revenue Growth at a Glance

SymbolRYWFC
Revenue Growth (MRQ vs Prior YoY)112.67%52.43%
Revenue Growth (TTM vs Prior YoY)135.31%72.75%
3-Year Revenue CAGR-0.46%-6.53%
5-Year Revenue CAGR8.67%-1.72%

EPS Growth

Royal Bank of Canada (RY) vs. Wells Fargo (WFC): A comparison of their EPS Growth across different time periods.

EPS Growth at a Glance

SymbolRYWFC
EPS Growth (MRQ vs Prior YoY)13.95%14.35%
EPS Growth (TTM vs Prior YoY)18.99%15.48%
3-Year EPS CAGR8.76%22.68%
5-Year EPS CAGR12.55%51.79%

Dividend

Dividend Yield (TTM)

Both Royal Bank of Canada (RY) at 2.55% and Wells Fargo (WFC) at 2.88% report Dividend Yield (TTM) near their industry mid-ranges, so neither company stands out strongly from peers on cash yield relative to share price.

RY

Banks industry group

2.55%

Max
5.97%
Q3
3.66%
Median
2.90%
Q1
2.08%
Min
0.00%

WFC

Banks industry group

2.88%

Max
5.97%
Q3
3.66%
Median
2.90%
Q1
2.08%
Min
0.00%
Royal Bank of Canada (RY) vs. Wells Fargo (WFC): A comparison of their Dividend Yield (TTM) against the Banks industry group benchmark.

Dividend Payout Ratio (TTM)

Both Royal Bank of Canada (RY) at 42.80% and Wells Fargo (WFC) at 30.20% maintain Dividend Payout Ratio (TTM) around their industries’ median — balanced dividend policy on both sides, returning cash while leaving part of reported earnings available for reinvestment or balance-sheet flexibility.

RY

Banks industry group

42.80%

Max
82.25%
Q3
49.73%
Median
36.98%
Q1
27.46%
Min
0.00%

WFC

Banks industry group

30.20%

Max
82.25%
Q3
49.73%
Median
36.98%
Q1
27.46%
Min
0.00%
Royal Bank of Canada (RY) vs. Wells Fargo (WFC): A comparison of their Dividend Payout Ratio (TTM) against the Banks industry group benchmark.

Dividend at a Glance

SymbolRYWFC
Dividend Yield (TTM)2.55%2.88%
Dividend Payout Ratio (TTM)42.80%30.20%

Valuation

Price-to-Earnings Ratio (TTM)

Wells Fargo (WFC) at 10.49 carries typical industry Price-to-Earnings Ratio (TTM), while Royal Bank of Canada (RY) at 16.78 sits in the higher-multiple quartile — RY carries a higher trailing earnings multiple relative to peers.

RY

Banks industry group

16.78

Max
20.82
Q3
14.78
Median
11.87
Q1
10.36
Min
5.23

WFC

Banks industry group

10.49

Max
20.82
Q3
14.78
Median
11.87
Q1
10.36
Min
5.23
Royal Bank of Canada (RY) vs. Wells Fargo (WFC): A comparison of their Price-to-Earnings Ratio (TTM) against the Banks industry group benchmark.

Price-to-Sales Ratio (TTM)

Price-to-Sales Ratio (TTM) isn’t a meaningful figure for either Royal Bank of Canada (RY) in Banks or Wells Fargo (WFC) in Banks under our convention.

RY

Banks industry group

3.00

Max
4.88
Q3
3.19
Median
2.36
Q1
1.99
Min
0.52

WFC

Banks industry group

1.91

Max
4.88
Q3
3.19
Median
2.36
Q1
1.99
Min
0.52
Royal Bank of Canada (RY) vs. Wells Fargo (WFC): A comparison of their Price-to-Sales Ratio (TTM) against the Banks industry group benchmark.

Price-to-Book Ratio (MRQ)

Wells Fargo (WFC) at 1.37 hovers around the typical industry Price-to-Book Ratio (MRQ), while Royal Bank of Canada (RY) at 2.31 sits above its industry benchmark range — an elevated book-value multiple for RY relative to peers.

RY

Banks industry group

2.31

Max
2.17
Q3
1.47
Median
1.16
Q1
1.00
Min
0.57

WFC

Banks industry group

1.37

Max
2.17
Q3
1.47
Median
1.16
Q1
1.00
Min
0.57
Royal Bank of Canada (RY) vs. Wells Fargo (WFC): A comparison of their Price-to-Book Ratio (MRQ) against the Banks industry group benchmark.

Valuation at a Glance

SymbolRYWFC
Price-to-Earnings Ratio (TTM)16.7810.49
Price-to-Sales Ratio (TTM)3.001.91
Price-to-Book Ratio (MRQ)2.311.37
Price-to-Free Cash Flow Ratio (TTM)4.6917.16