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Royal Bank of Canada (RY) vs. Wells Fargo (WFC)

This page compares Royal Bank of Canada (RY) with Wells Fargo (WFC) using performance and risk, profitability, financial strength, growth, dividends, and valuation metrics.

Company Profile

Royal Bank of Canada (RY) and Wells Fargo (WFC) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.

SymbolRYWFC
NameRoyal Bank of CanadaWells Fargo & Company
Country/RegionCanadaUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupBanksBanks
GICS IndustryBanksBanks
GICS Sub-IndustryDiversified BanksDiversified Banks
Market Capitalization275.01 billion USD250.94 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateOctober 16, 1995June 1, 1972
Security TypeCommon StockCommon Stock

Valuation

Price-to-Earnings Ratio (TTM)

Wells Fargo (WFC) at 12.67 carries typical industry Price-to-Earnings Ratio (TTM), while Royal Bank of Canada (RY) at 17.70 sits in the higher-multiple quartile — RY carries a higher trailing earnings multiple relative to peers.

RY

Banks industry group

17.70

Max
21.00
Q3
15.02
Median
12.55
Q1
10.95
Min
5.90

WFC

Banks industry group

12.67

Max
21.00
Q3
15.02
Median
12.55
Q1
10.95
Min
5.90
Royal Bank of Canada (RY) vs. Wells Fargo (WFC): A comparison of their Price-to-Earnings Ratio (TTM) against the Banks industry group benchmark.

Price-to-Sales Ratio (TTM)

Price-to-Sales Ratio (TTM) isn’t a meaningful figure for either Royal Bank of Canada (RY) in Banks or Wells Fargo (WFC) in Banks under our convention.

RY

Banks industry group

4.18

Max
6.00
Q3
4.33
Median
3.68
Q1
3.17
Min
1.73

WFC

Banks industry group

3.09

Max
6.00
Q3
4.33
Median
3.68
Q1
3.17
Min
1.73
Royal Bank of Canada (RY) vs. Wells Fargo (WFC): A comparison of their Price-to-Sales Ratio (TTM) against the Banks industry group benchmark.

Price-to-Book Ratio (MRQ)

Both look rich against book: Wells Fargo (WFC) at 1.54 sits in the upper Price-to-Book Ratio (MRQ) quartile, and Royal Bank of Canada (RY) at 2.93 prices even higher, above its industry range.

RY

Banks industry group

2.93

Max
2.06
Q3
1.53
Median
1.26
Q1
1.11
Min
0.62

WFC

Banks industry group

1.54

Max
2.06
Q3
1.53
Median
1.26
Q1
1.11
Min
0.62
Royal Bank of Canada (RY) vs. Wells Fargo (WFC): A comparison of their Price-to-Book Ratio (MRQ) against the Banks industry group benchmark.

Valuation at a Glance

SymbolRYWFC
Price-to-Earnings Ratio (TTM)17.7012.67
Price-to-Sales Ratio (TTM)4.183.09
Price-to-Book Ratio (MRQ)2.931.54
Free Cash Flow Yield----

Profitability

Return on Equity (TTM)

Royal Bank of Canada (RY) at 16.20% ranks in the top quartile for Return on Equity (TTM), ahead of Wells Fargo (WFC) at 12.03%, which sits closer to the industry mid-range.

RY

Banks industry group

16.20%

Max
19.84%
Q3
13.11%
Median
10.82%
Q1
8.56%
Min
3.15%

WFC

Banks industry group

12.03%

Max
19.84%
Q3
13.11%
Median
10.82%
Q1
8.56%
Min
3.15%
Royal Bank of Canada (RY) vs. Wells Fargo (WFC): A comparison of their Return on Equity (TTM) against the Banks industry group benchmark.

Net Profit Margin (TTM)

Both Royal Bank of Canada (RY) at 33.69% and Wells Fargo (WFC) at 26.74% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

RY

Banks industry group

33.69%

Max
47.55%
Q3
34.64%
Median
30.31%
Q1
25.75%
Min
12.76%

WFC

Banks industry group

26.74%

Max
47.55%
Q3
34.64%
Median
30.31%
Q1
25.75%
Min
12.76%
Royal Bank of Canada (RY) vs. Wells Fargo (WFC): A comparison of their Net Profit Margin (TTM) against the Banks industry group benchmark.

Operating Profit Margin (TTM)

Operating Profit Margin (TTM) isn’t a meaningful figure for either Royal Bank of Canada (RY) in Banks or Wells Fargo (WFC) in Banks under our convention.

RY

Banks industry group

45.29%

Max
65.49%
Q3
47.71%
Median
42.03%
Q1
35.80%
Min
22.32%

WFC

Banks industry group

29.45%

Max
65.49%
Q3
47.71%
Median
42.03%
Q1
35.80%
Min
22.32%
Royal Bank of Canada (RY) vs. Wells Fargo (WFC): A comparison of their Operating Profit Margin (TTM) against the Banks industry group benchmark.

Profitability at a Glance

SymbolRYWFC
Return on Equity (TTM)16.20%12.03%
Return on Assets (TTM)0.96%1.05%
Net Profit Margin (TTM)33.69%26.74%
Operating Profit Margin (TTM)45.29%29.45%
Gross Profit Margin (TTM)0.00%0.00%

Growth

Revenue Growth

Royal Bank of Canada (RY) vs. Wells Fargo (WFC): A comparison of their Revenue Growth across different time periods.

Revenue Growth at a Glance

SymbolRYWFC
1-Year Revenue Growth15.73%1.70%
3-Year Revenue CAGR10.90%4.02%

EPS Growth

Royal Bank of Canada (RY) vs. Wells Fargo (WFC): A comparison of their EPS Growth across different time periods.

EPS Growth at a Glance

SymbolRYWFC
1-Year EPS Growth--16.57%
3-Year EPS CAGR--25.86%

Financial Strength

Current Ratio (MRQ)

Current Ratio (MRQ) isn’t a meaningful figure for either Royal Bank of Canada (RY) in Banks or Wells Fargo (WFC) in Banks under our convention.

RY

Banks industry group

--

Max
--
Q3
--
Median
--
Q1
--
Min
--

WFC

Banks industry group

--

Max
--
Q3
--
Median
--
Q1
--
Min
--
Royal Bank of Canada (RY) vs. Wells Fargo (WFC): A comparison of their Current Ratio (MRQ). No industry group benchmark is available for either stock for this metric.

Debt-to-Equity Ratio (MRQ)

Debt-to-Equity Ratio (MRQ) isn’t a meaningful figure for either Royal Bank of Canada (RY) in Banks or Wells Fargo (WFC) in Banks under our convention.

RY

Banks industry group

--

Max
--
Q3
--
Median
--
Q1
--
Min
--

WFC

Banks industry group

--

Max
--
Q3
--
Median
--
Q1
--
Min
--
Royal Bank of Canada (RY) vs. Wells Fargo (WFC): A comparison of their Debt-to-Equity Ratio (MRQ). No industry group benchmark is available for either stock for this metric.

Financial Strength at a Glance

SymbolRYWFC
Current Ratio (MRQ)----
Debt-to-Equity Ratio (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Both Royal Bank of Canada (RY) at 2.58% and Wells Fargo (WFC) at 2.20% report Dividend Yield (TTM) near their industry mid-ranges, so neither company stands out strongly from peers on cash yield relative to share price.

RY

Banks industry group

2.58%

Max
5.68%
Q3
3.37%
Median
2.63%
Q1
1.78%
Min
0.00%

WFC

Banks industry group

2.20%

Max
5.68%
Q3
3.37%
Median
2.63%
Q1
1.78%
Min
0.00%
Royal Bank of Canada (RY) vs. Wells Fargo (WFC): A comparison of their Dividend Yield (TTM) against the Banks industry group benchmark.

Dividend Payout Ratio (TTM)

Both Royal Bank of Canada (RY) at 41.35% and Wells Fargo (WFC) at 27.05% maintain Dividend Payout Ratio (TTM) around their industries’ median — balanced dividend policy on both sides, returning cash while leaving part of reported earnings available for reinvestment or balance-sheet flexibility.

RY

Banks industry group

41.35%

Max
74.88%
Q3
42.74%
Median
29.08%
Q1
19.87%
Min
0.00%

WFC

Banks industry group

27.05%

Max
74.88%
Q3
42.74%
Median
29.08%
Q1
19.87%
Min
0.00%
Royal Bank of Canada (RY) vs. Wells Fargo (WFC): A comparison of their Dividend Payout Ratio (TTM) against the Banks industry group benchmark.

Dividends at a Glance

SymbolRYWFC
Dividend Yield (TTM)2.58%2.20%
Dividend Payout Ratio (TTM)41.35%27.05%

Performance & Risk

RY
WFC
Loading price history…
Royal Bank of Canada (RY) vs. Wells Fargo (WFC): Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Performance & Risk at a Glance

SymbolRYWFC
1-Year Return55.52%8.39%
1-Year Volatility15.15%26.82%
Beta0.800.92
3-Month Avg. Volume1.47M17.27M