RJF vs. SF: Raymond James Financial vs. Stifel Financial Stock Comparison
How do Raymond James Financial (RJF) and Stifel Financial (SF) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Raymond James Financial (RJF) and Stifel Financial (SF) are both classified in the Investment Banking & Brokerage sub-industry within the broader Capital Markets industry, placing them in the closest GICS peer bucket.
| Profile Item | RJF | SF |
|---|---|---|
| Name | Raymond James Financial, Inc. | Stifel Financial Corp. |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Financial Services | Financial Services |
| GICS Industry | Capital Markets | Capital Markets |
| GICS Sub-Industry | Investment Banking & Brokerage | Investment Banking & Brokerage |
| Market Capitalization | 31.28 billion USD | 10.65 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | July 1, 1983 | July 19, 1983 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | RJF | SF |
|---|---|---|
| Total Return (1Y) | 3.99% | -8.12% |
| Total Return (3Y, Annualized) | 20.73% | 24.91% |
| Total Return (5Y, Annualized) | 12.47% | 9.74% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | RJF | SF |
|---|---|---|
| Volatility (1Y, Annualized) | 25.94% | 27.41% |
| Beta (5Y) | 0.91 | 0.98 |
| Max Drawdown (5Y) | -32.11% | -36.25% |
| Avg. Volume (3M) | 1.20M | 1.29M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | RJF | SF |
|---|---|---|
| Sharpe Ratio (1Y) | -0.01 | -0.45 |
| Sortino Ratio (1Y) | -0.02 | -0.62 |
Profitability
ROE (TTM)
Both Raymond James Financial (RJF) at 18.73% and Stifel Financial (SF) at 16.55% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.
RJF
Financial Services industry group
18.73%
- Max
- 44.78%
- Q3
- 21.85%
- RJF
- 18.73%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
SF
Financial Services industry group
16.55%
- Max
- 44.78%
- Q3
- 21.85%
- SF
- 16.55%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
Net Margin (TTM)
Both Raymond James Financial (RJF) at 14.97% and Stifel Financial (SF) at 16.73% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.
RJF
Financial Services industry group
14.97%
- Max
- 62.84%
- Q3
- 28.05%
- Median
- 15.36%
- RJF
- 14.97%
- Q1
- 4.82%
- Min
- -28.52%
SF
Financial Services industry group
16.73%
- Max
- 62.84%
- Q3
- 28.05%
- SF
- 16.73%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
Operating Margin (TTM)
Both Raymond James Financial (RJF) at 20.88% and Stifel Financial (SF) at 22.49% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.
RJF
Financial Services industry group
20.88%
- Max
- 107.33%
- Q3
- 55.90%
- Median
- 30.09%
- RJF
- 20.88%
- Q1
- 14.60%
- Min
- -44.34%
SF
Financial Services industry group
22.49%
- Max
- 107.33%
- Q3
- 55.90%
- Median
- 30.09%
- SF
- 22.49%
- Q1
- 14.60%
- Min
- -44.34%
Profitability Metrics
| Metric | RJF | SF |
|---|---|---|
| ROE (TTM) | 18.73% | 16.55% |
| ROA (TTM) | -- | 2.25% |
| Net Margin (TTM) | 14.97% | 16.73% |
| Operating Margin (TTM) | 20.88% | 22.49% |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Only one side can be read here: Stifel Financial (SF) reports revenue growth of 11.33%, ranked against its industry; Raymond James Financial (RJF) has no revenue growth figure this period.
EPS Growth
Both Raymond James Financial (RJF) at 15.63% and Stifel Financial (SF) at -6.08% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.
Growth Metrics
| Metric | RJF | SF |
|---|---|---|
| Revenue Growth (YoY) | -- | 11.33% |
| Revenue Growth (3Y CAGR) | -- | 8.03% |
| EPS Growth (YoY) | 15.63% | -6.08% |
| EPS Growth (3Y CAGR) | 14.33% | 3.33% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Raymond James Financial (RJF) in Financial Services and Stifel Financial (SF) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Raymond James Financial (RJF) in Financial Services and Stifel Financial (SF) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | RJF | SF |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Raymond James Financial (RJF) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Stifel Financial (SF) reports a yield of 1.83%, ranking against industry peers normally.
RJF
Financial Services industry group
0.00%
- Max
- 9.77%
- Q3
- 3.92%
- Median
- 1.09%
- RJF
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
SF
Financial Services industry group
1.83%
- Max
- 9.77%
- Q3
- 3.92%
- SF
- 1.83%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both Raymond James Financial (RJF) at 18.48% and Stifel Financial (SF) at 22.98% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.
RJF
Financial Services industry group
18.48%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- RJF
- 18.48%
- Q1
- 0.00%
- Min
- 0.00%
SF
Financial Services industry group
22.98%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- SF
- 22.98%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | RJF | SF |
|---|---|---|
| Dividend Yield (TTM) | 0.00% | 1.83% |
| Dividend Payout Ratio (TTM) | 18.48% | 22.98% |
Valuation
P/E Ratio (TTM)
Both Raymond James Financial (RJF) at 13.67 and Stifel Financial (SF) at 12.37 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.
RJF
Financial Services industry group
13.67
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- RJF
- 13.67
- Q1
- 9.68
- Min
- 0.16
SF
Financial Services industry group
12.37
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- SF
- 12.37
- Q1
- 9.68
- Min
- 0.16
P/S Ratio (TTM)
On P/S ratio, both Raymond James Financial (RJF) at 1.98 and Stifel Financial (SF) at 1.82 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.
RJF
Financial Services industry group
1.98
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- RJF
- 1.98
- Q1
- 1.28
- Min
- -0.55
SF
Financial Services industry group
1.82
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- SF
- 1.82
- Q1
- 1.28
- Min
- -0.55
P/B Ratio (MRQ)
On P/B ratio, both Raymond James Financial (RJF) at 2.46 and Stifel Financial (SF) at 2.00 are valued close to their industries’ norm against book — neither stands out from peers.
RJF
Financial Services industry group
2.46
- Max
- 7.79
- Q3
- 3.63
- RJF
- 2.46
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
SF
Financial Services industry group
2.00
- Max
- 7.79
- Q3
- 3.63
- SF
- 2.00
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
Valuation Metrics
| Metric | RJF | SF |
|---|---|---|
| P/E Ratio (TTM) | 13.67 | 12.37 |
| P/S Ratio (TTM) | 1.98 | 1.82 |
| P/B Ratio (MRQ) | 2.46 | 2.00 |
| Free Cash Flow Yield (TTM) | -- | -- |